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Loquat
Loquat Inc
Step into the new era of banking
Loquat is a fintech innovator empowering banks and credit unions to deliver modern, intelligent, and compliant digital banking experiences to their customers and members. The Loquat platform enables financial institutions to simplify and automate their business and consumer banking operations with seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated compliance and analytics portal.
Designed for efficiency and scalability, Loquat’s solutions help financial institutions streamline onboarding, strengthen fraud prevention, and accelerate lending decisions. The CALM Portal unifies fraud detection, compliance monitoring, workflow automation, and real-time analytics, giving institutions complete visibility into customer journeys and operational performance.
Loquat’s proprietary AI technology is built on each institution’s own data, providing secure, process-specific insights that empower leaders to drive strategic growth, optimize operations, and improve customer engagement.
Loquat’s products include:
1) Business: Account Opening, Cards & Payments, and Lending—powering smarter, faster business banking for SMBs and commercial clients
2) Consumer: Account Opening, Cards & Payments, and Lending—delivering seamless, data-driven experiences for retail customers
3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM provides real-time visibility across account opening, cards, payments, and lending, helping institutions uncover insights and ensure compliance
4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering actionable intelligence to enhance performance, risk management, and customer experience
With Loquat, banks and credit unions can modernize digital banking, improve compliance, and turn data into a powerful business advantage.
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Bharat Grow
Bharat Grow
Empowering businesses with innovative fintech solutions for growth.
Bharat Grow is a fintech technology company dedicated to building reliable infrastructure for modern financial ecosystems. It specializes in creating scalable platforms that support digital lending, payments, embedded finance, and API-based financial services. The company works closely with startups, NBFCs, and large enterprises to streamline product launches and expansion. Its solutions are engineered to handle real operational complexity in regulated financial environments. Compliance is integrated into system design to reduce regulatory risk and support long-term growth. Secure, API-first architectures allow businesses to integrate quickly and evolve their offerings with ease. Bharat Grow also leverages data-driven frameworks to enable smarter decision-making and growth optimization. The company prioritizes stability and performance alongside innovation. Its technology supports seamless collaboration across financial partners and platforms. Strong infrastructure reduces friction in product development and operations. Bharat Grow emphasizes trust as a foundation for fintech success. By combining scalability, security, and compliance, it helps organizations build future-ready financial products.