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What is Chargd?

Chargd is a Mac invoicing app built for people who want to send quotes and invoices without paying a monthly subscription. The app is designed for freelancers, tradespeople, contractors, consultants, photographers, designers, web developers, electricians, plumbers, builders, and other professionals who bill clients directly. Chargd works offline and stores every invoice, quote, client, payment, and report in a local database on the user’s Mac. Users do not need an account, login, server connection, or cloud sync to create billing documents. The app supports professional invoice creation with line items, tax, logos, templates, and live PDF previews. Its quote workflow lets users send a quote, receive approval, and convert that quote into an invoice in one tap. Chargd also supports recurring invoices for retainer clients and repeat billing schedules. Users can manage clients, track outstanding balances, organize payments, view reports, and export PDFs from the same app. Template options include Classic, Modern, Minimal, Bold, and Executive styles, giving users a way to match the document design to the job. Recent product updates include recurring invoices, multi-currency support, bulk PDF export for Pro users, and credit memos. By combining offline billing, quote-to-invoice conversion, recurring invoices, local ownership, client management, reports, and buy-once pricing, Chargd gives Mac users a straightforward invoicing tool they can own forever.

What is Acctual?

Acctual is a cutting-edge invoicing and payment platform designed specifically for small enterprises, allowing them to quickly generate polished invoices and accelerate their payment workflows. Users can create elegant, minimalist invoices that incorporate their logo, business details, color schemes, payment conditions, and a pre-saved roster of clients and frequently used items, before sending a secure payment link that offers customers the flexibility to choose their payment method. Utilizing the same invoice, businesses can accept a variety of payment options, from credit and debit cards to ACH or SEPA transfers, as well as stablecoins like USDC or USDT, without the need for clients to sign up or install any software. Payments are automatically converted into the user's designated currency and deposited straight into a connected bank account or wallet through a non-custodial framework, ensuring that funds are available on the same day. Additionally, Acctual efficiently handles recurring invoices and sends automated reminders for overdue payments, which greatly reduces the need for awkward follow-up messages. This unique blend of functionalities positions Acctual as a holistic solution for simplifying invoicing and payment processes for small businesses, ultimately enhancing their operational efficiency and cash flow management. The platform not only streamlines transactions but also fosters better client relationships by minimizing friction in the payment process.

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Integrations Supported

QuickBooks Online
Xero

Integrations Supported

QuickBooks Online
Xero

API Availability

Has API

API Availability

Has API

Pricing Information

$49
Free Version
Free Trial Offered?

Pricing Information

Pricing not provided
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Chargd

Date Founded

2026

Company Website

chargd.pro/

Company Facts

Organization Name

Acctual

Date Founded

2023

Company Location

United States

Company Website

www.acctual.com

Categories and Features

Billing and Invoicing

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Hourly Billing
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Project Billing
Recurring/Subscription Billing
Service Ticket Billing
Tax Calculator

Categories and Features

Billing and Invoicing

Billing Portal
Contact Database
Contingency Billing
Customer Portal
Customizable Invoices
Dunning Management
Hourly Billing
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Project Billing
Recurring/Subscription Billing
Service Ticket Billing
Tax Calculator

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