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What is Nickel?

Nickel is an innovative payment and credit platform tailored for small to medium-sized B2B businesses. It serves to empower business owners and finance teams by improving cash flow and streamlining processes related to accounts receivable, accounts payable, and trade credit. Key features of Nickel include:

Payment Processing:

Users can enjoy unlimited ACH transfers without any fees, alongside a competitive card processing fee of 2.9%.
Additionally, it allows direct check deposits while accommodating large transactions that can reach up to $1 million.

Accounts Receivables:

Nickel offers customizable Payment Links and Payment Portals that make it easy to collect payments.
It supports payment acceptance via cards, ACH, or checks from an extensive network comprising over 14,000 banks.
Moreover, one-click payment functionality is available by securely storing buyer payment information for added ease.

Accounts Payables:

The platform simplifies vendor onboarding through a dedicated Vendor Portal.
It also automates the bill approval process and provides options for paying vendors via cards, ACH, or traditional checks.

Trade Credit:

A streamlined Digital Credit Application expedites customer onboarding and improves the vetting process.
Moreover, the trade credit program extends 60-day payment terms to buyers, significantly aiding their cash flow management. This comprehensive approach ensures that businesses can operate more efficiently and maintain financial flexibility.

Pricing

Free Version:
Free Version available.

Integrations

No integrations listed.
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Company Facts

Company Name:
Nickel
Date Founded:
2021
Company Location:
United States
Company Website:
www.nickel.com
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Product Details

Deployment
SaaS
Training Options
Documentation Hub
Online Training
Webinars
On-Site Training
Video Library
Support
Standard Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Nickel Categories and Features

Sales Tax Software

Address Validation
Audit Trail
Consumer Use Tax
Exemption Management
Tax Calculator
Tax Filing
Taxability Verification
Transaction Tracking
Value Added Tax (VAT)

Payment Processing Software

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

B2B Payment Platform

Nickel Customer Reviews

Write a Review
  • Reviewer Name: Paolo S.
    Position: CFO
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Simple and RELIABLE way for me to receive payment.

    Date: Jun 04 2025
    Summary

    Overall, a very good experience. I moved from Melio because it was inconsistent with it's reporting and very frustating because of that. I found Nickel, gave it a try and has been very useful for my needs.

    Positive

    Simple to use. Reporting is solid. Unique links are a plus, and the emails are very timely. For my use case this is exactly what I need. While there are integrations that could be helpful, my use case needs SIMPLICITY and SPEED, and I feel like I get those.

    Negative

    Reporting, specifically export to CSV was missing a few columns that would be very helpful. It is not a deal breaker but was one thing that stood out. I would also like the ability to save customers and contacts.

    Read More...