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What is Empower?

Empower is a financial technology company that delivers a mobile app designed to help users adeptly navigate their financial situations. A key feature of the app is the Cash Advance option, which allows eligible users to obtain up to $300 instantly, free from interest charges, late fees, or credit checks. Furthermore, the Thrive feature provides a credit line ranging from $200 to $400, aiding users in building a solid credit history. To support savings, the AutoSave function tracks users' income and expenses to automatically set aside funds, while the platform also offers comprehensive tools for budgeting and monitoring credit scores. Users pay an $8 monthly subscription fee for these services, thereby enhancing the accessibility of effective financial management. This model not only streamlines the budgeting process but also fosters the development of healthier financial practices over time, ultimately empowering users to take control of their financial futures. By providing these resources, Empower aims to contribute to a more financially literate society.

What is Bree?

Bree is a financial service designed to assist Canadians in securing cash advances of up to $350, allowing them to bypass overdraft fees without incurring interest or mandatory charges. The application process is straightforward: users create an account, verify their banking details, choose a repayment date, and select a delivery option—either standard, which can take up to three business days, or express, which is completed in under five minutes for a nominal fee. Once approved, the repayment is automatically deducted from the user’s next paycheck, and those who consistently repay on time may see an increase in their advance limit. Bree operates on a voluntary tipping system, encouraging users to contribute if they appreciate the service, thereby supporting Bree's mission to provide interest-free advances with no hidden fees. This innovative service not only offers swift financial assistance but also underscores the importance of financial education, providing users with budgeting tools and resources aimed at enhancing their overall financial management skills. By promoting a culture centered around informed financial choices, Bree plays a vital role in improving the financial well-being of Canadians, ultimately fostering a more financially savvy population.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Empower Finance

Date Founded

2016

Company Location

United States

Company Website

empower.me/

Company Facts

Organization Name

Bree

Company Location

Canada

Company Website

www.trybree.com

Categories and Features

Categories and Features

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Popular Alternatives