Top TD Bank Merchant Solutions Alternatives

Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current. With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen. International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before. Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.

Helcim aims to simplify the growth and payment processes for businesses. By streamlining the sign-up procedure, providing advanced payment tools, reducing costs associated with receiving payments, and ensuring a more straightforward payment experience, Helcim enhances the overall service it offers to its clients. This commitment to ease and affordability positions Helcim as a valuable partner for businesses seeking to optimize their payment solutions.

Introducing Chase Business Complete BankingSM, which offers a remarkable opportunity to earn a $300 bonus when you open a Business Complete Checking account, specifically tailored for new clients who meet designated criteria. This unique banking solution simplifies essential financial tasks, allowing you to focus on growing your business effectively. You can easily waive the $15 Monthly Service Fee1 by maintaining a minimum daily balance, utilizing your Chase Ink® Business credit card for purchases, or receiving QuickAccept transaction deposits. With Chase QuickAcceptSM, included with your Business Complete Checking account, you can accept card payments from anywhere across the U.S. while enjoying straightforward pricing. Furthermore, you can ensure your business’s cash flow remains robust with same-day deposits at no additional cost. Eligible activities for maintaining your account include debit card transactions, deposits through Chase QuickAcceptSM, Chase QuickDepositSM5, along with ACH and wire transfers. This all-encompassing banking solution is specifically designed to support your business requirements and improve your financial management capabilities, giving you the tools you need to succeed. By choosing Chase Business Complete Banking, you’re not just managing finances; you’re strategically positioning your enterprise for sustained growth and success.

With Smartpay Zero Cost EFTPOS, you can completely remove the transaction fees linked to EFTPOS payments. Our service is compatible with all major credit and debit cards, such as Visa, MasterCard, EFTPOS, and American Express, allowing you to serve a diverse customer base. We also support contactless payment options through various devices, including cards, smartphones, and wearables, ensuring that transactions are both fast and easy. Our intuitive Android terminals effortlessly handle contactless payments via Mastercard Tap & Go and Visa payWave. Furthermore, Smartpay terminals work seamlessly with mobile payment systems like Apple Pay, Google Pay, Samsung Pay, and Android Pay, simplifying the transaction process. Our card reader accepts all principal credit and debit cards, with the added benefit of allowing American Express without any additional fees. Each month, our dedicated payment specialists assist numerous businesses just like yours in identifying the best payment solutions tailored to their needs. We encourage you to connect with us to explore how we can help your business thrive. In Australia, we take pride in being a payment facilitator that enables credit and debit card acquisition through our state-of-the-art EFTPOS terminals, which are transforming the payments landscape while providing customized payment solutions that enhance operational efficiency. Ultimately, our goal is to create partnerships that empower businesses, ensuring they not only survive but flourish in today's competitive environment. Together, we can navigate the evolving market landscape and find strategies that align with your business objectives.

Achieve remarkable success and expansion with CulqiPos by effortlessly accepting Visa and Mastercard payments. Don’t let valuable sales opportunities pass you by; seamlessly integrate our payment gateway into your online store with ease using our user-friendly plugins and API. With Culqi, you can process various payment types, including credit and debit cards, without the concern of monthly fees or hidden costs—only successful transactions incur a charge! Experience a boost in sales and enhanced transaction management through our CulqiPanel, which empowers you to oversee your sales operations more effectively than ever before. Our solution is ideal for physical retail settings, allowing you to process in-person payments and cash on delivery with both Visa and Mastercard. Moreover, our portable wireless POS system enables you to conduct transactions anywhere you go. With same-day deposit services for your sales through Culqi, you’ll maintain optimal control over your financial health. Begin maximizing your sales potential today and unlock the full advantages of our all-encompassing payment solutions, designed to cater to your business needs!

In the world of business, time is of the essence, and facilitating payments should be a frictionless experience. QuickBooks Payments enables you to efficiently accept payments via credit cards, debit cards, and ACH bank transfers. Soon, you will gain the capability to access funds right after they are credited to your QuickBooks Cash account. You can effortlessly send invoices that feature a Pay Now button, streamlining the payment collection process. Accepting payments on the go is simple, as you can input your customers' credit or debit card information wherever you are. Our free mobile card reader enhances convenience by allowing you to swipe and process multiple card payments. All sales transactions are recorded automatically in QuickBooks in real-time, guaranteeing precise and current financial oversight. You have the flexibility to establish monthly customer billing or develop a payment schedule tailored to your business's requirements. Start accepting credit card, debit card, and ACH payments today without incurring any upfront payments, ongoing subscriptions, or concealed charges, making it a viable option for businesses of every scale. By adopting QuickBooks Payments, you can significantly improve your cash flow management and operational efficiency. Adopting such a solution positions your business to thrive in today’s fast-paced environment.

Boost your business's cash flow with reliable and secure merchant services. Capital One has partnered with Worldpay® from FIS, a leading provider of credit and debit card processing solutions, to offer adaptable payment acceptance options tailored to fit your specific requirements. We streamline the process of collecting payments, allowing you to focus your efforts on managing and expanding your business. You can receive payments via virtual terminals, smart terminals, hosted web pages, and mobile card readers, providing you with multiple avenues to accommodate your customers. Enjoy the peace of mind that comes with our robust data security features, ensuring your transactions are safe. Stay organized with detailed and transparent reporting that provides insights into your financial performance. Accept a wide range of payment methods, including swipe, EMV, contactless, keyed-in transactions, phone orders, email invoicing, PayPal®, and many more. Our services enable you to process major credit cards such as Visa®, MasterCard®, Discover®, American Express®, in addition to gift and loyalty cards. Take advantage of our continuously evolving payment-processing solutions to manage your cash flow strategically, while Capital One Merchant services, enhanced by Worldpay, introduces you to cutting-edge technologies tailored for the future of payment processing. With our collaboration, we will assist you in navigating the intricacies of modern transactions, ensuring that your financial operations are seamless and efficient. Together, we can help your business thrive in a competitive landscape.

RewardPay, powered by Payroc, offers a 1.25% fee along with a $0.25 charge for debit card transactions, with no contracts or termination fees associated with credit card processing. This solution enables your business to apply a credit card fee to the overall amount that customers pay for their purchases. With RewardPay, you can ensure compliance with all major credit card networks while promoting transparency in pricing for your customers, ultimately enhancing their buying experience. It’s a straightforward way to manage processing fees while maintaining customer satisfaction.

Embrace a wide array of payment options that your customers favor to create an enticing experience that promotes loyalty and encourages repeat visits. By enabling smooth transactions—whether they occur at the checkout counter, via a mobile food truck, on your website, or even as deliveries to customers' homes—you enhance both accessibility and convenience. Providing choices such as swiping, dipping, or tapping allows customers to utilize credit cards, EMV chip cards, and debit cards effortlessly. Furthermore, integrating widely-used digital wallets like Apple Pay®, Google Pay™, and Samsung Pay® aligns your business with contemporary payment trends. Additionally, accepting Automated Clearing House payments directly from bank accounts can simplify transactions even further. It’s also beneficial to allow gift cards, while offering options for customers to activate, redeem, and reload personalized gift cards to enrich their shopping experience. This all-encompassing strategy ensures that you will never miss out on a sale due to a lack of payment alternatives, ultimately fostering greater customer satisfaction and loyalty. In a rapidly evolving payment landscape, staying adaptable and responsive to customer needs can significantly enhance your business's success.

As a leading provider in the credit card payment sector, we leverage our vast expertise to meet the varied needs of businesses spanning multiple industries. Our focus extends beyond merely facilitating secure payment acceptance; we also offer outstanding support and resources to help your business flourish. Clover Connect excels in providing smooth payment integration solutions tailored specifically for B2B software companies, delivering customized payment options and dedicated integration assistance that adapt to the evolving demands of our software partners. By opting for our services, you empower your business users with capabilities that transcend basic payment acceptance; Clover POS systems are designed for high levels of customization and come equipped with a wide array of business management tools, enhancing operational efficiency. Moreover, our dedication goes further than just processing transactions; we are committed to supplying your business with holistic support that promotes ongoing growth and prosperity. This ensures that your operations can continuously evolve in a fast-paced market.

Transform your smartphone or tablet into a payment processing device with PayPal Here, enabling you to accept major credit and debit cards without any physical contact, whether you're at a physical location or on the go. Additionally, you can effortlessly send invoices and monitor cash or check transactions. To enhance the customer experience, users can pay using PayPal and Venmo QR codes, along with popular methods such as Apple Pay and Google Pay, ensuring secure and efficient transactions. You won't face any monthly fees, setup costs, cancellation penalties, or minimum processing requirements, as charges only apply when sales are made. The PayPal Here card readers work seamlessly with our mobile application, turning your compatible device into a complete point-of-sale system. By adopting touchless QR code payments, you can easily facilitate in-person sales, prioritizing safety and convenience for both you and your customers. This modern solution not only simplifies the payment process but also significantly enhances overall customer satisfaction and trust in your services, contributing to a more successful business operation. Ultimately, PayPal Here empowers business owners to adapt to evolving payment preferences while maintaining a high level of service.

We developed PayHQ to simplify the management and growth of your business with ease. As an innovative payment solution, PayHQ by KORT Payments enhances the process of accepting a variety of payment methods while offering a centralized overview of your transaction data, which aids in making informed decisions. Presently, numerous enterprises across North America depend on our services for their payment processing solutions. PayHQ provides a comprehensive approach, overseeing everything from authorization to settlement and funding processes. It empowers businesses to accept payments both face-to-face and online, featuring tools like invoicing, recurring billing, and seamless integrations, all managed through a single merchant account. Our online gateway ensures customers enjoy a secure and user-friendly purchasing experience, suitable for businesses of all sizes. Additionally, connecting your card terminals to PayHQ’s omni-channel platform is a breeze, allowing for the acceptance of credit, debit, and other payment types, including contactless and mobile options for in-person sales. This adaptability is crucial as it enables businesses to stay in tune with the ever-changing dynamics of the payment processing landscape. Ultimately, our solution not only streamlines operations but also enhances customer satisfaction and loyalty.

NETS for Business offers a wide range of payment and merchant services tailored to help Singaporean businesses efficiently handle transactions both in physical stores and online. Their solutions for brick-and-mortar locations include a variety of wired and wireless POS terminals that accept NETS debit/ATM cards, QR code payments, contactless cards, and international wallets and cards. Merchants benefit from next-day transaction settlements, along with convenient access to transaction reporting and settlement through an online Merchant Portal. For online retailers, NETS provides the eNETS Gateway for processing direct debit and all major credit cards, as well as services like NETS Click, NETS QR Online, and SoftPOS. Furthermore, NETS offers a suite of self-service and motoring solutions, including integrated POS systems, vending machine payment capabilities, and self-service payment options for the food and beverage industry, along with car park payment systems, SGQR label support, and digital receipt management. The NETSBiz mobile app allows merchants to receive payment alerts and manage their terminals efficiently, while also providing merchant guides and developer APIs to facilitate enhanced service integration and functionality. By adopting this comprehensive strategy, NETS ensures that businesses are well-prepared to adapt to the diverse and evolving needs of their customers in today’s fast-paced payment environment, ultimately driving growth and customer satisfaction.

Gravity Legal streamlines the acceptance and management of client funds specifically for law firms, effectively reducing risks, costs, and the administrative burden that comes with managing payments in trust or IOLTA accounts. The platform ensures a smooth payment process by enabling firms to accept various payment methods, including credit and debit cards as well as bank transfers. When using Gravity Legal, attorneys or firm administrators initiate the process by creating a secure payment link, which they can conveniently send to clients via email, text message, or invoice, allowing clients to easily click the link for a straightforward payment experience. In addition, Gravity Legal offers efficient tracking and allocation of funds from a single transaction into trust accounts, IOLTA, or operating accounts, ensuring that split deposits are handled securely. The service also facilitates the transfer and monitoring of funds between trust and operating accounts, while protecting against processing fees and unauthorized debits from third parties. Moreover, law firms can take advantage of Gravity Legal’s extensive features through a well-designed RESTful API, which supports seamless integration with their current systems. This not only boosts the operational effectiveness of law firms but also significantly enhances the client experience during financial transactions, fostering trust and satisfaction in the process. As a result, the platform ultimately contributes to a more streamlined financial management approach within the legal sector.

FTNI's ETran Online Payment solutions offer a range of secure options for processing one-time and recurring payments via ACH and credit/debit cards, ensuring that transaction details are seamlessly integrated into your back-office accounting, ERP, or CRM systems. With three different online solutions available—Fully-Hosted, DirectForm, and DirectPost—users can select the integration that best fits their unique business processes and workflows, resulting in a personalized user experience. By utilizing this scalable SaaS platform, businesses empower their customers with improved control and visibility over their transactions, all while enjoying robust security and compliance features. Additionally, the ETran platform is designed to work harmoniously with existing banking, merchant processing, and back-office systems, effectively streamlining the payment acceptance, management, and cash application processes into one cohesive framework. This not only simplifies the handling of payments but also significantly boosts operational efficiency throughout the organization. As a result, clients can experience a more organized and effective payment process that caters to their specific needs.

AffiniPay, debuting at 8am, is an all-encompassing payment management platform tailored for associations, nonprofits, and membership-driven organizations, enabling them to effectively manage dues, event registrations, donations, and sponsorship transactions within a unified system. This innovative solution ensures secure, PCI-compliant processing for credit and debit cards, as well as e-checks, and features customizable branded payment pages and brochures, which help automate recurring billing and reminders to reduce manual follow-up efforts. In addition, it effortlessly integrates with various association management systems, membership databases, and financial tools, allowing for easy incorporation of transaction data into reporting and reconciliation workflows. The platform provides real-time dashboards that offer immediate visibility into payments, deposits, and member activity metrics, significantly alleviating administrative workloads and enhancing cash flow predictability. Furthermore, it supports in-person card readers, offers a range of payment options, and implements stringent security and compliance protocols to protect both member data and funds. By equipping organizations with these advanced features, AffiniPay not only streamlines financial operations but also fosters a secure and efficient environment for managing their resources. Ultimately, this solution positions organizations to focus more on their core missions while alleviating the complexities of payment processing.

Simplify your business management and payment processing with the WooPayments solution that integrates seamlessly with WooCommerce. This platform allows you to handle payments online and in-person, track your financial performance, and oversee all transactions from the convenience of your WooCommerce store's dashboard. Boost your checkout conversion rates by providing various payment options that align with your customers' preferences. WooPayments offers the capability to process credit and debit card payments and includes swift payment methods such as WooPay. Furthermore, by integrating digital wallets like Apple Pay and Google Pay, you can enhance the payment experience for your customers. Connect with a global audience: WooPayments is available in 38 countries and facilitates transactions in over 135 currencies, negating the need for extra plugins. By enabling international customers to pay in their local currencies and through popular methods such as iDeal, P24, EPS, and Bancontact, your sales opportunities can grow significantly. This all-inclusive strategy guarantees that your payment system remains accessible and effective for a wide variety of customers, ultimately leading to greater satisfaction and loyalty. Embracing this solution can transform the way you manage payments and enhance your overall business performance.

Since 1993, BankCard USA has emerged as a leading provider of merchant services, serving both new ventures and established enterprises with a diverse range of credit card processing options. Our services enable businesses to accept payments online via a payment gateway, in-store with credit card terminals, through telephone transactions using virtual terminals, and even on-the-go with mobile credit card processing applications. Whether you are in search of a merchant account suitable for low or high-risk profiles, comprehensive omnichannel payment solutions for larger corporations, or a simple credit card machine for a small business, our dedicated team works alongside you to pinpoint the most suitable payment processing solution that aligns with your unique business goals and needs. Among the numerous credit card processing companies, we guarantee the most attractive processing fees due to our exclusive bank-direct program. Our services facilitate the acceptance of various payment methods, including credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers, all designed with a focus on your business's requirements. With a solid history behind us, we have effectively set up payment services for over 100,000 merchants, empowering them to flourish in their respective markets. Our unwavering dedication to customer satisfaction, combined with our innovative approaches, distinguishes us within the competitive field of merchant services and ensures that our clients receive the highest level of service possible. We continuously strive to adapt and evolve our offerings to meet the changing demands of the marketplace.

The ARISE payment solution serves as a robust gateway that enables businesses to effectively manage payment acceptance, safeguard their revenue, and oversee financial operations through a dynamic commerce engine. It supports an array of payment methods such as credit cards, debit cards, ACH, checks, and more, allowing for seamless transactions across various platforms including online, in-store, invoicing, and mobile, all integrated through a single interface. Key features of this platform encompass embedded payments specifically designed for software vendors, customizable invoicing with easy one-click payment options, subscription and recurring billing capabilities, and surcharge or cash-discount strategies to help minimize fees, all while providing a consolidated dashboard that offers real-time data insights, network tokenization, fraud prevention mechanisms, and an impressive 99.99% uptime enabled by a cloud-native active-active framework. Branded as a “payment platform designed for Main Street commerce” by Aurora, ARISE ensures swift activation of virtual terminals, straightforward terminal configurations, and U.S.-based support. The platform emphasizes modular scalability, empowering merchants, SaaS providers, independent software vendors, and developers to onboard efficiently without requiring extensive re-platforming efforts. This adaptability not only increases operational efficiency but also positions businesses to thrive in a rapidly changing market landscape. Additionally, the extensive features and flexibility of ARISE make it an attractive option for enterprises aiming to optimize their payment processes and enhance customer experiences.

8am ClientPay allows you to securely process credit card and eCheck payments from anywhere, be it your office, online, or directly at a job site. By broadening your payment options and streamlining the payment process for clients, you can improve the reliability of your cash flow. Our innovative payment solutions make it easy and secure to accept credit, debit, and eCheck payments. With advanced data encryption and top-notch cybersecurity protocols, you can have confidence that both your firm's information and your clients' sensitive details are safeguarded. Furthermore, we offer transparent and competitive pricing that excludes long-term contracts, setup fees, or cancellation penalties. ClientPay enhances your financial management with valuable insights through its reporting and reconciliation tools, which enable you to generate customizable reports and dashboards that showcase real-time payment information and key business metrics. This holistic strategy empowers you to manage your finances more effectively, facilitating informed decision-making that supports your business's growth and sustainability. In this way, ClientPay not only simplifies transactions but also contributes to the overall success of your enterprise.

Rooam provides a contactless payment solution that integrates smoothly with existing POS systems, removing the necessity for any additional hardware. This cutting-edge platform enables guests to easily open and close tabs without touching a credit card, and it does not require any app downloads. By offering a modern mobile web experience, patrons can settle their bills straight through their web browsers, enhancing convenience. With more partnerships than any other contactless payment provider in the country, Rooam empowers bartenders and servers to focus more on guest service rather than transaction processing. Customers using Rooam generally spend 30% more and leave tips that are 25% higher than the average. The integration with current POS systems is straightforward, with no hidden fees for extra equipment or complicated ordering procedures. Moreover, Rooam allows for the acceptance of Apple Pay and Google Pay at no additional costs or hardware requirements, with plans to incorporate Venmo and PayPal soon. Every transaction processed through Rooam meets stringent security standards, being certified as Level 1 PCI DSS compliant, which ensures that both merchants and customers can conduct transactions securely. This high level of compliance not only safeguards sensitive information but also significantly boosts trust in the Rooam platform, making it a reliable choice for modern payment solutions. Furthermore, the ease of use and security features make Rooam an attractive option for both businesses and their clientele.

Bid farewell to the hassle of extensive paperwork. Shore POS revolutionizes the payment experience by making it swift, efficient, and reliable. With the ability to accept all major payment methods, it also offers a digital platform for effortlessly managing your inventory. You'll find that Shore’s digital accounting makes financial management a breeze, ensuring adherence to all necessary financial and tax regulations while providing robust security. Customers are given the convenience of selecting from various payment methods, including debit, credit, and contactless options using their smartphones. Shore Pay provides an impressive array of choices, as our mobile card reader supports all prominent credit and debit cards. Plus, customers can take advantage of Apple or Google Pay for speedy transactions. They can easily choose and schedule appointments at any time via your website, Instagram, Facebook, or directly from a Google search. With Shore’s calendar functionality, keeping track of customer appointments and details is simple, allowing you to maintain organization even while on the go. This holistic strategy not only elevates customer satisfaction but also significantly enhances the operational efficiency of your business, paving the way for future growth.

Adopt a holistic strategy for handling payments across various formats. If you're feeling bogged down by numerous reports, tricky back-office reconciliations, and fragmented systems, then you have found the perfect solution. Planet’s Single Payment Platform is tailored to meet your requirements, whether transactions happen online, in brick-and-mortar shops, via payment links, or for subscription services and gift cards. Empower your customers and guests by allowing them to pay in the way that suits them best. With Planet, you can manage a diverse array of payment methods, including credit and debit cards, contactless payments, chip and pin, as well as mobile wallets. You can also present Alternative Payment Methods (APMs) such as PayPal, AliPay, cryptocurrency, and Klarna right at the point of sale. Moreover, broaden your appeal to Asian clientele by incorporating Alipay+ and WeChat Pay on the same device, which guarantees a smooth experience for everyone involved. This adaptability not only helps businesses succeed but also ensures they can navigate the increasingly varied payment landscape with ease. By embracing this comprehensive payment solution, you position your business to be more competitive and responsive to customer preferences.

Virtuous Payments distinguishes itself as a premier payment processor in North America, offering transparent pricing and tailored payment processing services for businesses across Canada. They provide an extensive selection of advanced terminal solutions, including the full range of Clover terminals, which come equipped with various applications suitable for both full-service and quick-service point-of-sale systems. Their services encompass in-person payment methods, intelligent terminal payment solutions, and cryptocurrency payment terminals, simplifying the process for businesses to accept card payments through smart terminals. Upholding a commitment to transparency, Virtuous Payments employs a cost-plus pricing model that leverages the pass-through costs from Visa and Mastercard, adding only a minimal surcharge to the overall credit card fees. Unlike many competitors that impose significant setup fees to start a merchant account, they do not have any such charges, making it easier for businesses to get started. With a wealth of industry knowledge, Virtuous Payments has positioned itself as a leading provider of merchant services, ensuring clients receive personalized solutions that cater to their specific needs. Their focus on customer satisfaction and adoption of innovative technology consistently fuels their expansion in the highly competitive payment processing sector. Additionally, they continuously seek to enhance their offerings, staying ahead of market trends and evolving customer demands.

Boost your company's financial success by partnering with a global payments provider. By leveraging a distinctive payment solution that seamlessly incorporates PayPal, Venmo (available exclusively in the US), credit and debit cards, as well as popular digital wallets like Apple Pay and Google Pay, you can broaden your customer reach and enhance conversion rates. This forward-thinking strategy not only drives revenue growth but also unlocks new business opportunities. With the capability to accept and process transactions through a single, state-of-the-art integration, including cards, PayPal, and wallets like Venmo (limited to the US), Apple Pay, and Google Pay, organizations can flourish. Furthermore, take advantage of high-quality tools designed to mitigate fraudulent activities, protect data security, and streamline operations. By modernizing the payments experience, you can elevate sales and foster customer loyalty, addressing the demands of today’s market. Tap into PayPal's extensive network and sophisticated technology to effectively enter new markets. Simplify internal costs and automate backend processes without jeopardizing your revenue stream. Additionally, enhance your ability to detect and thwart fraud while boosting order approvals. This payments platform is relied upon by some of the world’s most esteemed brands, assuring you are aligned with excellence. Embracing these innovative solutions will enable your business to remain competitive and adaptable in an ever-evolving landscape. Consider how these advancements can not only improve financial metrics but also enhance customer satisfaction and trust in your brand.

The financial performance and expenses tied to your enterprise can reveal unexpected insights that may be enlightening. We offer outstanding solutions aimed at enhancing your business operations! Earn interest on your business checking account effortlessly, without the hassle of sweeps. Take advantage of free online and telephone banking services. Effortlessly process all major credit and debit cards, including ApplePay™, with our streamlined system. Enjoy next-day funding and utilize the benefits of American Express OptBlue℠. Our technical support team is available 24/7, every day of the year, to assist you. With our EMV-ready terminals, you can ensure secure transactions, and our mobile payment solutions are compatible with both smartphones and tablets. At Bethpage Federal Credit Union, we prioritize fulfilling your business's online banking needs. Our array of convenient and secure online tools is fully customizable to meet any specific requirements your business might have. This digital platform offers an unparalleled level of control, flexibility, and freedom for your operations. Our online banking service is complimentary and accessible around the clock, enabling you to check your account balance and transaction history in real-time, as well as transferring funds seamlessly among your Bethpage accounts. By partnering with us, you can concentrate on what truly matters: expanding your business and achieving your goals more efficiently. You can leverage our comprehensive services to streamline your operations and maximize profitability.

Easily integrate with Tilled's payment platform and start earning income immediately by managing both online and in-person transactions through options like credit, debit, ACH processing, and alternatives such as Apple Pay®. Merchants can efficiently manage recurring billing and subscription services using our Secure Storage Vault, while also providing adaptable payment plans. Furthermore, they have the ability to send invoices through text or email, enabling customers to complete payments with a simple click. Both you and the merchants have access to personalized reports and dashboards designed to meet your brand and customer needs. You can quickly track updates regarding merchant transaction histories, batch settlements, average payment volumes, and additional metrics, ensuring that you remain informed and in control of your financial activities. This all-encompassing array of features simplifies the payment process for merchants and significantly boosts customer satisfaction. With these tools at their disposal, merchants can easily refine their payment strategies and foster stronger relationships with their clientele.

Nickel is an innovative payment and credit platform tailored for small to medium-sized B2B businesses. It serves to empower business owners and finance teams by improving cash flow and streamlining processes related to accounts receivable, accounts payable, and trade credit. Key features of Nickel include: Payment Processing: Users can enjoy unlimited ACH transfers without any fees, alongside a competitive card processing fee of 2.9%. Additionally, it allows direct check deposits while accommodating large transactions that can reach up to $1 million. Accounts Receivables: Nickel offers customizable Payment Links and Payment Portals that make it easy to collect payments. It supports payment acceptance via cards, ACH, or checks from an extensive network comprising over 14,000 banks. Moreover, one-click payment functionality is available by securely storing buyer payment information for added ease. Accounts Payables: The platform simplifies vendor onboarding through a dedicated Vendor Portal. It also automates the bill approval process and provides options for paying vendors via cards, ACH, or traditional checks. Trade Credit: A streamlined Digital Credit Application expedites customer onboarding and improves the vetting process. Moreover, the trade credit program extends 60-day payment terms to buyers, significantly aiding their cash flow management. This comprehensive approach ensures that businesses can operate more efficiently and maintain financial flexibility.

Give your customers the option to make payments both online and in-person through a variety of channels including payment links, QR codes, and mobile wallets such as Apple Pay and Google Pay, while easily accepting cards from all major providers. You possess all the essentials to sell any product, handle card transactions efficiently, and grow your business on a global scale, free from the hassle of bulky hardware, complex agreements, and unmet expectations. Create and share attractive payment links that allow your clients to pay online with ease. Whether through tapping, typing, or scanning, you can smoothly process contactless card payments using the NFC feature of your Android device, enter details through your keyboard, or capture card information with your camera! With just a few simple taps, you can accept a broad array of cards including Visa, MasterCard, American Express, Discover, JCB, Union Pay, and many more, ensuring that you never lose out on a sale. By streamlining the payment process, you not only enhance customer satisfaction but also foster loyalty that encourages repeat transactions. This comprehensive approach to payment processing positions your business for sustained success in a competitive market.

For nearly forty years, EPX has been a pioneer in the payments landscape, launching a variety of innovations that have established industry standards. By offering affordable processing solutions for credit, debit, stored value, and ACH payments on a single reliable platform, EPX effectively mitigates concerns about data security and liability. Our clients enjoy seamless integration with virtual terminal solutions, online shopping carts, and comprehensive web-based reporting, allowing them to manage their operations more intelligently and flexibly. We are dedicated to the research, development, implementation, and support of advanced payment technologies that guarantee PCI compliance, protect merchants, and enhance consumer confidence. Today, it appears that nearly everyone, from a local car wash employee to a neighborhood store owner, has the capability to process credit card transactions. Businesses that continue to rely solely on cash may be missing out on substantial revenue opportunities and risking a competitive edge against those who adopt modern payment solutions. Embracing these payment methods not only has the potential to boost sales but also significantly improves customer satisfaction by offering them more convenient choices for their transactions. Ultimately, businesses that adapt to these advancements can expect to thrive in an increasingly digital marketplace.