Top iCashpro+ Alternatives

SBS Banking Platform is a cutting-edge, cloud-native solution that provides financial institutions with the flexibility to scale according to their own needs, delivering seamless, digital-first experiences that can be accessed anytime, anywhere. Designed as a fully integrated, front-to-back platform, it fosters innovation across a variety of sectors, including retail banking, corporate banking, and neobanking. From digital and open banking services to deposits, payments, lending, and regulatory compliance, SBS Banking Platform equips financial institutions in the EMEA region with everything they need to stay ahead of the curve in an increasingly competitive market. By providing customizable solutions that align with the specific needs of each institution, the platform supports continuous growth and innovation. SBS Banking Platform is trusted by leading banks, earning recognition from industry giants such as Gartner, Forrester, NelsonHall, and IBS for its significant impact on the banking industry. Recent acknowledgments from Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS reinforce the platform’s commitment to excellence and its position as a leader in modern banking technology. By streamlining operations and enhancing customer experiences, SBS Banking Platform is driving the future of digital banking.

This platform provides a robust testing environment for APIs and simplifies the management of partnerships, clients, and processing preferences. The Open*CP Fintech API Marketplace is distinguished as one of the few authentic 'REAL Banking-as-a-Service' offerings, backed by a fully functional digital payments bank. By optimizing access to the comprehensive payments ecosystem, Open*CP Fintech API Marketplace allows established brands and fintech firms to secure all-in-one solutions without the burden of dedicating extensive resources or acquiring specialized knowledge to piece together the required elements. With its exceptional blend of technology, regulatory framework, and flexibility, Open*CP is perfectly suited for entrepreneurs in search of a completely integrated solution from a trusted and forward-thinking payments bank. Central Payments is committed to improving financial experiences for all, particularly focusing on aiding underserved individuals who have frequently been marginalized from the benefits of affordable and accessible financial solutions. This dedication not only drives innovation but also aims to cultivate a fairer financial landscape, ensuring that everyone has the opportunity to benefit from financial services. Additionally, the platform’s efforts contribute to building a more inclusive community where diverse financial needs are met.

Examine the motivations behind why banks, fintech startups, and a range of organizations looking to launch digital payment solutions gravitate towards Rêv. By embracing our pioneering digital payment services, you can stay ahead of market trends and effectively address consumer demands while navigating competitive landscapes. Our team, equipped with decades of experience and deep market knowledge, enables you to deliver branded banking solutions rapidly, allowing you to capitalize on the latest payment innovations globally. With a staff of seasoned industry experts and cutting-edge payment technologies at your disposal, we are poised to meet our clients' needs and challenge the status quo in the financial sector. Our commitment to developing meaningful products that resonate within their target markets inspired us to create a unique platform that empowers both ourselves and our strategic partners to craft exceptional fintech solutions. By harnessing our intuitive, cloud-based platform and robust processing capabilities, you will find that we are ready to support the successful launch of your program with both efficiency and effectiveness. As we advance, our dedication to promoting innovation in the digital payment arena only strengthens, ensuring that we remain at the forefront of the evolving landscape. With Rêv, you can confidently navigate the future of digital payments, unlocking new opportunities for growth and success.

Join Portfolio+, a unique platform designed to connect clients with financial service providers for a personalized banking experience. Our banking interface prioritizes consumer needs and is enhanced by robust APIs that deliver tailored financial solutions while safeguarding client data. We provide secure, reliable financial software that supports the growth of technologically advanced, interconnected financial institutions. By leveraging our open banking platform, we empower consumers and generate new revenue streams for financial service providers. Our core banking system ensures efficient transaction processing across the Canadian banking landscape, fostering a smoother customer experience. Furthermore, we offer vital training and consultancy services to equip finance professionals with the tools to take advantage of fintech innovations. With more than three decades of industry experience, Portfolio+ is at the forefront of Canada's open banking movement, consistently developing state-of-the-art financial products and services through a dedicated team of experts in finance and technology. Together, we can redefine the future of banking, merging innovation with solutions that focus on customer satisfaction, ultimately transforming the financial landscape in Canada.

The Sybrin Digital Banking Operating System stands out as a highly versatile platform that accommodates a diverse array of user experiences and can seamlessly integrate with any pre-existing core banking system. By leveraging the Sybrin Digital Branch solution, traditional banking locations can evolve into advanced digital spaces that significantly improve the customer experience within the branch. In tandem, the Sybrin Account Opening solution allows banks to refine their onboarding processes, delivering a smooth and captivating omnichannel experience that exceeds customer expectations. Additionally, Sybrin’s Payments Hub serves as a state-of-the-art, unified processing system capable of effortlessly handling multiple payment methods, including high-value, mass, and real-time transactions. The Sybrin Business Banking suite is tailored for corporate and commercial banking entities, prioritizing innovation, quality, and a strong focus on customer satisfaction to cultivate enduring loyalty. Furthermore, the Sybrin Intelligent KYC and AML solution provides a thorough strategy for customer onboarding, ensuring that financial institutions maintain compliance and security. Collectively, this suite of offerings underscores Sybrin's dedication to establishing a contemporary and efficient banking ecosystem, reinforcing its position as a leader in digital banking solutions. The continuous enhancement of these tools reflects a forward-thinking approach to meet the evolving needs of the banking sector.

Our award-winning core banking solutions are equipped with vital features that address the stringent demands and standards set by the most sophisticated banking regulations. Built with cutting-edge technology, these solutions boost operational efficiency, reduce costs, ensure adherence to regulations, and enable swift market entry. They provide sophisticated real-time analytics that yield insights for developing timely and relevant offerings, effortlessly integrating with our premier digital channel solutions. The seamless integration of front-end, middleware, and back office can transform your organization into a customer-centric, sales-focused powerhouse. Take the opportunity to customize your core processes to emphasize your most valuable asset: your customer. By opting for an open, innovative, and agile platform, you will not only deliver an outstanding experience for both customers and staff but also promote sustainable growth and lay the groundwork for collaborative innovations. Seize this chance to revolutionize your banking operations and enhance meaningful engagement with your clientele. By aligning your banking strategies with customer needs, you can achieve long-term success and create lasting relationships in a competitive market.

Coconet propels financial institutions forward with the leading white-label digital corporate banking solution crafted by specialists in technology, functional design, and regulatory compliance. Are you in search of a dependable answer for your intricate corporate banking landscape that’s ready for immediate implementation? Explore our multi:versa platform: a singular solution for all your corporate banking needs, leveraging cutting-edge cloud architecture and offering an exceptional user experience. Connect effortlessly with corporate, business, and fintech clients while adhering to stringent security and regulatory standards. Additionally, direct access to open banking is provided across all web and mobile platforms, and you have the flexibility to scale your platform at any time, even independently of coconet. With this robust offering, your banking operations can evolve seamlessly to meet future demands.

Temenos Transact is recognized as the foremost digital core-banking solution on a global scale. Utilizing cloud-native and agnostic technology, it presents an exceptional range of banking services that encompass retail, corporate, treasury, wealth management, and payments, with over 1,000 banks in more than 150 countries relying on it to offer innovative and leading-edge products to their clientele. Its core banking SaaS enables rapid innovation, allowing banks to introduce new products in a matter of days. Accessible through The Temenos Banking Cloud, it integrates the most sought-after banking services, a creative innovation sandbox, and an extensive fintech marketplace. Developers have the flexibility to work within any banking environment, employing the provided tools and reference materials to design, test, and launch new banking products and services. To ensure a successful market entry, Temenos supplies a robust go-to-market framework, ample support resources, and access to the sandbox environment, equipping developers to face upcoming challenges effectively. This holistic strategy not only enhances operational efficiency but also empowers financial institutions to maintain their competitive edge in an increasingly dynamic marketplace. By fostering innovation and collaboration, Temenos positions itself as a vital partner for banks striving to adapt and thrive amidst changing customer expectations and technological advancements.

Oracle Banking Digital Experience presents a versatile and context-aware omnichannel digital banking solution that integrates effortlessly with any core processor, serving a wide array of business sectors. This innovative platform empowers financial institutions to navigate their digital transformation journeys without being constrained by a one-size-fits-all approach. Built as an enterprise-grade, open, and scalable cloud-ready solution, it enables banks to swiftly roll out digital features while still leveraging their existing core banking systems. Acting as a cohesive digital banking platform, it enhances customer interactions across multiple channels, fostering engaging experiences. The software effectively meets the diverse requirements of various business segments, including retail, SME, corporate, and Islamic banking, all at the same time. Furthermore, this highly adaptable digital banking platform is engineered to seamlessly integrate with any pre-existing technological framework, ensuring a flexible and efficient banking experience for both institutions and their customers. In doing so, it positions banks to remain competitive in an ever-evolving financial landscape.

Path Solutions is a provider of fintech solutions that specializes in various services including digital and social banking, mobility, business analytics, risk management, compliance, and AAOIFI-certified core banking software. Their renowned Islamic core banking platform, iMAL, is developed on Java EE and features an Open Architecture, ensuring exceptional reliability and readiness for cloud deployment. It is designed to operate on a fully scalable, multiserver n-tier architecture, and it facilitates open banking through open APIs and additional web services. Path Solutions is committed to open standards, allowing clients to leverage the latest technological advancements, which enhances business agility and ensures operational continuity, data integrity, and high availability with minimal downtime. Consequently, this commitment leads to substantial and immediate returns on investment for their clients. Additionally, their innovative approach positions them as a leader in the fintech landscape, continually adapting to meet evolving market needs.

ICS BANK is a versatile financial and banking software platform that provides a customizable modular menu for users to create their own unique system. With its Universal Banking framework, ICS BANK enables financial institutions to enhance customer service by integrating essential digital functionalities and utilizing cutting-edge technologies such as cloud accessibility, open APIs, agency banking, business process management (BPM), document management systems (DMS), artificial intelligence, robotics, blockchain, and cash management systems. In addition to these features, it supports cardless payments and innovative customer onboarding through wearable banking solutions. The platform's numerous touchpoints and omnichannel features empower banks to harness data effectively, facilitating the collection of customer information from virtually any location at any time, which ultimately enhances the overall banking experience.

We oversee the complete process of creating user and bank accounts, onboarding customers, verifying compliance, and ensuring adherence to regulatory standards. Our dedication guarantees that we deliver services that align with industry compliance requirements while providing an effortless experience for users. By utilizing our all-encompassing core banking system, you can roll out innovative banking solutions that prioritize customer needs. We empower enterprises to offer effective payment solutions customized to fit the specific demands of their clientele. Regardless of the payment hurdles that may arise, our extensive range of solutions is designed to tackle them efficiently. Furthermore, we assist both organizations and financial institutions in issuing bespoke physical and virtual cards. By customizing our card offerings to align with your exact specifications, we make sure that your requirements are fully satisfied. We connect the realms of finance, technology, and commerce through our broad capabilities, which encompass collection technologies, payout solutions, merchant integrations, and payment gateways, among other services. Our comprehensive solutions simplify complexities, enabling you to quickly launch cards, programs, or any financial technology product with ease and efficiency. With our partnership, businesses can concentrate on expanding while we expertly navigate the intricate aspects of their financial operations. This allows you to stay ahead in a competitive market while ensuring a smooth transition to advanced financial solutions.

We provide a cutting-edge strategy for growth tailored to brands, banks, fintech firms, and credit unions by supplying the essential technology and support needed for success. Our comprehensive, ready-to-use solution enables you to avoid the intricacies of core conversion and the necessity for extra staff, as we deliver everything required to manage and promote your digital banking services. With our platform, you can enjoy modern, scalable banking that includes pre-built integrations and an intuitive dashboard. Our all-in-one digital banking solution expedites the account opening process on both mobile and web interfaces. We handle back-office tasks, call center operations, and customer support, allowing you to launch quickly without internal interruptions or the risk of losing customers. Digital banking is more than just an addition to your physical branches; it has evolved into a fundamental expectation among consumers. Enhance your existing banking channels with advanced experiences built on our dependable platform, ensuring a smooth transition towards a digital-first strategy. By embracing this shift, you position yourself to thrive in an ever-changing financial environment while meeting the demands of today's tech-savvy customers. Your journey towards innovation starts here.

The IC-Banking suite is expertly designed to provide an outstanding experience that caters to each user’s unique requirements. It places equal emphasis on the preferences of retail and corporate clients, as well as the interests of the bank’s developers and technology teams, all while promoting the growth of Fintech ecosystems via an open platform that is only constrained by user creativity. At the outermost level, our Smart Rings model seeks to establish a fluid connection between the platform and its diverse stakeholders, while the internal rings present a comprehensive array of tools, channels, and business capabilities crucial for realizing this objective. This entire structure is supported by a robust technological foundation, which acts as the suite's core and essence. By offering complete, intelligent, and omnichannel solutions for corporate banking, we aim to reach customers wherever they are and provide exactly what they need, thus fulfilling the fundamental purpose of our service while consistently adapting to the changing landscape of market demands. Furthermore, our commitment to innovation ensures that we remain at the forefront of industry trends, continually refining our offerings to enhance user satisfaction and operational efficiency.

With more than $17 bn processed on our platform Trusek enables FinTechs, FIs & Banks to launch new products 10 times faster than traditional development. We empower FinTechs & FIs to innovate faster, scale seamlessly & reduce costs Trusek’s Payment & Settlement module supports: - Real-time Payment Processing through 3rd Parties connected to Payment Networks/ Schemes - 3rd Party Integrations with 3rd-party banking & payment providers via APIs - Real-time Account Updates on account balances & transaction status - Dual entry accounting throughout - Efficient Bulk Payment processing of bulk payments & payouts - Streamlined Reconciliation: Real time Bank Reconciliation reports - Comprehensive Reporting: Generates customer statements Trusek's robust Foreign Exchange capabilities, offer seamless integration with a wide range of 3rd-party Forex Providers ensuring access to the global currency markets you require. Features include: - Extensive Currency Support: Access over 65 currencies - Single account holding multiple currency balances - Control Over Conversions: No forced conversions. Maintain full control over when & what currency conversions are executed - Comprehensive Trading Support: Supports Spot, Limit, & Future trades - Real-time Operations: real-time currency conversions & Tx recording - Streamlined Account Management: Currency accounts set up in real-time - Efficient Reconciliation: accurate & timely reporting - Comprehensive Reporting: on foreign exchange operations The API Connections Hub expands the service capability and supports integration with 3rd party Fx, Payments, Risk, Compliance & Financial services providers - External integrations may include: - Currency exchange - KYC/sanctions checking - AML transaction monitoring - Banking and reconciliation - Savings, Loans & Overdrafts - Visa/MasterCard issuing Why wait? DIY takes more than 60 weeks. ** We deliver in less than 6! **

The PSD2 regulation aims to regulate innovative digital payment services, enhance transparency, and bolster the security of transactions conducted online. It also promotes competition within the payment industry and requires all banking institutions to comply with its guidelines. To address the growing demand for comprehensive solutions in this space, we have created an Open Banking Suite featuring a modular design, which includes an API hub called Up2Connect, a strong customer authentication (SCA) element known as Up2Seal, and a payment terminal named Up2Pay. This solution not only aligns with the standards set by the Berlin Group but also adheres to local user regulations. Financial entities can choose to either integrate the specific modules they need or implement a bundled solution. By leveraging the Up2Connect module for open banking compliance alongside the Up2Seal module for enhanced security measures, Sirma establishes itself as a dependable technology partner. We believe that the advancements initiated by PSD2 will play a crucial role in driving a digital transformation within the financial industry, leading to more innovative and secure payment solutions. As the market continues to change, our suite is ready to evolve and meet new trends and regulatory demands. This proactive approach ensures that Sirma remains at the forefront of financial technology advancements.

The catalyst for cross-border payments serves as a crucial factor in improving the working capital efficiency for companies within a globally interconnected market. By acquiring insights into consultative assurance in this domain, we position ourselves as an innovative fintech entity with aspirations to redefine the realm of international trade. Our ambition is to harness the latest technological advancements to provide an unparalleled user experience. The founders of our organization come with extensive backgrounds in helping companies deftly navigate the intricacies of global banking systems. With over a decade of experience at leading financial institutions, they have significantly influenced the future of Corporate Treasury, creating the algorithms and platforms that enable cross-border liquidity management for industry giants, including renowned tech firms and other global corporations. Our objective is to simplify and improve the efficiency of global commerce, ensuring it becomes more user-friendly and streamlined for everyone involved. As we pursue this mission, we also strive to play a pivotal role in the transformation of business operations on an international scale, ultimately fostering a more integrated global economy.

Prominent banking institutions such as Société Générale, National Bank of Canada, Intesa Sanpaolo Group, and Erste Group have implemented BankFlex as their chosen solution for Omni-channel Digital Banking. Following a thorough selection and assessment process, these banks opted for BankFlex® to address their digital banking needs. This innovative solution offers banks a strategic pathway for growth, presenting a "ready to deploy" alternative that aligns with their digital transformation goals. At the core of digital transformation is the ability to attract and retain customers by exceeding their service expectations. BankFlex's strength lies in its comprehensive digital solutions, combined with a user-friendly interface that significantly enhances customer service. Moreover, this effective approach not only boosts customer satisfaction but also cultivates long-lasting loyalty among clients, ensuring that banks can thrive in a competitive landscape. Ultimately, the adoption of BankFlex signifies a commitment to elevating the banking experience in the digital age.

TrueLayer distinguishes itself as a leading technology company that provides secure and global access to financial systems. Our innovative APIs enable developers to build high-quality products capable of accessing data and processing payments swiftly and securely. Founded in 2016, TrueLayer has formed alliances with major international banks, boasts backing from notable venture capital firms, and is relied upon by top fintech innovators such as Monzo, Revolut, and Zopa. By promoting open banking through our platform, we empower developers across diverse industries—from budding startups to established corporations—to revolutionize financial services. Operating across the UK, Europe, and Australia, TrueLayer streamlines the incorporation of cutting-edge payments and financial information into any application. Develop groundbreaking products that appeal to your clientele, allowing for effortless money transfers at competitive rates while ensuring a remarkable user experience. Our solution not only removes the necessity for cards but also reduces the risk of fraud and eliminates chargebacks, leading to a seamless financial transaction process. Moreover, by facilitating easier access to financial data, we help businesses enhance their offerings and adapt to the ever-evolving financial landscape.

Canopus serves as a comprehensive hub for various digital banking and payment functionalities, making it an ideal solution for Fintech needs. It encompasses a suite of software, an open API, and essential connections with key partners like banks, forex providers, card issuers, and acquirers. Our platform provides essential features tailored for any Payment Service Provider, catering to businesses of all scales, which include customer onboarding, AML compliance, SWIFT/SEPA transactions, foreign exchange services, card payments, card issuance, payment acquisition, and cryptocurrency transactions. Additionally, Canopus is designed to adapt to the evolving landscape of financial technologies, ensuring that users remain competitive and efficient.

Union | platform provides a robust digital foundation that drives innovation, smart automation, and transformation across multiple sectors. Its various modules cover critical operations such as client management, communication, deal tracking, payment processing, accounting, and reporting, facilitating the effective administration of key business activities. Featuring a flexible architecture that is both customizable and hosted on the Cloud, this platform guarantees smooth operations and responsiveness to changing needs. Catering to a diverse range of financial services, such as Banking, Credit Unions, and Lending, the digital core offers a fully integrated infrastructure that supports the delivery of financial services from start to finish. By leveraging cutting-edge technology, businesses can achieve the flexibility, scalability, and efficiency essential for success while ensuring reliability. In a rapidly changing financial services landscape, shifts in consumer expectations, market trends, and technological progress are reshaping the industry at a remarkable speed. Organizations sticking to outdated legacy systems risk falling behind, whereas those adopting digital innovations can gain a significant competitive advantage by reaping both immediate and long-term benefits, effectively equipping themselves for ongoing success in the future. As the industry continues to evolve, adaptability will be crucial for businesses aiming to thrive.

Capital Banking Solutions stands at the forefront of delivering comprehensive banking software solutions tailored for financial institutions across Europe, Africa, the Middle East, and the Americas. Established in 1997, the company was created with the mission to empower financial institutions to innovate and effect transformative changes in the market, now serving over 200 banks and financial entities globally. Its extensive range of modular and open-architecture products caters to various segments within the Financial Services Industry, including Universal Banking, Retail, Corporate, Private Family Offices, Islamic banks, and Management Companies. Recognized by IBS Intelligence as one of the top vendors and acknowledged by Forrester as a major global player, Capital Banking Solutions has solidified its status as a prominent Financial Technology Provider. The firm provides a comprehensive array of cutting-edge products designed to enhance essential banking operations such as Wealth Management, Compliance and Risk Management, and Digital Banking, ensuring that its clients remain competitive in a rapidly evolving financial landscape. As it continues to innovate, Capital Banking Solutions aims to redefine the future of banking technology.

ebankIT empowers banks and credit unions to provide a consistent, engaging, and user-friendly digital experience across mobile, web, and voice banking platforms, while also being prepared for any future channels that may emerge. This adaptability ensures that financial institutions remain competitive in an ever-evolving digital landscape.

BankingLab offers a comprehensive SaaS platform that encompasses a wide range of digital banking solutions. The platform includes specialized modules for customer account management, payment processing, card issuance, loan facilitation, and deposit handling. Furthermore, it provides API access for both web and mobile applications to enhance user experience. As a service provider, BankingLab takes innovative ideas and nurtures them into successful fintech ventures. We are dedicated to supporting entrepreneurs with cutting-edge technology and expert guidance from the conception of their business ideas to the launch of fully licensed financial institutions. The fintech industry's evolution is driven by talented professionals, and we pride ourselves on our team's commitment to continually refining their skills while helping clients develop competitive products and services. If you are eager to be a part of our journey, we invite you to apply. While you focus on your customers, we handle critical technological functions such as online identity verification through KYC/KYB, card issuance, and providing a solid banking framework. Together, we have the potential to transform the financial landscape significantly and create lasting impacts. Join us in shaping the future of banking!

Finuevo Core marks a significant evolution of the widely adopted core banking platform FMS.next, providing an advanced banking solution that addresses the varied needs of global financial institutions as well as emerging FinTech companies. Its flexible and multifunctional design is tailored for a range of entities, including Universal Banks, Private Banks, Islamic Banks, Auto Finance companies, Marketplace Lending services, Alternative Finance firms, Digital Banks, and Electronic Money Institutions (EMIs). By emphasizing adaptability and versatility, Finuevo Core is constructed on an intricate layered framework that employs a modern, modular, and open architecture, thereby enhancing the overall user experience while facilitating robust product development. The platform's cloud-compatible and API-driven characteristics enable effortless integration and customization according to the specific policies and workflows of each financial organization, empowering staff to optimize their daily tasks and boost operational efficiency. Moreover, its innovative architecture guarantees that the platform can evolve in response to the dynamic changes within the financial sector, ensuring it remains relevant and effective for its users. This commitment to ongoing adaptability positions Finuevo Core as a leading choice in the ever-evolving banking technology landscape.

CSI is a leading ally in the realms of fintech, regtech, and cybersecurity, flourishing at the intersection of innovation and outstanding service. Our commitment lies in advancing businesses through a unique blend of cutting-edge technology, seamless implementation, and a strong emphasis on authentic partnerships that prioritize the customer experience. Our cloud-based core banking solution enhances banking operations, providing a vital foundation for various functions, such as loan onboarding, servicing, and managing deposits and withdrawals. As a progressive and growing financial entity, your bank demands a reliable, effective, and fully integrated core banking processing system. With CSI’s automated, integrated, and cloud-based core processing solution, your team can focus on the crucial elements of banking while we take care of ensuring peak performance, compliance with regulations, and robust security measures. In a rapidly changing financial environment, choosing to collaborate with CSI signifies that you are not merely adapting; you are leading the way in establishing benchmarks for excellence in banking operations, paving the path for future innovations. By embracing this partnership, you position your institution at the forefront of the industry, ready to meet the challenges and opportunities ahead.

Treasury Prime APIs facilitate the connection between Fintech companies and banking institutions, enabling the smooth integration of an extensive range of banking services, encompassing everything from account creation to payment processing and card issuance. For Fintechs, this innovative solution significantly speeds up market entry while offering a pricing model that is both reasonable and effective; utilizing Treasury Prime is five times quicker and more economical than building your own API connections. Explore our wide array of product offerings, which represent the most comprehensive selection of banking services available, accompanied by custom reporting options vital for your business. Experience an outstanding developer interface featuring the industry's best-documented and most user-friendly API. Through a direct link to your banking partner, we guarantee that the banking services supporting your operations are resilient, as we work with various banks to identify the best match for your requirements. This collaboration opens up new growth opportunities for banks, allowing them to forge new banking relationships that enhance deposits, increase transaction revenues, and raise non-interest income—all while avoiding the need for system overhauls. By leveraging our services, banks can cut deposit acquisition costs by 50%, onboard commercial accounts in just two minutes instead of the usual two weeks, leading to an impressive 30% increase in deposits. Furthermore, this cutting-edge approach fosters beneficial growth for both Fintechs and banks, cultivating a mutually beneficial ecosystem for financial services while driving innovation across the sector. In this dynamic landscape, both parties can thrive and adapt to ever-evolving consumer demands.

VeriChannel is a robust and secure platform designed to help organizations create smooth and consistent customer experiences across various channels, including websites, mobile devices, kiosks, and ATMs. The system is accessible to both customers and staff on devices of varying sizes and resolutions, featuring fully responsive user interfaces that enhance usability. As a dependable and scalable solution, VeriChannel integrates seamlessly with existing IT infrastructures, facilitating secure connections with different applications. Its pre-configured architecture and ready-to-implement solutions make it possible to utilize the platform across all channels, significantly lowering costs related to application development and maintenance. Additionally, VeriChannel empowers organizations to modernize legacy systems without the need for complete redesigns, enabling the integration of content, data, and functionality into fresh presentation layers or customer experiences. This capability ensures that businesses can keep pace with evolving technology while maximizing the value of their existing resources.

Banks adopting an omnichannel strategy are experiencing considerable growth in their digital services. While assessing different banks, customers frequently take into account the associated rates and fees, which serves as a rational component of their decision-making. Nevertheless, the emotional responses elicited by interactions across various touchpoints significantly influence their preferences, often overshadowing logical considerations. Our touchpoint solutions are crafted to not only meet but exceed the evolving expectations of sophisticated customers. Asseco’s omnichannel banking solutions elevate your offerings into captivating experiences, accessible through both self-service and assisted channels. With our state-of-the-art omnichannel banking technology, the web and mobile interfaces dynamically adjust to suit each customer's device preferences. Ensuring a consistent digital experience is essential, as customers expect the same interface and user experience across all banking channels they engage with. Furthermore, providing a unified experience can greatly strengthen customer loyalty and enhance overall satisfaction, reinforcing the importance of a comprehensive omnichannel approach in today’s banking landscape.

Cyberbank serves as an innovative core banking solution and a catalyst for digital engagement, enabling institutions to distinguish themselves by responding to evolving consumer preferences and becoming essential in their customers' daily lives. This platform integrates two components within a single architecture that is cloud-native, API-driven, and based on microservices, establishing a distinct digital banking framework. Utilized by various financial entities, including traditional banks, challenger banks, fintech firms, and neobanks, Cyberbank stands out as the sole platform capable of dynamically adjusting comprehensive product definitions to align with contemporary consumer behaviors. With the Cyberbank Next-Gen Core, organizations can effortlessly develop and enhance their offerings to meet the evolving demands of their clientele. It provides a suite of modern financial products such as deposits, loans, and payment solutions, all within one cohesive system. Additionally, Cyberbank Digital empowers users to establish comprehensive digital ecosystems, allowing for the creation of outstanding and empathetic online experiences that resonate deeply with customers. This multifaceted approach ensures that financial institutions can thrive in a rapidly changing digital landscape.

Omnibanca represents a groundbreaking solution aimed at accelerating the digital transformation journey for financial institutions. In addition to standard digital offerings like web and mobile banking, it incorporates a diverse array of digital avenues, such as wearable devices, IoT applications, onboarding systems, credit origination processes, and product sales. This comprehensive omnichannel strategy emphasizes a unified client experience. It integrates smoothly with legacy systems and boasts a powerful API manager that accommodates various languages, currencies, and corporate structures. By implementing Omnibanca, financial institutions can efficiently weave together cutting-edge technologies, merging vital core system functions with state-of-the-art fintech advancements. This cohesive platform guarantees that all channels are linked with backend applications, significantly improving service accessibility and fostering a unified data ecosystem for customers. Moreover, Omnibanca equips institutions to not only survive but flourish in an increasingly digital marketplace while consistently enhancing the customer experience. This makes it an essential tool for any financial entity aiming to remain competitive and relevant.

Accelerate the onboarding process for customers, elevate conversion rates, and increase customer investment. Deliver exceptional digital experiences that meet the expectations of your clients. Our adaptable solution features digital account setup, loan application management, opportunities for cross-selling, and valuable business insights. It integrates smoothly with your current core banking systems. Rapidly launch financial charitable initiatives that enhance member participation and encourage referrals. Transform your digital customer journey without needing to modify your back-office operations and systems. This offering specializes in loan origination and account creation tailored for community banks, providing the data-driven insights, sophisticated marketing automation, and refined user interface essential to compete with fintech firms. Moreover, simplify the application process for additional products by leveraging existing customer information. This all-encompassing strategy not only boosts customer satisfaction but also cultivates long-lasting loyalty and retention among your clientele. In doing so, it positions your organization as a forward-thinking leader in the financial services industry.

Launch a fully functioning digital banking platform in just a matter of days. Whether you are starting your banking operations, creating an e-wallet, or embedding FinTech innovations into your current offerings, Crassula Banking provides all the necessary tools and resources. This platform is tailored for businesses that cater to both individual consumers and corporate clients, as well as financial institutions that offer IBANs and payment solutions. It is also perfectly suited for currency exchange companies, telecom providers, retailers, and crowdfunding platforms looking to deliver financial accounts to their users. Each banking account is multi-currency, catering to private individuals, business customers, and licensed financial organizations, and can be accessed through APIs, web interfaces, and mobile applications. Experience a smooth process with features like card issuance and management, transaction handling, and adjustable fee structures that accommodate a variety of currencies. Enable your customers to make purchases both online and in physical stores with the availability of virtual and physical cards. Manage balances, currencies, chargebacks, and more, all from a single comprehensive platform. Start developing your global eCommerce payment gateway with Crassula today, and open up endless financial opportunities for your customers while enhancing your service offerings. This not only positions your business for growth but also strengthens customer loyalty through improved financial accessibility.

Yapily delivers an exceptional user experience while expertly navigating the ever-changing landscape of Open Banking regulations. Designed with open banking in mind, it guarantees effortless connectivity for its users. Notably, it is the sole technology company selected by IBM for its open banking offerings. As new open banking APIs are introduced, businesses gain the opportunity to access new markets and increase transaction volumes significantly. A single open API grants entry to crucial data that enhances users' experiences, offering features like account information aggregation, categorization, and enrichment, along with the ability to initiate payments and transactions, allowing businesses to offer personalized financial recommendations. By eliminating technical barriers, Yapily enables organizations to connect with their customers through one secure and cohesive channel. This empowers banks, financial service providers, and developers to rapidly create, integrate, and manage their own APIs to facilitate effective communication. Consequently, Yapily not only simplifies processes but also drives innovation in the delivery of financial services to consumers. In this way, it plays a pivotal role in shaping the future of financial interactions and services.

Finacle, a cutting-edge suite of digital banking solutions developed by EdgeVerve Systems, part of Infosys, is recognized for its ability to facilitate true digital transformation for both established and emerging financial institutions. By enhancing customer interactions, promoting engagement across a broad ecosystem, fostering data-driven relationships, and implementing extensive automation, this platform has become indispensable. Currently, it serves over 100 countries, catering to the requirements of more than a billion customers and managing around 1.3 billion accounts. Its primary objective is to deliver innovative technological solutions that enable banks to uncover new avenues for growth while improving their clients' financial experiences. Additionally, Finacle focuses on strengthening relationships between banks, their customers, employees, and partners, thereby driving significant growth opportunities. The platform encourages financial institutions to pursue innovation effectively, crafting distinctive value propositions and ensuring they remain competitive in a rapidly changing market. In essence, Finacle strives to boost operational efficiency, allowing banks to minimize costs while embracing sustainability efforts for a brighter future. Its extensive offerings not only revolutionize banking practices but also redefine the overall financial ecosystem, establishing a new standard for excellence in the industry. As such, Finacle positions itself as a crucial partner for financial institutions aiming to thrive in an ever-evolving landscape.

Bankers Realm Core Banking is a web-based platform that incorporates multi-currency, multi-lingual, and multi-channel technology, offering a unique 'banking without boundaries' experience. It includes advanced security protocols and is crafted for high scalability, featuring a strong architecture that runs on a dependable enterprise platform compatible with Windows. The application guarantees smooth integration with current software systems, ensuring both flexibility and the ability to handle substantial transaction volumes while maintaining an intuitive user interface. Furthermore, it serves as a cost-efficient solution that provides remarkable performance for financial institutions. The Virtual Lending feature allows access to credit scoring systems remotely, enabling institutions to process digital loan approvals with ease. This system caters to both individual and group borrowers without necessitating physical branch visits, thus granting complete access to a wide spectrum of banking services. In addition, the omnichannel banking functionality empowers financial institutions to connect with customers through their preferred channels. With its cutting-edge features and capabilities, Bankers Realm is set to revolutionize the banking experience for users across the board, ensuring that all customer needs are met efficiently and effectively. As a result, this application stands as a significant advancement in the financial technology landscape.

A banking solution tailored for the SaaS-Cloud model is exceptionally ideal for fully digital banks that function without any physical branches. We provide a holistic, fully managed, multi-tenant, and multilingual cloud service built on high-quality, reliable IT infrastructures located in data centers operated by trusted partners. This strategy empowers our clients to take advantage of advanced technologies along with our extensive selection of banking products, a solid track record, and deep knowledge of diverse financial institutions. Our pricing model is flexible and can be tailored to the institution’s needs, whether it’s based on the institution itself, the number of users, transaction volume, or a combination thereof, ensuring it aligns perfectly with unique business goals. The swift evolution of technology continues to transform the banking sector, with data processing speeds now measured in nanoseconds and transfer rates reaching billions of characters per second. Such technological advancements are especially beneficial for financial institutions, including banks, that need to handle large volumes of transactions and perform complex calculations efficiently. In this constantly changing digital environment, having a strong banking solution is crucial not only for remaining competitive but also for achieving operational success, thereby enabling institutions to thrive in an increasingly tech-driven world.

Nelito’s comprehensive FinCraftTM banking suite, coupled with our robust support services, offers significant advantages to banks, drawing on our extensive experience, deep industry insights, and unwavering commitment to excellence in delivery. Our solutions are versatile, available through both operational and capital expenditure models. Instead of depending on the offerings of larger entities or multiple vendors to address their evolving requirements, banks can utilize our competitively priced solutions that maintain high quality. This establishes Nelito as a dependable and committed technology ally for financial institutions. The FinCraftTM brand encompasses proprietary technologies that cover various domains, including Transaction Management, Payments, Regulatory & Risk Reporting, Mobility, Data Management, as well as Business Intelligence & Analytics. The creation of these offerings is grounded in strict adherence to leading quality management standards within the industry, guaranteeing that our clients benefit from outstanding service and support. Consequently, banks can trust that they have a reliable partner in Nelito to assist them in navigating their technological improvements, ensuring their success in an ever-changing financial landscape.

We enable our clients to provide financial solutions that give consumers the ability to access services anytime and from any location. At the core of our operations is technology, which is reshaping the business environment for our fintech partners. Our offerings include efficient payment solutions such as ACH, wire transfers, card disbursement, and money transfers, all enabled through APIs while maintaining a strong focus on compliance. Moreover, we supply loan origination services for leading marketplace lending platforms, improving credit accessibility in the market. Our API-driven banking platform, known as the Cross River operating system, allows fintechs to seamlessly incorporate and utilize a range of customizable and secure banking services. We also present advanced financing options, including off-balance-sheet and asset-backed credit facilities, specifically geared towards supporting the expansion of our partners. Our dedication extends to addressing the needs of our communities by offering a tailored and comprehensive banking experience. Additionally, we conduct exhaustive risk assessments, due diligence, continuous testing, and monitoring to create a dependable internal compliance management system that fosters trust and security. This all-encompassing strategy not only encourages innovation but also fortifies our relationships with both clients and consumers. By prioritizing collaboration and adaptability, we ensure that our services remain relevant in an ever-evolving financial landscape.

Bancorp focuses on providing customized personnel, processes, and banking technologies specifically designed for nonbank organizations to meet their distinct needs. As a result, we have positioned ourselves as a top provider of reliable, technology-focused solutions that drive our partners' businesses forward into the future. The Bancorp acts as an essential partner in the growth, maintenance, and enhancement of your enterprise. We go beyond simply enabling our clients' payment innovations, aiming instead to build lasting partnerships that are grounded in a progressive approach to technology and services. Therefore, we do not settle for the merely adequate solutions available in the present; we actively seek the latest technological advancements to offer more refined, scalable, and flexible services. Each day, we dedicate ourselves to the continual evolution of the payments industry. Additionally, the Bancorp's Institutional Banking division empowers financial professionals with state-of-the-art lending and deposit solutions that are perfectly integrated with their wealth management strategies, thereby improving their efficacy in the marketplace. Our commitment to innovation and excellence ensures that we remain at the forefront of industry advancements, striving to exceed the expectations of our clients.

CMB has revolutionized technology for microfinance institutions (MFIs), providing them with vital tools to enhance their operations while ensuring a cohesive customer experience and improving workflows across various branches and hubs. Furthermore, it acts as a solid foundation for the development of digital channels, encompassing online and mobile platforms. In spite of its extensive range of advanced features, the integration of CMB represents a financially savvy investment that affords MFIs a considerable competitive advantage. This all-encompassing, adaptable, and pre-configured core system tailored for microfinance and banking empowers organizations to offer exceptional services, build customer loyalty, boost responsiveness, encourage innovation, and strengthen their market presence through state-of-the-art technology and unique functionalities. Built to accommodate both expansion and operational efficiency, CMB equips MFIs and banks to effectively tackle the challenges posed by the modern business landscape while maintaining agility and a forward-thinking approach. Ultimately, embracing CMB not only enhances operational capabilities but also enables institutions to excel in a landscape that is becoming increasingly competitive, thus ensuring their long-term sustainability and success. Through its innovative features, CMB paves the way for MFIs to adapt to changing market demands and customer expectations.

A flexible software solution improves business efficiency while reducing risks and ensuring better oversight. Drawing on our specialized knowledge in niche sectors, we assist Financial Institutions in successfully navigating the challenges of the digital landscape through operational transformation. By adopting cutting-edge digital strategies, banks can secure a notable competitive advantage, leading to significant enhancements in customer service effectiveness. The efficient management of products and the introduction of new services enable banks to actively influence customer behavior across various offerings such as credit lines, card accounts, deposits, and savings accounts. Core functionalities like online banking and client cash management, alongside emerging digital payment options, meet the rising expectations of consumers. Furthermore, by integrating intuitive enhancements and providing additional value-driven services, banks can greatly increase customer satisfaction and loyalty. This transformation in service delivery not only enhances customer experiences but also prepares financial institutions for ongoing achievements in a rapidly evolving digital environment. Moreover, staying ahead of technological trends allows banks to continually refine their strategies and offerings to better serve their clientele.

We offer a cutting-edge banking software platform that enables financial institutions to rapidly adapt their operations in response to swift technological changes. Our all-encompassing and adaptable system provides a customized array of components tailored to meet the varied requirements of financial organizations and regulatory agencies. For those interested in a more strategic investment approach focused on reducing costs and managing risks, we introduce our groundbreaking idea: hands-free banking. By allowing us to handle your IT and data management needs, you can focus on improving customer service, broadening your market presence, and transforming customer experiences into valuable insights. Our dedication is to provide reliable financial IT solutions that not only support your growth but also relieve you of technological worries. In essence, we manage the intricate details so you can channel your efforts into what truly matters—enhancing customer service strategies to achieve higher satisfaction and loyalty levels. By partnering with us, you can pave the way for a future where innovation and customer-centric solutions go hand in hand.

Uncover the key factor driving the swift growth of banks and credit unions by enhancing your account holder acquisition through our all-encompassing omnichannel account opening solution, which integrates seamlessly with your core systems. This cutting-edge method guarantees a delightful experience for both consumers and businesses alike. Our platform simplifies the onboarding process for new and existing clients, enabling you to engage with customers wherever they may be. With our solution, you can open and fund deposit accounts in less than three minutes. Furthermore, you can optimize your operations by automating up to 97% of application decisions, allowing for increased account openings across various channels, whether online, in-branch, or through mobile devices. Our technology supports real-time integration with your core banking system. MANTL not only works in perfect harmony with all core banking systems but also partners with leading fintech platforms to enhance functionality. Enjoy the advantages of seamless integration with top-tier providers. By utilizing over 30 data sources, MANTL automates more than 90% of KYC decisions, significantly lessening the reliance on time-consuming manual reviews. Moreover, our no-code, real-time configurability grants you the power to swiftly modify risk thresholds, underwriting criteria, product rates, and much more, ensuring alignment with your institution's changing requirements. This adaptability not only allows you to respond swiftly to market fluctuations but also guarantees that you maintain exceptional service levels and customer satisfaction. Ultimately, embracing our solution positions your institution for sustained growth and success in a competitive landscape.

We offer an all-encompassing technology solution known as 'Payments As A Service' that addresses every element of payment processing. Our award-winning, cloud-native platform operates in real time, catering specifically to banks, fintech firms, financial organizations, e-commerce gateways, and card issuers, enabling them to manage a wide variety of payments swiftly, easily, and affordably. As a frontrunner in the cloud payment arena, our platform is meticulously crafted to tackle the obstacles posed by a fast-evolving and regulated payments environment. By adopting an API-first strategy and drawing on our extensive knowledge of the payments sector, we simplify the challenges tied to handling complex payment systems. This empowers our clients to embrace the latest technological advancements while focusing on improving their customer services to foster business expansion. At Form3, we take charge of the entire payment lifecycle, guaranteeing a smooth experience from the moment a payment instruction is initiated through to processing, clearing, and settling with national payment systems, ultimately streamlining the payment process for our users. Our dedication to providing top-tier payment solutions ensures that our clients remain competitive in a market that is becoming increasingly challenging. Moreover, we continuously innovate to adapt to new trends, ensuring that our clients can thrive regardless of the evolving landscape.

ClearEdge delivers a complete range of vital banking services, encompassing payments, digital solutions, image processing, decision-making tools, and personalized regulatory support to meet your specific requirements. It not only promotes business expansion but also guarantees a seamless experience for clients while simplifying workflows for employees. Without the burden of lengthy contracts, users can benefit from a simple month-to-month subscription with a single, affordable flat fee. There are no unexpected fees or administrative obstacles to navigate, and there's no need for negotiation. By leveraging Code Connect, you can unlock a wide variety of APIs that empower you to enhance any chosen solution. With FIS® ClearEdge, financial institutions secure a trustworthy partner and gain a competitive edge in the industry. ClearEdge provides prompt solutions customized to your needs, along with rapid implementation, clear pricing, and uncomplicated contracts, positioning it as the next generation of banking solutions. Additionally, it acts as a comprehensive resource for all FIS APIs, offering API management and publication, integration across various channels, accelerated innovation, quicker market entry, and a secure testing environment to support development. This forward-thinking strategy ensures that you consistently stay ahead in the dynamic banking landscape, reinforcing ClearEdge's commitment to innovation and excellence.

Presenting the most advanced fintech platform designed for forward-thinking innovators. If you have a revolutionary concept, we offer the essential tools to turn it into reality. Our flexible digital finance software-as-a-service (SaaS) allows you to quickly launch and profit from new solutions customized for your customers. You can choose from Toqio's wide range of services, including cards, financing products, and bank accounts, to craft a unique market offering. Whether you decide to use our pre-integrated fintech and financial service partners or prefer to integrate your own solutions into the Toqio ecosystem, the choice is yours. Our white label SaaS platform gives you the freedom to present your brand with a tailored aesthetic and user experience that embodies your vision. Toqio takes care of hosting and managing all applications, providing clients with access to our ongoing stream of innovative products. The process of developing your new financial application becomes simple, speedy, and cost-effective. With our readily available fintech SaaS platform and marketplace, innovation has never been more attainable. You now have the opportunity to access a comprehensive suite of products needed to rival major players in the fintech sector and turn your visionary ideas into tangible outcomes. This platform not only enables creativity but also fosters collaboration and growth within the fintech community.

Presenting an innovative, cloud-based API platform crafted to facilitate swift adaptations to market changes while guaranteeing the scalability and security essential for your business's success. Our all-encompassing platform encompasses a diverse array of products within a cloud-native environment, empowering you to effectively safeguard the future of your enterprise. Utilize our well-equipped platform for Visa, Mastercard, and private labels to effortlessly issue various forms of credit, debit, and prepaid cards. You can efficiently oversee the issuance of physical cards, virtual cards, and single-use cards customized for specific merchants and transactions. Whether you're launching a new banking institution or dealing with legacy systems, our platform enables you to craft exceptional digital products and experiences. Enjoy unbounded flexibility to innovate and even create your own unique digital wallet that can compete with the most prestigious options on the market. Moreover, manage transactions for both sellers and buyers seamlessly across any device or platform, while introducing cutting-edge loan products that can scale rapidly and penetrate the market swiftly. Take advantage of the Pismo platform for streamlined booking, disbursement, automated repayments, and beyond, ensuring an efficient operational workflow. With our robust solution, your business is well-equipped to flourish amidst the continuous changes in the financial landscape. Ultimately, the possibilities for growth and innovation are limitless, paving the way for a bright future.

The Sandbox Banking platform is a low-code integration solution tailored for the banking industry, allowing customers to effortlessly connect fintech services with their existing systems. By facilitating smoother collaborations with fintech partners, this platform helps financial institutions accelerate their sales processes, leading to a unified and streamlined experience for banking clients across multiple systems. With the integration of Glyue, banks and credit unions can elevate their revenue potential and improve operational effectiveness through the secure incorporation of fintech products into their current setups. The Glyue™️ platform further aids these institutions in advancing their digital transformation efforts by offering pre-built API connectors and solution templates that enable effortless partnerships with fintech companies. Our growing network of banking adapters and collaborators creates a mutually beneficial environment for both fintech providers and their clientele. Financial institutions can reliably distribute BaaS APIs and connect with fintech vendors, confident that Sandbox Banking will oversee ongoing security, infrastructure upkeep, system upgrades, and necessary adaptations for more than 50 banking organizations. This extensive support empowers banks to concentrate on innovation while tapping into the benefits of a vibrant fintech ecosystem, ultimately fostering a culture of continuous improvement and growth within the sector. As a result, the Sandbox Banking platform not only enhances operational capabilities but also positions banks to remain competitive in an evolving marketplace.

Our offerings tailor the digital banking journey to individual users. With our acclaimed digital banking platform, financial organizations can utilize data to forge significant connections with their clientele and investigate fresh opportunities for revenue enhancement. By employing our top-tier technology for integration, merchant identification, and categorization, banks can acquire vital insights into their customers' financial habits and overall well-being, while customers benefit from the ease of automatic transaction classification. Simplify, improve, and refine personal finance information to drive innovation across digital platforms. Reveal emerging patterns and identify high-potential customer segments using audience analytics. Empower clients by providing them with the capability to access their accounts and credit cards from multiple banks seamlessly. Our digital banking APIs enable your institution to deliver captivating and innovative banking experiences that are gamified to attract customers. Furthermore, cultivate enduring customer loyalty by providing a proactive and personalized financial coaching experience tailored to their specific requirements. This approach not only boosts user satisfaction but also establishes your bank as a reliable partner in their financial journey, ultimately promoting a more robust and interactive banking relationship.