Top Likwidity Alternatives

A comprehensive grasp of cash and liquidity is crucial for the effective functioning of any treasury department. Without such insight, it becomes increasingly challenging to make sound financial decisions and achieve strategic objectives. Kyriba offers timely and accurate visibility into global cash positions, equipping treasury teams to create reliable forecasts that foster confidence within the organization. With its exceptional cash forecasting features, Kyriba presents a variety of methods for data input, importation, modeling, and assessment of cash forecast performance. This versatility enables clients to improve both the precision and the timeline of their cash projections, spanning days, weeks, months, or even years. Navigating the complexities of managing multiple global bank accounts often introduces significant challenges, including compliance and security risks. Kyriba’s bank relationship management solution addresses these issues effectively, promoting enhanced oversight of all global bank accounts while ensuring proper segregation of duties, preserving audit trails, monitoring signatories, and aiding in FBAR reporting. By simplifying these processes, organizations not only bolster their financial governance but also position themselves for greater operational efficiency and strategic agility. Ultimately, the integration of Kyriba's solutions can transform treasury operations into a more dynamic and responsive function.

Trovata delivers cutting-edge treasury software that enables users to get started in mere minutes, eliminating the need for IT assistance or cumbersome implementation timelines. By leveraging open banking and ERP integrations, Trovata simplifies the aggregation, normalization, and analysis of financial data, allowing for real-time insights into cash positions and trends. With ready-made integrations for the majority of banks, users can quickly connect and receive continuous updates without the hassle of manually downloading .CSV files from banking platforms. As a leader in open banking solutions, Trovata allows businesses to swiftly evaluate their cash status, accurately forecast future needs, and manage cash flow effectively. Historically, 75% of the workload associated with cash analysis has involved the labor-intensive process of manually gathering data and updating Excel spreadsheets, which can lead to inefficiencies and potential errors. By implementing Trovata.io, organizations can eliminate these burdensome manual tasks and greatly enhance their financial management practices. This forward-thinking solution not only optimizes operational workflows but also improves strategic decision-making by offering a more transparent view of cash resources, ultimately driving better business outcomes. Additionally, Trovata’s user-friendly interface ensures that teams can focus more on analysis and less on data entry.

Planixs provides an advanced liquidity management solution specifically designed for banks and financial institutions through its Realiti platform, which efficiently merges with existing infrastructures to deliver real-time aggregation of cash and securities information. By removing data silos, it simplifies and automates numerous liquidity management tasks, significantly improving operational efficiency. Users also gain access to Realiti Insights, which offers advanced data analytics for a thorough understanding of the dynamic information generated by Control functions. This feature empowers users to evaluate liquidity determinants, identify risks, and meet regulatory requirements with greater ease. Moreover, the platform supports the incorporation of additional data sources, such as market prices, external risk metrics, and financial models, enhancing its functionality. While leading global banks often spend vast sums developing similar technologies, Realiti makes these sophisticated analytical tools available to all banks at a much lower price point, fundamentally changing how institutions approach liquidity management. This innovative strategy not only democratizes access to critical analytics but also positions Planixs as a leader in the evolving field of financial analytics. Consequently, the impact of Realiti extends beyond mere cost savings, inspiring a new standard for liquidity management across the financial sector.

FIS® Treasury and Risk Manager - Integrity Edition, which was previously referred to as Integrity SaaS, is a highly regarded platform that streamlines the development of an advanced digital treasury, significantly improving transparency in both cash and risk management. This powerful yet intuitive treasury management solution is designed to provide the flexibility and functionality required to manage a wide range of treasury operations, from cash positioning and forecasting to bank account management, payment processing, foreign exchange navigation, debt oversight, investment management, and compliance reporting. On a similar note, FIS® Treasury and Risk Manager - Quantum Edition, which was once known as Quantum, offers a thorough treasury management system that strengthens control and visibility over cash and liquidity, while also integrating risk management, hedging accounting, and the management of FX, interest rate, and commodity derivatives. Furthermore, it supports in-house banking, netting, regulatory reporting, and cash forecasting, enabling organizations to navigate the complexities of modern finance effectively. With these sophisticated capabilities at their disposal, businesses can enhance their strategic financial planning, improve risk mitigation efforts, and ultimately drive better outcomes in an increasingly competitive environment.

Improve your cash flow by adopting quicker collection methods and enhanced forecasting capabilities all on a single, user-friendly platform. Gain access to your ERP, accounting, and banking data through a streamlined dashboard that offers real-time insights for swift decision-making. By automating repetitive data collection tasks, you free up precious time, allowing your finance team to focus on strategic initiatives that drive growth. The Payference IQ Technology™ is specifically crafted to optimize your working capital, helping you identify hidden cash while efficiently managing your Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO). Count on a simple solution that comes with all the essential tools and support needed for effective cash management. Improve the efficiency of your cash collection operations to accelerate cash inflow. Furthermore, identify high-risk accounts to minimize their impact on your financial health. Leverage machine learning capabilities to accurately predict payment behaviors, while seamlessly integrating your ERP/accounting systems, banking partners, and various payment methods. Enjoy the convenience of automatic matching of payments with bank transactions for easy reconciliation, and keep track of your entire cash position in real-time from one central location. Additionally, you have the ability to make adjustments to your cash forecasts as circumstances change, ensuring that you remain proactive in addressing your financial needs. This level of adaptability can significantly enhance your overall financial strategy and resilience.

Atlar represents a cutting-edge treasury management solution tailored for the modern era, incorporating vital features such as cash management, payment processing, cash-flow forecasting, investment oversight, and smooth connectivity with banks and ERP systems into a unified real-time platform. By aggregating various bank accounts, payment processors, and financial applications, it allows users to oversee their balances, transactions, and liquidity in a streamlined manner across different banks, currencies, and organizations, all from an intuitive dashboard. The platform enhances accounts payable workflows, simplifies payment tasks, and facilitates bank reconciliation while ensuring seamless data integration with ERP systems, effectively reducing reliance on manual uploads, complex spreadsheets, and disjointed banking interfaces. With its customizable, policy-driven approval workflows and thorough audit trails, finance teams gain significant oversight over payments, permissions, and compliance protocols. Additionally, Atlar prioritizes security by implementing features like Single Sign-On (SSO) and Multi-Factor Authentication (MFA), creating a safe space for financial transactions. Among its suite of advanced tools are interactive cash flow management resources, which include both forecasting and scenario analysis, along with the capability to design tailored dashboards and access real-time analytics for enhanced liquidity oversight. This comprehensive approach ultimately empowers finance teams to make strategic decisions and refine their financial operations effectively while adapting to the evolving demands of the digital landscape.

Sandbox Wealth serves as a comprehensive fiduciary banking solution for businesses, integrating cash management, credit services, and analytical tools specifically designed for families, entrepreneurs, investment advisors, and family offices. By linking complex financial data with banking entities and lenders, it delivers customized liquidity solutions featuring competitive interest rates on cash, improved credit access, and a transparent overview of both liquid and illiquid assets. Users gain access to sophisticated reporting capabilities and innovative banking insights through the "Sandbox Navigator" AI, along with streamlined underwriting processes that compile a detailed record for lender reporting, facilitating the management of spending, savings, and analytics for both personal and business finances. In anticipation of the future, the platform intends to roll out a variety of deposit products by late 2025, which will include individual and joint accounts, business checking and savings options, multi-currency global deposits, remote check deposits, as well as both virtual and physical cards and mobile wallet capabilities. This upcoming expansion aims to significantly enhance the financial management experience by offering a broader selection of tools and resources for users to leverage. Ultimately, users can expect to see a more integrated approach to managing their financial portfolios as these new features become available.

ATOM Treasury and Risk operates as a holistic enterprise treasury management system (TMS) for both corporate entities and financial institutions, efficiently coordinating vital treasury activities such as cash management, banking, forecasting, liquidity supervision, investments, funding, hedging, risk analysis, and financial reporting. This innovative platform utilizes a unique visual workflow technique to streamline treasury processes. The launch of "ATOM Cockpits" significantly enhances user interaction by merging navigation, functional capabilities, in-depth analytics, workflow administration, reporting, and business intelligence into a single unified home interface. These Cockpits address several essential business domains within ATOM, including cash management, banking, capital markets, risk management, and financial reporting. Users can customize each ATOM Cockpit, enabling them to prioritize the features and metrics that are most relevant to their operations, further refining their treasury management. This tailored approach not only boosts operational efficiency but also empowers users to make well-informed decisions that align with their unique requirements, ultimately leading to better financial outcomes. The flexibility and adaptability of this system ensure that it remains a valuable asset for any organization looking to enhance its treasury functions.

Agicap consolidates your cash flow management while automating numerous tasks, allowing you to focus on essential areas like analysis and strategic decision-making. It facilitates seamless creation of cash flow forecasts and tracking of your performance against targets. By integrating your bank accounts and business applications, you can effectively visualize your cash position. This efficient method significantly boosts productivity through automated and centralized cash management. Furthermore, you can harness a comprehensive collaborative platform to efficiently aggregate all relevant data. Anticipating cash flow becomes easier at both the consolidated and individual entity levels, which simplifies the management of finances across several banks and business tools. With the functionality to set up automated cash forecasts, you can examine various scenarios to better prepare for future financial circumstances. Tailored dashboards can be crafted to enhance your analysis and reporting effectiveness. Additionally, Agicap automatically categorizes all banking transactions, ensuring that you remain informed by tracking real-time discrepancies between your actual results and forecasts. By developing a reliable forecast, you enable informed decision-making at the most advantageous times, thereby bolstering your financial strategy. Agicap ultimately provides you with essential tools that empower you to optimize your cash flow management efficiently, leading to improved financial health for your organization. This capability not only enhances your day-to-day financial operations but also supports long-term strategic planning.

Streamline your Treasury operations with the most adaptable and all-encompassing platform designed to tackle any complexity level. Datalog TMS simplifies the reconciliation of accounts, fee calculations, and interest rate optimization, empowering you to oversee cash flows, forecasts, payments, in-house banking, and advanced financial instruments efficiently. Are you eager to modernize your Treasury but uncertain where to begin? Opt for a TMS Module that addresses your most pressing needs, allowing you to incrementally implement additional modules with minimal disruption until you develop a cohesive TMS that fulfills all your treasury demands. Additionally, ensure seamless integration with any ERP, IT, or accounting system, enabling automatic data exchange in any format with any banking institution. This comprehensive approach ensures that your treasury solutions evolve alongside your business needs.

Panax is a cutting-edge cash management software tailored for the specific requirements of finance and treasury teams, enabling them to alleviate the challenges of manual operations by integrating data from multiple banks, ERPs, and payment systems into a unified real-time interface that features sophisticated AI analytics designed to boost operational efficiency, improve liquidity management, and mitigate risks. By automating vital treasury functions such as transaction categorization, reconciliation, forecasting, reporting, and cash application, it removes dependence on unreliable spreadsheets and manual workflows, ultimately empowering teams with enhanced strategic clarity and confidence in their decision-making processes. The software includes capabilities like real-time cash positioning, predictive cash forecasting, and proactive alerts, which facilitate smooth integration with international banks, ERPs, and payment platforms. Furthermore, Panax incorporates AI agents and a conversational assistant that enhance forecasting accuracy, detect anomalies, and aid in anticipating cash shortages, enabling teams to take preventive actions before challenges occur. This all-encompassing approach not only optimizes financial operations but also provides organizations with the essential tools to adeptly navigate the challenges of modern cash management, ensuring they remain agile and responsive to changing economic conditions. With its innovative features, Panax stands out as a vital resource for finance professionals seeking to elevate their operational capabilities.

Treasury Prime APIs facilitate the connection between Fintech companies and banking institutions, enabling the smooth integration of an extensive range of banking services, encompassing everything from account creation to payment processing and card issuance. For Fintechs, this innovative solution significantly speeds up market entry while offering a pricing model that is both reasonable and effective; utilizing Treasury Prime is five times quicker and more economical than building your own API connections. Explore our wide array of product offerings, which represent the most comprehensive selection of banking services available, accompanied by custom reporting options vital for your business. Experience an outstanding developer interface featuring the industry's best-documented and most user-friendly API. Through a direct link to your banking partner, we guarantee that the banking services supporting your operations are resilient, as we work with various banks to identify the best match for your requirements. This collaboration opens up new growth opportunities for banks, allowing them to forge new banking relationships that enhance deposits, increase transaction revenues, and raise non-interest income—all while avoiding the need for system overhauls. By leveraging our services, banks can cut deposit acquisition costs by 50%, onboard commercial accounts in just two minutes instead of the usual two weeks, leading to an impressive 30% increase in deposits. Furthermore, this cutting-edge approach fosters beneficial growth for both Fintechs and banks, cultivating a mutually beneficial ecosystem for financial services while driving innovation across the sector. In this dynamic landscape, both parties can thrive and adapt to ever-evolving consumer demands.

Reval distinguishes itself as a leading global provider of innovative cloud-based treasury software solutions. Utilizing its versatile Software-as-a-Service (SaaS) platform, the company empowers more than 650 organizations around the globe to optimize their management of cash flow, liquidity, financial risks, and hedge accounting practices. Our committed team, made up of finance and technology experts, serves a wide-ranging clientele that encompasses various sectors and includes businesses from over 30 different nations. As a subsidiary of ION, which focuses on crucial trading and workflow automation software for financial institutions, central banks, governments, and corporations, Reval allows both corporations and banks to tailor and implement Treasury and Risk Management (TRM) technology through the cloud. With this robust foundation, Reval delivers customized solutions suitable for treasury departments of all sizes and complexities, enabling organizations to develop their unique configurations from the most extensive array of treasury and risk management features in the market. This adaptability guarantees that companies can effectively meet their individual treasury challenges and requirements, ultimately enhancing their financial decision-making processes. By fostering such tailored approaches, Reval strengthens the operational efficiency and strategic capabilities of its clients.

Bid farewell to the cumbersome chore of overseeing your cash flow with intricate spreadsheets. By integrating your bank accounts, you can automate your financial reports and keep an eye on your cash flow in real time. Discover a variety of forecasting methods to make educated decisions that will improve your business operations. Tracking cash flow is vital for achieving success, yet doing it manually in Excel can consume valuable resources. RocketChart simplifies and automates your cash management processes, enabling you to save time while gaining better control over your expenditures. With the capability for real-time cash flow management, you can link your bank accounts for immediate updates on both income and expenses. Obtain a holistic view of your overall cash flow while also examining details on a per-account basis. Monitor your cash runway effectively and manage your finances efficiently by fine-tuning your costs. You have the ability to create tailored categories and subcategories for more customized tracking, while our algorithm takes care of classifying your transactions automatically. This allows you to easily identify significant expenses and make necessary adjustments to enhance your budget. Start implementing a more intelligent strategy for financial management today, and watch your business thrive!

Escali Financials offers a powerful modular software suite designed specifically for effective financial management, with a solid reputation among more than 100 clients across the Nordic region. The Portfolio Management module delivers an all-encompassing strategy for handling investments in various assets, including stocks, bonds, funds, private equity, and derivatives, and comes equipped with automated processes and calculations, smooth integrations with over 50 ERP systems, banks, brokers, and data providers, as well as 200 visual reports and dashboards, all available via a cloud-based SaaS platform that supports Power BI and mobile applications. Conversely, the Treasury Management module provides a fully automated, scalable, and independent framework for managing debt, cash flow, liquidity, securities, leasing, foreign exchange, and derivatives, featuring integration with more than 50 systems, daily reference rates for foreign exchange, visual reporting tools, APIs, automatic bookkeeping, and a deployment model that requires no installation. This extensive array of tools not only enhances operational efficiency but also ensures organizations can manage their financial processes more effectively than ever before. As a result, companies can make informed decisions based on real-time data, ultimately leading to improved financial performance.

With a cost-effective pricing model and a clear structure, the software supports unlimited member additions and automates share distribution seamlessly. It ensures adherence to all Nidhi regulations, which simplifies the process of preparing returns and reconciling data. Users will find a suite of essential Nidhi forms, interest rate calculators, and tools designed specifically for daily operational needs. The platform allows for straightforward management of deposits and loans, as well as the creation and modification of member accounts. Its comprehensive deposit module includes automated forms for deposits and loans, along with features for generating bank statements and passbooks. Users benefit from automatically calculated interest rates, TDS for clients, and online forms for fixed and recurring deposits. Furthermore, the integrated internet banking feature enhances transaction efficiency, while an automated employee module reduces reliance on manual paperwork, thereby simplifying salary and incentive calculations. The software also features an auto Nidhi compliance module which aids in the efficient preparation of NDH-3 documentation, supplemented by timely reminders for due dates and alerts for compliance-related matters. Additionally, the inclusion of a mobile application and advanced reporting capabilities empowers users, while a complete loan module covers all aspects from forms to calculators and procedures, promoting comprehensive management of financial operations. These rich functionalities collectively boost the operational efficiency for Nidhi institutions, making this software a crucial asset for effective financial management and growth.

Total Bank Solutions utilizes deep industry knowledge, innovative business strategies, and unique technology to provide flexible wealth management offerings. Our Insured Deposit Program gives cash investors the benefit of increased FDIC insurance while offering participating banks a dependable, varied, and economical source of deposit funding. This program also allows for the seamless placement of reciprocal deposits within a unified deposit sweep framework. With assets under administration exceeding $80 billion, TBS is recognized as a leading provider of insured deposit programs in the financial industry. Furthermore, the TBS Loan Management System is a robust platform that facilitates securities-based lending, connecting banks with excess lending capabilities to intermediaries and their clients. This forward-thinking method empowers advisors and financial institutions to offer clients competitively priced securities-based lines of credit, which provide better rates and tax advantages compared to conventional home equity loans, thus improving customer satisfaction and financial adaptability. By continuously enhancing our services, we strive to meet the evolving needs of our clients in a dynamic financial landscape.

Effortlessly create and dispatch ACH and positive pay files. Have you found yourself needing to produce an ACH (NACHA) file for your banking operations? ACH Universal™ streamlines the generation of ACH files for a multitude of functions such as employee direct deposits, customer collections, vendor payments, and transactions with government agencies, while also facilitating the transfer of funds between various bank accounts. It works seamlessly with internal systems, allowing users to generate ACH files directly from QuickBooks or through integration with Excel spreadsheets and CSV formats. Moreover, it is compatible with all leading accounting software, including Peachtree, Microsoft Dynamics GP/NAV/AX, Sage, ACCPAC, Macola, Epicor, Lawson, JD Edwards, SAP, MAS 90/200/500, PeopleSoft, and Oracle Financial's. In addition, any legacy systems capable of exporting data to Excel or CSV formats can also be utilized. The ACH files produced by ACH Universal are guaranteed to meet your bank's compatibility requirements, ensuring that transactions proceed without a hitch. With routine software updates, it remains in line with all necessary regulations and standard entry class codes. Treasury Software proudly carries the title of a NACHA Preferred Partner, which speaks volumes about its reliability. By incorporating these advanced features, ACH Universal emerges as a standout choice for all your ACH file generation requirements, making banking tasks more efficient and manageable.

Revolutionize your payment systems, treasury management, accounts payable, receivable, and banking operations by shifting to digital solutions. Bottomline Payments and Cash Management offers adaptable modules that enable companies to handle thousands of transactions every day while tailoring features to meet their unique operational and technological needs. The Bottomline Payments and Cash Management (PCM) platform provides organizations with the tools necessary to automate and manage the entire lifecycle of payments across their operations, effortlessly linking with various banks, accounts, payment platforms, networks, office locations, and backend systems through a single, bank-independent SaaS model. With PCM, businesses can initiate and oversee a wide range of global B2B and B2C payment types, encompassing treasury functions, accounts payable, rebates, payroll, claims, dividends, collections, tax payments, child support, and more, utilizing various payment methods including checks, ACH, and wire transfers. This all-encompassing strategy streamlines the intricacies of payment management, guaranteeing that all transactions are handled efficiently and accurately, while also providing valuable insights for better financial decision-making. Ultimately, PCM empowers organizations to enhance their cash flow management and operational agility in an increasingly digital world.

For over 25 years, Titan has served as a versatile core banking system for leading banks, building societies, and financial institutions, enabling them to adopt features gradually based on their individual needs. This sophisticated platform offers vital retail banking services while accommodating multi-bank, multi-currency, and multi-language capabilities, effectively catering to the varied demands of its clientele. By utilizing Titan, financial organizations can effortlessly adjust and grow their operations in response to changing requirements, fostering a more dynamic approach to banking solutions. As a result, Titan empowers institutions to enhance their service offerings and remain competitive in a rapidly evolving financial landscape.

SUMMA is a groundbreaking treasury and risk management system that offers personalized financial oversight to its users. This state-of-the-art platform excels in managing cash flow, liquidity, and various financial risks effectively. Backed by two decades of experience from software implementations across global enterprises, central banks, commercial banks, and government finance ministries, SUMMA brings exceptional technological solutions for treasury operations, cash management, and risk evaluation. Its flexible architecture allows for customized solutions that specifically cater to the distinct needs of corporate clients as well as financial institutions. Furthermore, the adaptability of SUMMA ensures it can be continually refined and optimized according to your individual requirements. By prioritizing customization and user-specific solutions, SUMMA establishes itself as a frontrunner in the realm of financial management. Its innovative approach not only enhances operational efficiency but also fosters a deeper understanding of financial landscapes.

Obtain a consolidated view of your cash flow through a single integrated platform that connects seamlessly with all your banking accounts, eliminating the need for manual updates. This ensures that every stakeholder can access the same detailed insight into financial health. By centralizing cash, credit options, loans, and various financial instruments, you can enhance your management of working capital with ease. Generate bank statements and account reports with minimal risk of errors and save considerable time on repetitive tasks. Quickly access your opening, projected, and intra-day balances with real-time updates, avoiding the inconvenience of logging into multiple bank websites. Customize your dashboards and screens to align with your individual preferences, creating a more personalized experience. Effortlessly track your expected revenues, accounts payable and receivable, and payroll. In addition, you can conveniently compare your forecasts with your budgets. The platform automatically refreshes your financial data, allowing you to leverage a variety of tools and perspectives for effective liquidity management and informed decision-making. You can also delve deeper into your data by filtering, drilling down, and exporting information, enhancing your ability to analyze it comprehensively. Moreover, evaluating cash positions in both original and reporting currencies ensures a thorough understanding of your financial situation. This all-encompassing approach guarantees that your decision-making processes are supported by accurate and timely financial information, ultimately leading to more strategic outcomes. The ability to visualize trends and insights further empowers your financial planning and operational efficiency.

The Kalignite Advanced ATM Application (K3A) is a flexible solution designed to accommodate a variety of ATM operations across different protocols and vendors, catering to both local banks and large international organizations with vast networks. It enables a wide range of functionalities such as cash withdrawals, deposits, recycling of cash and coins, check acceptance, image-based check deposits, tailored marketing, user transaction preferences, and smooth integration with online services. Utilizing the powerful K3A development platform allows financial institutions to rapidly introduce new features, which in turn helps to significantly reduce costs associated with development, maintenance, and support. This versatility and efficiency make K3A a critical asset for banks that seek to improve their ATM services while effectively managing their operational expenses. Furthermore, with its comprehensive capabilities, K3A positions banks to stay competitive in an evolving financial landscape.

Siena eTrader offers sophisticated pricing solutions such as ESP, RFSQ, and RFQ pricing, complemented by extensive limit order management, leveraging a multi-bank liquidity sourcing method through its advanced pricing engine. The service caters to various business models, encompassing direct customer engagement, agency frameworks, and broker activities. By utilizing auto-hedging and automated deal processes, users can protect their market positions and broaden their currency options, all while benefiting from strong trading controls, monitoring for optimal execution, and managing the eligibility of customer instruments. With real-time price management capabilities, the platform allows for quick adaptations to changing market conditions, facilitating effective risk management through timely adjustments in spread, skew, and pricing. Siena's infrastructure also guarantees smooth integration with existing pricing engines or external aggregators. Additionally, it can fully synchronize with your customer portal, improving user experience through features like single sign-on, tailored branding, and access to market news and charts. Data regarding transactions, orders, and deals are shared in real-time with external systems, granting a holistic 360° perspective of your customers. This cohesive strategy not only enhances operational efficiency but also equips businesses to proactively adapt to market fluctuations and meet customer demands effectively. By integrating all these features, Siena eTrader positions itself as an essential tool for modern trading operations.

We create and execute top-tier solutions focused on improving investment efficiency, uncovering hidden value, and promoting growth. Our all-encompassing services in trading, treasury, risk management, and regulatory compliance enable financial institutions to seamlessly integrate and enhance their operations. We serve an extensive array of clients, including global, central, and regional banks, broker-dealers, insurers, asset managers, pension funds, hedge funds, stock exchanges, clearinghouses, securities services firms, and large corporations. Our tailored offerings are powered by a dedicated team of exceptional professionals who are passionate about driving innovation forward. With our risk and regulatory reporting solutions, you can efficiently fulfill your regulatory requirements while creating enduring value. Our integrated solutions for capital markets and treasury act as a singular source of truth, streamlining decision-making processes and boosting operational efficiency. As you face the intricate task of managing substantial volumes of trades throughout the transaction lifecycle, our solutions aim to simplify and enhance this journey. By harnessing our expertise, you can turn obstacles into pathways for growth and advancement, paving the way for a brighter financial future. Ultimately, our commitment is to support your success in an ever-evolving financial landscape.

CGI Trade360 delivers all necessary software, infrastructure, and support resources needed to enhance a bank's international trade operations. This software-as-a-service (SaaS) platform enables banks to provide traditional trade, payables, and receivables services to clients from any location, at any time, all through a single cohesive system. Designed to accommodate multi-bank, multicurrency, and multi-time zone transactions, CGI Trade360 features a corporate portal, a sophisticated back-office trade processing system equipped with advanced imaging and workflow capabilities, as well as comprehensive reporting tools and an XML-based integrated architecture. With over twenty years of experience in the SaaS model, CGI Trade360 offers robust infrastructure and IT services, allowing banks to concentrate on expanding and managing their businesses effectively. Additionally, for global institutions seeking a tailored solution, CGI Trade360 is also available as an on-premises option. This versatility ensures that banks can choose the best deployment strategy that fits their operational needs.

Our cash management system simplifies the task of assessing your daily cash position, enabling you to complete this in just minutes rather than hours. Upon arriving at your office, you will find that all transactions from the previous day have been seamlessly integrated into your daily cash worksheet. This feature allows you to quickly grasp your organization’s total cash situation. Creating cash forecasts is also straightforward, as the system leverages historical data to produce reliable predictions for daily, weekly, monthly, or even annual time frames. Moreover, you can enhance your forecasts by easily importing data from various external sources. The electronic funds transfer module offers a secure and effective method for initiating, authorizing, approving, and tracking all electronic transactions. Additionally, the status and control feature streamlines the management of your payment processes across multiple banks, promoting smooth operations and greater efficiency. This all-encompassing system ultimately equips you with the tools needed to make well-informed financial choices with confidence, significantly improving your overall financial management experience.

With EQIFi, you can effortlessly and securely earn, borrow, and spend cryptocurrency on a platform that uniquely combines decentralized finance with the backing of a prestigious digital bank. Earn an impressive annual interest rate of up to 70% on your crypto deposits and enjoy the benefit of free withdrawals. Accessing your funds is incredibly easy, whether you're making online payments or withdrawing cash from more than a million ATMs worldwide. The borrowing process is streamlined, allowing you to use your crypto as collateral to secure loans in mere seconds, starting at an incredibly low interest rate of just 0.1% per year. You will appreciate the robust security features akin to those of traditional banks, all while steering clear of hidden fees and unnecessary red tape. Our platform has been thoughtfully crafted for your convenience, enabling you to confidently take advantage of our services from anywhere, whether at home or on the move. We merge the reliability and familiarity of traditional banking with the innovative world of decentralized finance. Our investment options allow you to tailor your risk profile while we take care of the rest, facilitating the potential for daily compounded earnings of up to 70% annually. Discover the first digital wallet that generates interest for your crypto assets—simply deposit and watch your profits accumulate with ease. There are no cumbersome applications or intricate procedures to navigate, and you have the flexibility to choose between fixed and variable interest rates, adjusting as necessary. This revolutionary approach to finance guarantees that managing your investments is not only simple but also highly rewarding, enhancing your overall financial experience.

Take advantage of the chance to earn interest that far surpasses what traditional savings accounts offer, with potential returns reaching up to 64 times higher. Depositing funds is a breeze, as you can use either your bank account or debit card to start earning interest immediately. Our committed support team is on standby every day, ready to help you via chat or phone whenever you require assistance. Linus skillfully links your funds to borrowers in the digital asset credit sector, where the demand for your capital is notably greater than in traditional banking. The entire process is efficient, needing only your email and password to manage your account seamlessly. In mere minutes, you can shift from having no earnings to actively accruing interest. As a nimble startup, we take pride in our unwavering dedication to delivering outstanding service to our clients. By partnering with institutional borrowers and prime brokers, Linus guarantees the most favorable risk-adjusted rates in the market. To this point, no client has reported any loss of funds while utilizing our services. Linus gives you the ability to engage with digital asset credit markets, which can frequently be difficult to navigate alone. While some yield opportunities might be found independently, others are exclusive to our platform, thus enhancing your potential earnings. With Linus, your journey toward financial growth transforms from a mere possibility into a tangible reality, allowing you to achieve your investment goals more effectively. Whether you are a seasoned investor or just starting, the advantages of using our platform are clear and compelling.

With our vast experience working with various banks and credit unions, we are well-equipped to comprehend your requirements, facilitating millions of tailored interactions without the need for hefty staffing costs or extensive advertising expenditures. By harnessing our technological infrastructure in conjunction with Experian data, we enhance the process of identifying and recovering mispriced loans that your customers or members may hold with competing financial institutions via prescreen marketing techniques. Our methodology employs AI-driven engagement to optimize your deposit operations by resolving deposit leaks, increasing direct deposit volumes, and drawing in new deposit opportunities. As customers or members take on a wider selection of products, their chances of leaving decrease, which is why we prioritize enhancing their banking journey by promoting the uptake of additional products and services that make banking easier. This unique fusion of credit and core data, bolstered by machine learning and automation, allows you to effectively analyze your consumer demographic and uncover connections to other banking affiliations. Consequently, this strategy not only fosters customer loyalty but also strategically positions your institution for lasting growth amidst a competitive landscape. Furthermore, by continuously adapting our services to meet evolving customer needs, we ensure that your financial institution remains relevant and competitive in the long term.