What is KOHO?
KOHO operates as a comprehensive platform aimed at improving financial management and enhancing lifestyle choices. As a trailblazer in the fintech sector, we strive to equip Canadians with essential financial resources to navigate their fiscal responsibilities. By offering a Mastercard alongside a range of innovative functionalities, we allow users to earn, spend, borrow, build credit, and budget seamlessly within one intuitive app. With a genuine dedication to promoting financial well-being, KOHO has made a significant positive difference in the lives of over 1.7 million people. Our mission is to make finance both accessible and engaging, providing individuals with the tools they need to take control of their financial futures. We place a strong emphasis on security, ensuring deposits are insured up to $100K through CDIC coverage, while also employing stringent protective measures for user accounts. Utilizing advanced 256-bit encryption, we adhere to the same security protocols as leading banks, safeguarding your personal information effectively. We take great pride in creating a product that resonates with our users and remain committed to continuous innovation, adapting to their changing needs and improving their financial experiences. In the ever-evolving landscape of fintech, we aim to stay ahead of the curve, consistently empowering our users with the best resources available to successfully navigate their financial paths while fostering a community of informed individuals.
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KOHO Customer Reviews
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Total Disappointment
Date: Apr 10 2026SummaryThey used their industry expertise and inside knowledge of the credit system to screw me over $100...
PositiveThey talked a big game about helping me. and then used their expertise to completely screw up my credit over $100. NOTHING POSITIVE! NO PROS
NegativeJust when you thought the banks were scummy, along comes the most scumbag organization I have ever had to deal with. These so called "Credit report" fixers screwed me over $100. I worked for 16 months to fix my credit and without warning, without them contacting me, they have claimed I owe them $100 and registered an R9 on my credit. This amazing corporation that claims to help people in need of credit repair turned around and completely screwed me. Scumbag central, you've all been warned.
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