List of the Best G2A PAY Alternatives in 2025
Explore the best alternatives to G2A PAY available in 2025. Compare user ratings, reviews, pricing, and features of these alternatives. Top Business Software highlights the best options in the market that provide products comparable to G2A PAY. Browse through the alternatives listed below to find the perfect fit for your requirements.
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Blockonomics serves as a decentralized payment solution that allows e-commerce platforms to process bitcoin transactions directly to their wallets without requiring any KYC verification, and it imposes no restrictions on the BTC amounts that can be received. Getting set up is incredibly quick, taking less than five minutes, and you can create a seamless checkout experience that aligns with your website's design, all while ensuring that there are no redirects during the payment process, which enhances security. The platform supports a wide array of popular website builders, including WordPress, Prestashop, Open Cart, and WHMCS, and it features a payment API for those looking to customize their websites further. Additionally, Blockonomics provides versatile options, such as payment buttons for embedding on customized sites and easily shareable payment links for online distribution. Users can also take advantage of services like bitcoin invoicing and access to a block explorer to track transactions. To help you navigate the platform, a variety of tutorials in both blog and video formats are available, alongside 24/7 live support to address any questions or concerns you might have. Blockonomics operates with a modest fee structure of 1% on all transactions, while the first 20 transactions are completely free of charge. Begin your journey by downloading the free plugin today and unlock the potential of bitcoin payments for your store.
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Spreedly
Spreedly
Streamline payments effortlessly, empowering your business growth today!Spreedly, a payment orchestration solution, is accessible through the App Store. Companies experiencing rapid growth, expanding into new territories, or aiming to minimize compliance challenges and payment costs often struggle to adjust their systems to accept payments in line with their evolving business needs. Our platform for payment orchestration empowers clients to establish a unified integration that directs transactions through nearly any combination of payment services while ensuring that end-user card data remains untouched. With secure payment options supported by a portable PCI-compliant vault, businesses can leverage our extensive network of Spreedly payment services and third-party offerings to enhance and facilitate digital transactions. By connecting to a wide range of payment services via a single API, organizations can avoid the complexities of developing intricate interfaces. Drawing on our experience with billions of transactions, we are well-equipped to refine your payment strategy and elevate your overall processing efficiency. This adaptability allows businesses to focus on their core operations while we handle the intricacies of payment processing. -
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AxxonPay
AxxonPay
Empowering high-risk merchants with seamless, secure payment solutions.AxxonPay stands out as a prominent provider of payment solutions, specializing as a direct bank card acquirer for high-risk merchants. We deliver a diverse range of payment services globally, accommodating major brands like Visa, Mastercard, and JCB. Our cutting-edge, data-driven technologies are specifically designed to cater to the unique demands of e-commerce clients, ensuring that online transactions are straightforward, secure, and free from complications. Our advanced payment gateway offers a fully integrated omnichannel payment experience, merging acquiring capabilities with over 100 payment options, mass payouts, and innovative technology in one cohesive platform. AxxonPay guarantees fast and efficient money transfers with just one click. Our clients benefit from lower operational expenses, a quicker route to expanding their businesses, and an optimal combination of security and conversion rates. With a workforce of over 700 professionals and four international offices, AxxonPay is well-positioned to serve its clients. Additionally, we are licensed by the Financial Conduct Authority (FCA) in the UK, underscoring our commitment to regulatory compliance and excellence in service delivery. -
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QFPay
QFPay
"Empowering seamless mobile transactions for global retail success."We enable mobile transactions for retailers on both local and international scales, accommodating businesses that operate in-person or online worldwide. Our platform supports payment processing through every available sales channel, providing a comprehensive solution that enhances the omnichannel shopping experience. By integrating digital payment methods into every customer interaction, we improve the overall experience, allowing for quick and effortless transactions. Our services cater to diverse payment preferences, enabling you to accept a wide range of options that resonate with your customers. Our payment gateway seamlessly connects you to various local and international digital wallets, as well as credit card services. In just a few clicks, you can effortlessly serve both your local customers and international guests. Research indicates that customers are likely to spend more when given the convenience of mobile purchasing. We combine payment solutions with strategic marketing initiatives to enhance your visibility among both residents and travelers. This strategy not only streamlines the checkout process but also contributes to increased revenue. Since our establishment in 2011, QF Pay has built a strong global network of merchants, consumers, mobile wallets, and financial institutions, thereby reinforcing our market presence. Our ongoing dedication to innovation ensures we consistently adapt to the changing requirements of our clientele, positioning us as leaders in the industry. Additionally, we continually seek feedback to refine our services and better serve our diverse customer base. -
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D24
D24
Unlock global markets with seamless, secure payment solutions.To broaden your business's reach by implementing local payment solutions, irrespective of your geographical location, our services offer a streamlined way to connect with various global markets from a single, centralized platform. By offering a wide range of payment options, including those that are popular in specific regions, you can better meet the varied preferences of your customers. Our API facilitates the seamless integration of multiple payment methods into a unified and interactive checkout experience. This enables you to easily accept diverse currencies globally, as we manage the payment processes, allowing you to dedicate your efforts towards business growth. With a single integration, you’ll unlock access to a multitude of international markets. Leverage our knowledge of global commerce to improve your business's performance and quickly respond to your customers' needs. Each transaction is fully secured, ensuring peace of mind, while our direct integration encompasses popular alternative payment methods in emerging markets, presenting over 200 local payment options for both deposits and withdrawals. Managing incoming and outgoing payments is made straightforward with one unified API integration, promoting efficiency in your financial exchanges and simplifying the scaling of your business operations. Furthermore, our reliable support system ensures that you can navigate any challenges that arise in the payment process with confidence. -
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Unicorn Payment
Unicorn Payment
Streamline your payments, secure transactions, grow your business!Our comprehensive online payment platform simplifies the process of accepting payments for your digital business. Unicorn Payment stands out as a premier provider of complete payment gateway solutions. With our reliable service, you can trust that your payment processing will be both safe and efficient. We equip businesses with robust tools and resources, enabling them to launch their payment systems swiftly. Finding flexible and fully-capable credit card processing services can be challenging, yet we customize solutions to meet the unique needs of each client. Our commitment to security ensures that all transactions are encrypted with the latest payment processing technology. Operating in 196 countries, we accommodate nearly every payment method globally. By securing online payments, you can safeguard both your business and your customers. Additionally, our payment gateway can be integrated smoothly, allowing you to avoid cumbersome and time-consuming setup procedures. With Unicorn Payment, you can focus on growing your business while we handle the payment complexities. -
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Alternative Payments
Alternative Payments
Maximize sales with diverse, secure payment solutions today!Failing to provide a diverse array of payment options at checkout could mean you are losing out on significant sales opportunities tailored to your customers' preferences. Unlock insights into the local payment methods preferred by your visitors through our free report, and allow us to help you engage those customers immediately! Our offerings can boost your eCommerce venture while meeting the needs of numerous shoppers who favor payment methods other than credit cards. By ensuring secure payment solutions, a retailer builds trust and streamlines the buying experience for prospective customers, ultimately driving greater revenue. E-commerce operations in the US and Canada now have a groundbreaking chance to appeal to European consumers, reaching markets in Germany, the Netherlands, the UK, and more, all while addressing any payment processing concerns. Implementing this strategic framework not only expands your clientele but also propels your business growth to new heights, creating an opportunity for sustained success in an increasingly competitive landscape. -
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Coinflow
Coinflow
Unlock instant payments, boost conversions, and enhance customer loyalty.Increase your revenue by improving conversion rates through worldwide payment acceptance, featuring immediate settlements and tailored payouts that meet the unique needs of each business. By reducing costs and boosting earnings, you can manage your operations more efficiently on a fully integrated platform. Utilize Coinflow to oversee every aspect of your payment processes, streamline revenue operations, and explore new or innovative business models. Broaden your market presence and effortlessly sell digital products and services with a smooth one-click checkout process. Gain access to the most popular payment methods, empowering your business to securely and promptly generate revenue, no matter where your customers are situated. Experience the benefit of receiving funds instantly, allowing you to celebrate each successful transaction as it happens. In contrast to traditional payment processors that hold payments for days, Coinflow guarantees that your earnings are deposited directly into your account at the moment of sale, providing immediate gratification. With our solution, you can offer your users payments on their preferred terms, ensuring instant payment availability 24/7 throughout the entire year, which significantly enhances customer satisfaction and fosters loyalty. This comprehensive approach not only simplifies transactions but also encourages repeat business and a loyal customer base. -
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Praxis Cashier
Praxis Cashier
Transform your payment operations for global success today!A cashier that boasts over 300 PSP integrations is adaptable, quick to respond, employs smart routing, and follows sophisticated risk management protocols, among other attributes. You can customize your deposit limits and preferred payment methods according to country, currency, campaign, or any criteria you desire. Elevate your operations with our services today, as Praxis links a diverse range of merchants with payment providers worldwide. We will suggest processors that align with your specific geographic goals, helping to expand your market reach. Drawing from our own experiences dealing with the challenges of a processing-laden operation, we offer you the ultimate tool to successfully navigate the obstacles you face. Our software equips you to manage several processors simultaneously, effectively balance loads, direct particular customers to the most appropriate payment solutions, and implement robust risk management that guarantees operational peace of mind. By handling numerous websites across various currencies, ensuring precise reconciliations, increasing approval rates, managing withdrawals, and preventing fraud, you can streamline your operations and concentrate on confidently scaling your business. This comprehensive approach allows you to focus not just on immediate gains, but also on long-term sustainability and growth. -
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OpenTransact
OpenTransact
Streamline payments effortlessly, empowering growth and innovation today!A robust platform crafted to simplify, automate, expand, and manage payment workflows for enterprises, Independent Sales Organizations (ISOs), or financial institutions. By leveraging this system, your organization can quickly and securely access a broader spectrum of payment options, thereby removing the necessity for expert in-house payment knowledge. Enjoy a smooth integration experience that bypasses the complications of obsolete banking infrastructures. OpenTransact’s advanced APIs come with accessible developer assistance via Slack or email for any questions or guidance. You have the ability to connect various payment methods, providers, acquirers, or third-party services to your OpenTransact account, facilitating effortless payment processing without the need for adjustments to your existing integration. With features that ensure compliance with PCI-DSS, NACHA, and PSD2 standards, OpenTransact can be customized to adhere to local regulatory frameworks while safeguarding customer information, irrespective of the payment method or region. Integrating OpenTransact allows you to substantially reduce the developer workload required to manage multiple payment connections. Furthermore, real-time data synchronization across different gateways enhances adaptability and provides more options among various processors, positioning it as an ideal solution for contemporary payment needs. The platform not only optimizes transaction processes but also empowers businesses to focus more on growth and innovation. -
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Payolee
Payolee
Effortlessly accept payments online, boost your business growth!Start accepting one-time or recurring payments on your website effortlessly, without any coding knowledge required. Our platform allows you to create customized payment buttons or forms that streamline transactions for both your products and services. Payolee enhances the payment and checkout experience for your customers, offering easy-to-use buttons that are tailored to your specifications. You can efficiently accept payments for a variety of offerings, improving operational flow while providing a smooth experience for your clients. In addition, we offer donation button options, making it simple to gather support for your causes. Setting up subscription and recurring payment plans is quick and hassle-free; simply select the payment intervals that work best for you and your customers. After you have everything set up, you can trust us to manage the more complex aspects, as we take care of the automation. Our dependable payment gateway guarantees that you can accept payments on your website with ease. Furthermore, our intuitive interface makes transaction management easier than ever, allowing you to focus on what truly matters—growing your business. With our comprehensive support, you can confidently navigate the world of online payments. -
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AltaPay
AltaPay
Streamline transactions and elevate your business effortlessly today!Discover a payment solution that streamlines transactions for e-commerce, in-person retail, and mobile applications seamlessly. You will have total transparency into your payment information and expenditures, regardless of the payment options your customers select. The AltaPay payment gateway supports a broad spectrum of globally recognized payment methods. We take care of every aspect, from payment processing to data collection and ensuring that financial reconciliation is accurate. Effortlessly grow your business without constraints. Improve the shopping journey for your clients across various devices and regions, which can lead to increased conversion rates. By offering a localized, dependable, and user-friendly payment system, AltaPay compiles payment data from both online and offline sales, guaranteeing automatic reconciliation and organization for straightforward visibility into expenses and settlements. Additionally, the AltaPay payment gateway works seamlessly with all standard integration formats, enabling you to keep full control over payment procedures, personalize checkout experiences, and perform A/B testing as necessary. Opting for AltaPay not only equips your business with the adaptability to meet changing market trends but also ensures that you stay competitive and responsive to customer needs. Ultimately, this comprehensive solution positions you for sustained growth and success. -
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borderless
borderless
Streamline payments, boost conversions, and cut fees effortlessly!We offer a comprehensive online payment processing system that enables both domestic and international direct debit transactions, making it easy to facilitate pull-payments. By using our service, businesses can accept bank payments online and may even see their processing fees decrease by as much as 67%. You can manage payments like a local business without the complexities of setting up foreign bank accounts. Our platform allows for the simple creation of payment links or the use of our e-commerce plugin for effortless integration. Customers can conveniently make payments directly from their bank accounts with a single click, ensuring that funds go straight into your account. You will also have real-time visibility of your payment statuses at all times. By the year 2021, it is anticipated that bank transfers will rank as the second most preferred alternative payment method in the e-commerce space. Moreover, businesses that implement our borderless payment solutions may experience up to a 30% increase in conversion rates. Interestingly, there has been a 16% decline in credit card usage, signaling a significant shift in consumer preferences away from conventional payment methods. This downturn in credit card dependence highlights the critical need for businesses to adapt to emerging payment trends to remain competitive in an ever-changing market landscape. As consumer habits evolve, embracing these new payment solutions is not just beneficial but essential for sustained growth. -
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Speed
Speed
Effortless Bitcoin payments: fast, secure, and global.The Speed experience facilitates rapid processing of Bitcoin payments, resulting in reduced transaction fees, enhanced security, improved scalability, and a worldwide reach. Our Bitcoin payment APIs are designed for quick setup, enabling you to utilize the Lightning Network for swift and cost-effective global transactions. The Speed platform API was developed to empower developers in driving business success. With user-friendly APIs, you can easily integrate a Bitcoin payment processor within minutes. This allows businesses to accept Bitcoin payments directly on their websites, through payment links, or via mobile applications. These one-time checkout codes enable effortless acceptance of payments on various online platforms, such as e-commerce sites. Even those without programming skills can generate these links seamlessly. Additionally, you can quickly create payment links to collect funds for multiple purposes, including donations and crowdfunding initiatives. To further enhance accessibility, open-source plugins are provided for all major eCommerce platforms, enabling merchants to integrate into their existing systems with just a few simple clicks. By embracing this technology, businesses can position themselves to thrive in the evolving digital economy. -
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Dodo Payments
Dodo Payments
Empower your global growth with seamless payment solutions.A comprehensive Merchant of Record solution designed to assist digital enterprises in launching their services and processing payments in over 190 countries worldwide. This innovative approach enables businesses to expand their reach and streamline payment acceptance on a global scale. -
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Yuno
Yuno
Transform your global payments with intelligent insights and efficiency.Yuno delivers an extensive array of global payment solutions, featuring tailored checkout options and a comprehensive software suite designed specifically for international transactions. Its advanced smart routing technology minimizes false declines and boosts acceptance rates by automatically determining the most efficient path for securing payment approval. In cases of transaction failures or unavailability of a processor, the system strategically attempts to process the transaction again through multiple payment service providers and acquiring banks until the payment is successfully completed. Users benefit from comprehensive dashboards that offer immediate insights into payment health, transaction details, conversion rates, costs, payment sources, trends, and revenue streams, facilitating a careful analysis of performance across various providers. Furthermore, Yuno empowers businesses with real-time analytics, live updates, customizable alerts, predictive insights, A/B testing functionalities, customer segmentation tools, and state-of-the-art fraud detection mechanisms to enhance security and enable informed decision-making. By leveraging these features, businesses can continuously refine and optimize their payment strategies for superior performance and efficiency, ultimately leading to improved customer satisfaction and increased profitability. -
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PayU
PayU
Streamline payments, boost sales, and enhance customer loyalty.PayU is a versatile payment processing solution that provides a wide array of payment options and various checkout experiences designed to enhance approval and conversion rates. This ultimately results in heightened sales, improved customer trust, stronger brand attachment, and greater loyalty, all while alleviating concerns about the operational and technical intricacies of payment processing, making this the ideal choice for your business needs. Additionally, with its user-friendly interface and robust support, PayU ensures a seamless experience for both merchants and consumers alike. -
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Hips
HIPS Payment Group
Empower your business with seamless, global payment solutions.Hips operates as an all-inclusive omnichannel payment gateway and platform tailored for businesses, ISVs, and ISOs aiming to offer payment terminals or online payment solutions to their clientele. By utilizing our REST API, you can efficiently program merchant accounts or oversee terminals, allowing you to focus on nurturing customer relationships and boosting sales rather than being bogged down by concerns related to payment infrastructure, acquiring, issuing, licensing, PCI compliance, or hardware and software issues. Amplify your POS or payment services through a cohesive global platform that spans more than 70 countries and supports over 60 payment methods suitable for online, mobile, or in-store transactions. We develop tailored pricing models and bespoke payment services—whether for gateway, acquiring, or issuing—that meet the distinct needs of your business. Furthermore, you maintain the autonomy to set pricing for your merchants while enjoying complete control over your customer relationships and service offerings. Setting up merchant accounts or managing terminals is a breeze, as our SDKs facilitate seamless integration of Hips into your mobile and web applications, catering to mobile, unattended, online, or in-store payment solutions. This adaptability not only empowers businesses to thrive but also ensures they remain resilient in a rapidly evolving payment landscape, paving the way for future growth and innovation. -
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wallee
wallee
Transforming payment solutions for seamless digital enterprise growth.In the current business environment, companies that thrive have evolved their methods for accepting payments, and wallee is dedicated to enhancing your digital enterprise in both online and offline settings. We facilitate billions of transactions each year for organizations that are engaged in the digital landscape, allowing businesses of varying sizes to broaden their global footprint. By leveraging our API or plugins, you can kickstart your business growth with efficient payment solutions. Smooth payment processing leads to easy acceptance, and our plugins, tailored for merchants and agencies, make this process accessible through a simple drag-and-drop interface. We serve developers, agencies, and digital entrepreneurs by developing tools that meet the challenges of today's digital age. Furthermore, wallee extends its services beyond e-commerce by offering payment processing solutions for physical locations with our ec terminals, ensuring a seamless connection between your online operations and in-person transactions for a holistic checkout experience. Through wallee, you can optimize your payment systems and successfully navigate the constantly changing business environment. Additionally, our commitment to innovation ensures that our tools will continue to evolve alongside your business needs. -
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Kushki
Kushki
Transforming payments in Latin America with seamless integration.Our achievements reflect our unwavering commitment to connecting Latin America with innovative payment solutions, powered by exceptional talent. With the ability to process over 60,000 transactions per minute throughout the region, we provide extensive guidance, consulting, and support to identify the most suitable technological solutions for your specific business model and customer experience requirements. By allowing businesses to accept local payment methods, we simplify expansion through a unified integration point. Our emphasis on process automation reduces operational times and costs while enhancing the overall shopping journey for customers. Understanding the importance of your enterprise, we tailor our services to meet your unique needs, delivering unparalleled payment experiences. Improve your conversion rates by ensuring your customers enjoy a seamless and easy checkout process. You can access all major payment methods, including credit and debit cards, bank transfers, and cash, all in one convenient platform. Furthermore, we offer a wide range of integration solutions designed specifically to fit your business model, equipping you with the necessary tools for success. In this rapidly evolving market, our innovative strategies will help you stay ahead of the competition and ensure long-term growth. -
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Fondy
Fondy
Streamlined payment solutions empowering small businesses to thrive.Fondy is enhancing global payment solutions for small and medium enterprises that are looking for a straightforward and economical way to process online transactions, offering a variety of options such as credit cards, online banking, and digital wallets like Apple Pay and Google Pay. By utilizing social media, brands can not only boost their exposure but also reinforce their credibility within the competitive market. In response to the growing trend of mobile shopping, Fondy's in-app payment solutions enable seamless integration without the need for developer or designer support. It is crucial to keep customers engaged during the payment process by streamlining the checkout experience, which can lead to increased customer retention and repeat business. By offering locally preferred payment methods, companies can enhance sales and reduce the likelihood of cart abandonment. Fondy provides access to over 300 payment methods, including credit cards, bank transfers, and a range of digital wallets. Furthermore, we have created a suite of plugins that easily integrate with major content management systems and website builders, improving the overall user journey while addressing the diverse needs of businesses. This all-encompassing strategy not only aids merchants in boosting sales but also ensures that they can navigate the constantly changing environment of online commerce with agility. Ultimately, Fondy’s commitment to innovation and customer satisfaction positions it as a leader in the payment solutions industry. -
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PayCly
PayCly
Empower your business with seamless global payment solutions.Our all-encompassing dashboard provides you with the ability to access real-time reporting and download detailed statistical analyses concerning payments, settlements, refunds, and other relevant metrics, which empowers you to make informed business decisions. Furthermore, our electronic invoicing capability has the potential to significantly boost your revenue streams. We take pride in serving more than 150 countries around the world, offering exceptional payment solutions tailored to meet various needs. As international sales continue to influence the evolution of e-commerce, PayCly’s global payment gateway enables you to broaden your market presence without the burden of additional integration expenses. In the expansive realm of online commerce, businesses can reach customers globally, many of whom prefer transactions in their own currency. To facilitate this, we provide access to over 100 different international currencies, ensuring a frictionless shopping experience for your customers. In addition, we enhance customer satisfaction through our seamless checkout API integration, which simplifies the payment processing flow on your website. This dedication to progress and ease of use not only positions your business for success but also helps you remain competitive in an ever-more connected marketplace. Ultimately, our solutions aim to support your growth and adaptability in the dynamic landscape of global commerce. -
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Volt
Volt
Transforming global payments with speed, simplicity, and accessibility.We are in the process of creating a revolutionary global payment network that functions in real-time, allowing you to send money with remarkable speed from anywhere in the world. Experience immediate transactions regardless of your location. By connecting to this cutting-edge real-time payment system, you can tap into your true potential. Our goal is to transform international transactions by offering a singular gateway for smooth account-to-account transfers. This state-of-the-art framework generates an outstanding open payments network, optimizing the processes of money transfers and currency exchanges for maximum efficiency. Utilizing the advantages of open banking, this interconnected system is reshaping the landscape of global financial interactions. Welcome to the next generation of eCommerce. By merging various real-time open payment methods into a unified standard, we enable businesses to provide a consistent and effortless payment experience for customers around the globe. Our attention to detail has led to an elegant and user-friendly interface that caters to individuals who prioritize convenience. Our checkout process, designed with smart bank search capabilities and a mobile-responsive layout, emphasizes both speed and simplicity, ensuring that transactions are effortless for every user. Furthermore, this innovative approach is paving the way for enhanced financial accessibility and groundbreaking advancements in the industry. As we continue to evolve, we remain dedicated to pushing the boundaries of what's possible in the world of payments. -
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Fast Charge
Fast Charge
Streamline payments, boost loyalty, and enhance customer satisfaction.Establishing recurring payment options is a strategic approach to enhance customer loyalty, increase retention, and improve satisfaction, all while streamlining payment processing and reducing operational costs. Our intuitive recurring billing platform offers notable financial benefits for your business. We assure you that integrating with the Gunbroker.com checkout system will be a smooth process soon after your gateway is activated. Our dedicated team is prepared to assist you with the setup in just a matter of minutes. Don't let opportunities slip away on Gunbroker.com due to the inability to accept credit card payments through their automated checkout; take the initiative and apply with Fast Charge now! The Fast Charge Payment Gateway makes it easier to collect donations and charitable contributions, as we partner with various non-profits and PACs. Furthermore, recurring billing can enable installment payment options for a range of products. Fast Charge provides not only a robust but also an easy-to-use recurring billing framework that can be customized to fit your business needs, ensuring that your payment processing is both efficient and effective. With our solution in place, you can concentrate on your primary business objectives while we take care of the billing complexities, allowing for a more streamlined operation overall. This way, you can maximize your focus on growth while feeling confident in your payment processing capabilities. -
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LISNR Point
LISNR
Empowering seamless, secure interactions through advanced ultrasonic technology.We provide a dependable SDK for 1:1 ultrasonic communication and authentication, specifically designed for short-range, contactless interactions between client and host devices, operating effectively within a one-foot range. This SDK is equipped with features for both signal generation and decoding, ensuring compatibility across mobile, desktop, and embedded platforms. By improving the global checkout experience for retailers and transportation companies, we create payment solutions and proximity-driven experiences that enhance the journey for retail customers. Our offerings are also applicable in the realms of automotive, transportation, and ticketing for payment and authentication needs. The technology supports device-agnostic software and transmission, which allows clients the flexibility to manage user experiences, transport layers, and business models according to their unique preferences. Moreover, it accommodates various security measures such as encryption, cryptography, key exchange, and supports full duplex, multi-channel communication, thereby providing the most secure means of transmission possible. By merging short-range capabilities with user experience management, we facilitate faster and more efficient checkout processes, significantly boosting customer satisfaction and overall operational efficiency. Additionally, our technology not only simplifies transactions but also fosters a deeper engagement between consumers and brands. This dual focus on functionality and interaction ultimately creates a more rewarding experience for all parties involved. -
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Mondu
Mondu
Empowering businesses with seamless payment solutions for growth.Focusing on tailored support for your online clientele not only enhances immediate sales but also cultivates deep customer satisfaction and loyalty, which, in turn, encourages repeat business and overall expansion. Within the B2B landscape, a variety of payment methods are accessible, and we ensure that all popular payment options are integrated seamlessly. You can count on receiving your funds quickly once the product is shipped or the service is completed. Mondu assists retailers in overseeing payments and simplifying the dunning process, which facilitates better financial management for businesses. Retailers who offer adaptable payment options often experience a boost in sales due to higher acceptance ratios, better conversion rates, and increased average order values. For buyers, longer payment terms improve their cash flow and allow them to focus on their core business functions without distraction. Our solution is designed to be flexible enough to serve all types of companies, including sole proprietorships, limited liability entities, freelancers, and public sectors, ensuring that every type of business can leverage our offerings. This all-encompassing strategy not only enhances the customer experience but also equips businesses with the tools necessary to prosper in a competitive environment, ultimately contributing to sustainable growth and success. -
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Ikajo
Ikajo
Elevate transactions globally with seamless, innovative payment solutions.A payment gateway functions as a digital solution that enables businesses to conduct credit and debit card transactions online, acting as a link between a customer's bank and the merchant's account. To successfully integrate a payment gateway into your website, acquiring a merchant account is essential. As a global payment service provider, we offer a vast selection of payment options. In addition to traditional Visa and MasterCard support, we feature over 100 alternative payment methods. Our extensive offerings encompass major e-wallets, various cryptocurrency platforms, remittance services, and local credit card solutions from 177 countries. Utilizing our cutting-edge technology, we can increase your transaction approval rates by 20% by reallocating declined transactions through different connectors. Our innovative system can also boost your conversion rates by as much as 30%, enabling you to choose the most favorable payment provider and terms for each transaction. This strategic approach can significantly enhance your overall sales performance, ensuring a seamless experience for both you and your customers. -
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DPO Group
DPO
Empowering seamless payments across Africa, online and offline.DPO Group is a leading payment service provider (PSP) in Africa, having developed technology that enables businesses and individuals throughout the continent to make payments in multiple formats, both online and offline, catering to all currencies and payment methods such as major credit cards, mobile money, and e-wallets. The company proudly collaborates with over 100,000 merchants, which include more than 50 airlines, hotels, restaurants, and travel agencies spread across Africa. Identifying a major shortfall in the online payments landscape back in 2006, we understood that merchants and consumers were in search of an accessible platform for payments, bookings, and purchases, yet faced challenges in finding appropriate online payment processors. Our goal was to not only bridge this gap but also to revamp the entire payment ecosystem. By ensuring secure transactions for customers and merchants alike, in both online and offline settings, we have significantly contributed to the growth of local businesses, spanning airlines, hotels, and e-commerce platforms. Over the years, our initiatives have advanced the online payments sector to a prominent status, reshaping the way transactions occur throughout the continent. As we forge ahead with our innovations, our dedication to meeting the changing demands of African businesses and consumers remains unwavering, further solidifying our position as a pivotal player in the industry. -
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Reach
Reach
"Empowering retailers to connect globally, boost sales seamlessly."We implement advanced checkout solutions, intelligent routing, and localized acquiring through our Merchant of Record model to offer the most cost-effective method for connecting with international clientele. As a premier collaborator for dynamic retail brands looking to engage shoppers worldwide, Reach significantly boosts sales on a global level. Our cutting-edge Merchant of Record framework empowers retailers to manage payment transactions from any location where their customers may be present. Furthermore, Reach guarantees consistency in cross-border currency conversions with our Guaranteed FX solution, collaborates with banks worldwide for local credit card processing, provides familiar payment methods for consumers, and ensures comprehensive fraud detection and prevention services. By selecting Reach, retailers can seamlessly broaden their market presence while improving the shopping experience for their customers, leading to increased customer satisfaction and loyalty. This strategic partnership not only enhances operational efficiency but also positions businesses for sustainable growth in an increasingly competitive marketplace. -
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Maxpay
Maxpay
Streamline payments, boost growth, and conquer global markets!Select a bank from our 32 partner options, either domestic or international. We provide clients with a wide range of acquiring solutions, accompanied by a Master account that streamlines the management and consolidation of all Merchant Identification Numbers (MIDs). This allows you to maintain seamless operations without the anxiety of losing traffic or facing revenue declines. By leveraging our efficient and secure gateway services, you can expand your business on a global level. Our customizable payment forms, checkout pages, and processing capabilities facilitate transactions in local currencies, greatly enhancing convenience for customers. Additionally, you will gain in-depth insights into your subscription business through tailored reports and effective chargeback monitoring, along with tools designed to manage churn. You can select any metrics you wish to track and receive immediate reports that can significantly improve your conversion rates. Elevate your card acceptance ratio and finalize transactions through a bank that is celebrated for its high approval rates through our payment portal. Furthermore, we offer comprehensive business analyses and acquiring solutions tailored to merchants with diverse risk profiles, ensuring you have the necessary resources to excel in a competitive environment. With our dedicated support, you can concentrate on your growth objectives while we manage the intricacies of payment processing, allowing you to thrive and innovate. Our commitment to your success means we are constantly evolving our services to meet the changing needs of your business. -
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Lusis Payments
Lusis Payments
Empowering payments with innovative solutions for tomorrow's challenges.Lusis Payments emerges as an innovative provider of software and services specifically designed for the global payments industry. Our cutting-edge and dependable technology integrates effortlessly with a multitude of hardware and operating systems. The TANGO platform, along with our proficiency in risk management and exceptional customer service, delivers a unique value proposition for organizations confronting the intricacies of both present and future challenges in the payments arena. Lusis offers a high-efficiency solution for message translation and switching, adhering to the stringent demands of clients processing large volumes of transactions. No matter the complexity of the implementation, Lusis provides flexible loyalty solutions that enable clients to secure significant competitive advantages within their respective markets. As the payments landscape steadily transforms, Lusis remains dedicated to evolving and refining its services to fulfill the varied requirements of its customers. This commitment to innovation ensures that our clients are always equipped with the best tools to navigate the dynamic world of payments. -
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Digital River
Digital River
Seamlessly conquer global payments while enhancing customer experiences.Explore an all-encompassing solution designed to handle international payments, combat fraud, manage tax responsibilities, and ensure compliance seamlessly. Establish a direct-to-consumer channel that meets your immediate requirements while providing room for future growth opportunities. By letting us take care of your back-office functions, you can focus on what is most important: delivering exceptional customer experiences. Our expertise simplifies the complexities associated with online sales. Whether you aim to integrate leading providers into a unified system or are in search of a comprehensive e-commerce platform, we have the skills and resources to support your business’s international development. Our offerings empower brands to quickly enter new markets, enabling growth in just a few months instead of many years. With an extensive global network comprising 26 local acquirers, 9 local subsidiaries, over 120 payment options, and support for 46 currencies, we offer the Onshore Advantage™, improving localized customer interactions and promoting long-term success across various markets. The journey to your business’s bright future starts with a strong partnership, and we are committed to helping you excel, no matter the challenges you face. Together, we can navigate the evolving landscape of e-commerce and achieve lasting success. -
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Payvision
Payvision
Expand globally, simplify payments, and enhance customer connections.Receive payments from an extensive array of 135 countries while selecting from the most popular alternative payment methods to diversify your services. This strategy guarantees a smooth connection with local clientele. Safeguard your business against card-not-present fraud and costly chargebacks by implementing a machine learning-driven anti-fraud system that effectively distinguishes your genuine customers. With our continuous reporting feature, you will gain valuable insights into your payment transactions across different channels and markets, helping you to identify what works best and plan your future strategies. This capability empowers you to broaden your customer base and boost your profitability. Eliminate the complexity of managing multiple platforms, partners, or packages; instead, leverage our global acquiring network through a single integration. Our services enable you to handle over 150 transaction currencies, encompassing nearly every currency available, thus supporting your expansion into any targeted region. Additionally, this streamlined approach not only simplifies your operational processes but also significantly increases your chances of thriving in the competitive global market. Ultimately, positioning your business for sustainable growth becomes an achievable goal with these comprehensive solutions. -
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Straal
Straal
Streamline payments, boost sales, and ensure customer security.Elevate your business operations and increase transaction volume by utilizing Straal's all-encompassing payment solutions that are specifically designed to meet your needs. Benefit from a variety of card payment alternatives, clear and straightforward pricing, and enhanced features that facilitate global customer engagement, including cross-border payments in multiple currencies. Our payment plugin offers a safe and efficient way to handle card transactions directly on your website, with seamless installation on major e-commerce platforms. Straal provides tailored solutions that align with your distinct business requirements, significantly improving the payment experience for your customers. To discover more about our services, feel free to reach out to our dedicated team. You can also browse our wide array of plugins crafted for e-commerce platforms, allowing you to personalize your payment gateway according to your specific business needs. Empower your customers to select their desired payment method in their own language and currency, regardless of their geographical location. Additionally, our advanced real-time fraud protection services help reduce transactional risks and combat fraudulent activities, creating a secure transaction environment for both you and your clients. By partnering with Straal, you will not only enhance your operational capabilities but also position your business for significant growth and success in the marketplace. -
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A1Payments
A1Payments
Empowering eCommerce with seamless, secure, and customized payments.A1Payments stands out as a global frontrunner in credit card processing specifically designed for eCommerce enterprises, which encompasses online shops, direct marketing agencies, and a variety of digital service providers. Our cutting-edge and intuitive processing solutions aim to lower expenses, boost revenue, and efficiently handle fraud-related risks. Founded by a team of eCommerce experts proficient in IT, marketing, and risk management, we are committed to providing outstanding customer support and service. We take pride in our capability to grasp your needs and create customized solutions that align with your business objectives. Our payment gateway comes equipped with a comprehensive suite of risk management tools intended to prevent fraudulent activities and reduce chargebacks. Furthermore, we offer a multi-currency platform that supports over 40 different transaction and settlement currencies, as well as all major credit card brands. Whether your business operates through one-time sales or subscription models catering to customers, donors, or members, we are dedicated to providing thorough and effective payment solutions tailored to your unique needs. Our mission is to facilitate your business growth by optimizing payment processes and improving the overall experience for your customers, thus fostering long-term relationships. Through our innovative approach, we aim to stay ahead of industry trends and continuously enhance our offerings to serve you better. -
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Klarna
Klarna
Elevate your shopping journey with personalized deals and payments.Discover a revolutionary shopping experience with Klarna, where personalized recommendations, exclusive deals, and diverse payment options await you. Our services are exclusively accessible via the Klarna app, making it a preferred choice for shoppers nationwide. Renowned American brands leverage Klarna to elevate their customers' shopping experiences, guaranteeing a seamless journey from start to finish. We take pride in delivering the most efficient shopping experience available, with our extensive range of payment methods outshining those of any competitor. This results in higher conversion rates and increased cart sizes for your business. You receive full payment instantly, while your customers benefit from the convenience of deferred payments. Collaborating with Klarna goes beyond merely adopting modern payment solutions; we are committed to enhancing the overall shopping experience for your clients. Our expansive global reach means that no matter where your business operates, you can provide payment options tailored to local customer preferences, fostering happiness for your customers alongside your products, which ultimately cultivates increased satisfaction and loyalty in the long run. Additionally, Klarna continuously seeks to innovate its offerings, ensuring that both merchants and shoppers have access to the best possible tools for an enjoyable shopping experience. -
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Cayan
Cayan
Revolutionize payments with seamless, flexible solutions for everyone.Discover a fast, flexible, and innovative checkout experience with Cayan, a cloud-based payment processing platform. This service supports a variety of payment options such as Android Pay, Apple Pay, MasterCard, VISA, Discover, and American Express. Cayan is designed to work with diverse retail payment devices from different manufacturers, providing added convenience for users. Moreover, it includes e-commerce payment solutions for online sales, leveraging the Authorize.net payment gateway for smooth integration, making it ideal for businesses aiming to enhance their payment workflows. With its extensive functionalities, Cayan stands out as a dependable option for future-oriented payment solutions while continually adapting to evolving market demands. -
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Payment Aggregator
Axmor Software
Streamline transactions with secure, tailored payment solutions today!A payment gateway aggregator enables merchants to provide a fast and reliable payment solution for their customers. By tailoring this software, it is feasible to merge the convenience of multiple payment options with a robust system for securely storing both payment and personal data. Axmor Software specializes in developing custom payment aggregator solutions, which involves creating an aggregator that seamlessly connects with various acquiring banks and processing facilities, accommodates diverse payment methods, detects fraudulent activities, and guarantees the secure management of sensitive information. This type of development significantly improves the purchasing experience for users while also strengthening transaction security. Furthermore, it empowers merchants to cater to a wider audience by supporting different payment preferences. -
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Shopify Payments
Shopify
Seamless payments, simplified setup, maximize your business success.Choose a payment provider that effortlessly accommodates credit cards and a variety of well-liked payment methods, available to support you whenever you decide to get started. Avoid the hassle of lengthy third-party integrations and move from setup to sales with just a click. By incorporating Shopify Payments into your account, you only need to activate it to begin. Boost your conversion rates by making the shopping journey easier; enabling favored payment methods and local currencies guarantees a hassle-free checkout experience for your customers. Acquire a thorough understanding of your financial transactions, as only Shopify Payments enables you to oversee your orders and payments from a single, centralized platform. Delve into helpful articles that walk you through the steps of accepting credit card payments via Shopify, ensuring you have all the necessary tools at your disposal for success. Furthermore, this knowledge can significantly enhance your online business's effectiveness and growth potential. -
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WooPayments
Automattic
Streamline payments, boost sales, and enhance customer satisfaction.Simplify your business management and payment processing with the WooPayments solution that integrates seamlessly with WooCommerce. This platform allows you to handle payments online and in-person, track your financial performance, and oversee all transactions from the convenience of your WooCommerce store's dashboard. Boost your checkout conversion rates by providing various payment options that align with your customers' preferences. WooPayments offers the capability to process credit and debit card payments and includes swift payment methods such as WooPay. Furthermore, by integrating digital wallets like Apple Pay and Google Pay, you can enhance the payment experience for your customers. Connect with a global audience: WooPayments is available in 38 countries and facilitates transactions in over 135 currencies, negating the need for extra plugins. By enabling international customers to pay in their local currencies and through popular methods such as iDeal, P24, EPS, and Bancontact, your sales opportunities can grow significantly. This all-inclusive strategy guarantees that your payment system remains accessible and effective for a wide variety of customers, ultimately leading to greater satisfaction and loyalty. Embracing this solution can transform the way you manage payments and enhance your overall business performance. -
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OnePay
OnePay
Streamline transactions, enhance satisfaction, and drive growth effortlessly.Leverage the diverse range of payment solutions offered by OnePay to streamline your business transactions and optimize your payment workflows. The OnePay Payment Gateway is notable for its flexibility, accommodating multiple payment methods that meet the specific needs of businesses and their customers alike. In addition, OnePay ensures that every transaction—ranging from traditional credit card payments to modern digital wallets and innovative Payment Links—is conducted securely, efficiently, and in accordance with the demands of today’s dynamic consumer environment. This level of adaptability not only enhances customer satisfaction but also drives comprehensive business growth by responding effectively to a continuously shifting market landscape. By embracing these advanced payment options, businesses can position themselves for success and improved operational efficiency. -
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Total Processing
Total Processing
Streamlining payments for effortless transactions and increased satisfaction.Our expert team is committed to guiding you through and avoiding the complex and unnecessary hurdles that often come with payment processing. We aim to make every transaction as efficient and secure as it can be. Enable your customers to make online payments in their preferred ways with our smooth integration of diverse payment options. Improve the experience of card payments with our state-of-the-art checkout solutions, which are specifically designed to reduce cart abandonment rates and increase transaction approvals. Seamlessly manage your merchant account and online operations with a cohesive, flexible, and integrated software platform. Moreover, you can accept payments through an extensive range of ecommerce platforms, in-app features, payment plugins, shopping carts, and customized solutions, all focused on enhancing your payment interfaces for greater customer satisfaction. Utilizing these features not only optimizes your payment processes but also significantly elevates your business's overall financial performance and customer experience. By embracing these innovative tools, you position your business for greater success in an increasingly digital marketplace. -
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Global Payments Integrated
Global Payments Integrated
Empowering businesses with innovative, seamless payment solutions today.Global Payments Integrated is a dynamic payment solution provider dedicated to empowering businesses. It delivers secure and tailored payment options that enable developers of business management software to seamlessly incorporate payment processing into their systems, enhancing the overall value of their offerings. Unlike many processors that rely on outdated technology incompatible with contemporary systems, Global Payments Integrated offers a platform designed for custom, scalable, and rapid integration, adapting to the ever-evolving consumer preferences for payment methods. This forward-thinking platform not only supports the growth of business management software companies through embedded commerce services but also plays a crucial role in fostering customer loyalty and boosting profitability. By prioritizing innovation and flexibility, Global Payments Integrated positions itself as a leader in the payment processing landscape. -
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Pathfinder Checkout
Pathfinder Payment Solutions
Streamline transactions effortlessly and boost your online business!Pathfinder Payment Solutions is dedicated to helping you solidify your online presence through the Pathfinder Checkout solution, which integrates effortlessly with our payment gateway. This innovative system enables your customers to make quick and easy electronic purchases directly from your website using various payment methods, including credit cards, debit cards, or ACH/eChecks, while also providing the ability to set up recurring payments with ease. It is designed to be a fast and user-friendly solution, ideal for businesses eager to enhance their growth potential. To begin utilizing this service, all you need to do is add our customized checkout button to your site, allowing for instant payment collection. Our intuitive setup wizard will assist you in the simple process of integrating the checkout button into your website. You retain control over the order page, while we manage the secure payment page hosting, where customers input their payment information. We take care of all backend operations, including collecting payment details, processing transactions, and sending out receipts seamlessly, which allows you to concentrate on your primary business activities without complications. With Pathfinder Checkout, you not only elevate the customer experience but also ensure that all transactions are conducted securely and reliably, giving both you and your clients peace of mind. Additionally, this solution can adapt to the evolving needs of your business, making it a flexible choice for ongoing growth. -
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Payssion
Payssion
Streamline global payments effortlessly with zero hidden fees.An all-encompassing solution for handling international payment transactions is readily available to you. With a single API, you gain access to more than 200 local payment options worldwide. This system allows you to manage all your payment methods through one account, streamlining the process and removing unnecessary hurdles. There are no monthly fees, setup charges, or hidden costs to worry about, meaning you won’t incur any fees until you actually receive a payment. The integration process with the Payssion One API is easy, and we provide plugins compatible with various shopping cart systems. By leveraging our wide array of over 200 local payment methods, you can effortlessly begin selling to customers globally. Customers have the freedom to choose their preferred local payment options and transact in their native currency. Our API is compatible with many platforms, including PHP, SDK, Zencart, Opencart, and Magento, ensuring broad usability. Most local payment methods are associated with minimal chargeback risk, and there are no hidden fees to stress over. Additionally, if a transaction fails, you won’t face any charges. Payouts can be requested whenever it suits you, granting you flexibility and better control over your financial operations. With our intuitive features, businesses can easily facilitate online payments on a global scale, enhancing their reach and revenue potential. -
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PaymentSpring
PaymentSpring
Elevate your payment processing with seamless integration and security.We proudly present a robust payment gateway specifically designed for developers, offering an innovative processing solution that meets the needs of software platforms, businesses, and nonprofits who value both ease of use and strong security measures. Are you set to upgrade your payment processing capabilities? Whether you're running a large platform that caters to a variety of clients or you’re an independent merchant, integrating PaymentSpring is straightforward and hassle-free. If you're eager to enhance your users' payment experience, you can customize your setup to match your preferred aesthetic. Our quick and intuitive checkout button allows for effortless integration of payments into your website in a matter of minutes, and no coding skills are necessary—just copy and paste to get started. By opting for our payment gateway, you not only streamline payment processing but also significantly boost user satisfaction and operational efficiency. Join us in transforming the way payments are handled online, ensuring a smooth experience for all users. -
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Buckaroo
Buckaroo B.V.
Experience seamless, tailored payment solutions for business growth.Every shopper seeks a payment experience that is quick, easy, and safe. Although this request might sound straightforward, it often comes with considerable challenges in the constantly changing world of e-commerce and digital payments. By partnering with you, we aim to uncover methods to boost profitability through the payment process, thereby supporting your business's growth. The best payment solution is not one-size-fits-all; it depends on the specific situation, products, or services being offered. Buckaroo consistently rises to the occasion, providing a wide range of payment options and tailored features that meet diverse needs. Acting as a strategic partner in the payment landscape, Buckaroo serves various industries, including e-commerce, retail, and fashion, accommodating both large enterprises and small startups. We offer all-encompassing solutions for every stage of the payment process. As a business owner, facilitating seamless transactions for your customers is of utmost importance. It is essential to choose wisely from the variety of available domestic and international payment options, keeping in mind solutions that are tailored to each region, target audience, or specific market demands. A well-executed payment strategy not only improves customer satisfaction but also propels business growth, allowing you to thrive in a competitive marketplace. Ultimately, the right payment solutions can set your business apart from the competition and attract a loyal customer base. -
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Web Payment Software
Mountain Media
Transform transactions with transparent pricing and innovative solutions.Web Payment Software™ offers a cost-plus pricing model for merchants, which can lead to rates as low as 0.4%, equating to a savings of $2.50 on a $100.00 transaction when compared to larger market competitors. We take pride in our transparent pricing approach, avoiding excessive fees such as transaction, gateway, or batch fees, and we do not charge for services like Address Verification Service (AVS) or fraud protection. Explore how our merchant accounts can be a financial advantage for you. In addition to competitive pricing, Web Payment Software™ boosts your operational efficiency with a variety of payment solutions, such as Payment Pages, Recurring Payments, a Virtual Terminal, and state-of-the-art Point of Sale systems, all tailored to streamline your business processes. This extensive range of tools ensures that your organization remains agile and competitive amid the constantly changing market landscape, enabling you to focus on growth and customer satisfaction. With our solutions, you can simplify transactions and enhance the overall experience for both you and your clients. -
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Fero
Fero
Revolutionizing payments with personalized, secure, and efficient solutions.Fero is dedicated to developing customized checkout and payment solutions that cater to the distinct preferences of every individual customer. By recognizing the uniqueness of each shopper and tailoring their checkout experience to match, Fero significantly improves customer satisfaction, which in turn boosts conversion rates. In a groundbreaking move within the payment industry, Fero has unveiled an advanced fraud detection system that utilizes varying levels of friction based on the evaluated risk of fraud, moving away from the traditional binary model. This cutting-edge approach not only reduces the incidence of fraudulent activities but also completely removes false positives, providing a seamless experience for authentic customers. Additionally, Fero's sophisticated AI capabilities empower its clients to make strategic decisions regarding which transactions can benefit from premium payment options and which should adopt more economical choices. As a result, this adaptive strategy not only reduces payment processing costs but also positively influences overall conversion outcomes. Ultimately, Fero’s innovative model promotes a more effective and customer-focused payment environment, setting a new standard in the industry. This commitment to personalization and efficiency positions Fero as a leader in enhancing the payment experience for businesses and consumers alike. -
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OpenConnect
Fexco
Streamline payments with cutting-edge solutions for merchants.OpenConnect offers a sophisticated omnichannel solution designed specifically for card payments and various alternative payment methods, aiming to assist card payment acquirers in improving the payment experience for merchants. By utilizing state-of-the-art payment services, OpenConnect enables acquirers to differentiate themselves in a competitive market, especially in intricate merchant sectors. Merchants who aspire to simplify and consolidate their global payment solutions can significantly gain from OpenConnect, as it helps them adapt to the dynamic landscape of payments and evolving data security regulations. Additionally, OpenConnect ensures a smooth digital payment journey for consumers, resulting in a hassle-free transaction experience. The platform, referred to as OpenConnect4Cruise, is built on a secure and resilient open infrastructure that provides all-encompassing omnichannel solutions for card transactions. A crucial component of these offerings is Fexco’s delivery of PCI-DSS compliant EMV payment solutions that integrate seamlessly with the shipboard and reservation systems used by cruise line operators, thus boosting operational efficiency and enhancing security. This robust integration empowers both acquirers and merchants to confidently navigate the intricacies of payment processing within the cruise industry, ultimately fostering a more reliable and efficient payment ecosystem. As the industry continues to evolve, OpenConnect remains committed to innovating and adapting its solutions to meet the needs of its clients.