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What is BANKSapi?

BANKSapi represents a forward-thinking platform that harnesses the power of APIs in the realms of Open Banking and Open Finance, operating with a PSD2 license from BaFin in Germany. It delivers a variety of services, including account aggregation (Account Information Service - AIS) for diverse account types like current, payment, savings, building society, custody, and loans, all accessible via a single, cohesive API. The platform goes further by enabling A2A payments (Payment Initiation Services - PIS) and offering sophisticated data analytics extracted from account information to improve the user experience. For enterprises eager for rapid deployment, BANKSapi provides customizable widgets that fuse a friendly user interface with robust API capabilities. As it stands, BANKSapi is primarily dedicated to the markets of Germany and Austria, with ambitions to broaden its reach and enhance its offerings in the foreseeable future. The platform’s commitment to innovation positions it as a key player in the evolving financial landscape.

What is Apron?

Apron acts as a vital partner for small enterprises by streamlining invoice management and facilitating prompt payment procedures. This efficiency allows business owners to reduce the time allocated to administrative duties and shift their focus toward expanding their operations. With integrated payment approvals, you can easily select recipients for payments with just a few clicks, enhancing convenience. Funds are transferred directly from your bank account, simplifying the overall payment process. Additionally, you can define roles and establish workflows to improve communication and ensure a seamless payment flow. Instant reconciliation with your accounting software provides you with a satisfying sense of completion. Registering is straightforward; simply connect with Xero or QuickBooks, undergo a quick three-minute security check, and initiate your first payment. Recognizing that any application can present a security risk, Apron centralizes your payment processes to reduce vulnerabilities. By consolidating various financial tools into one platform, we make financial management significantly easier. Clients are required to authorize payments directly through their bank, ensuring a secure transaction at each stage. Apron supports all UK banks without exception, and for those lacking open banking capabilities, clients can still effortlessly complete payments through bank transfers. This holistic strategy not only improves security measures but also cultivates a more effective payment system for small businesses, ultimately driving their success. Businesses can thus operate with peace of mind, knowing their financial transactions are both secure and efficient.

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Integrations Supported

Motorica.io

Integrations Supported

AccessOwl
Checkout.com
Plaid
QuickBooks Online
Xero

API Availability

Has API

API Availability

Pricing Information

€59/month
From €59/month
Free Trial Offered?

Pricing Information

$36.74 per month
Free Trial Offered?

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

BANKSapi Technology GmbH

Date Founded

2016

Company Location

Germany

Company Website

banksapi.de/en/

Company Facts

Organization Name

Apron

Company Location

United Kingdom

Company Website

getapron.com

Categories and Features

Bank Verification

Not specified

Embedded Payments

Not specified

Financial Data APIs

Not specified

Open Banking

Not specified

Open Finance

Not specified

Payment Orchestration

Not specified

RegTech

Not specified

Categories and Features

Accounts Payable

Not specified

Open Banking

Not specified

Open Finance

Not specified

Payroll

Not specified

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