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What is Fidesmo Pay?

Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo delivers one of the most simple, scalable, and secure platforms for tokenized payment. Our solution enables banks and fintechs to digitize and provision payment cards onto a wide range of devices with a secure element. Today, Fidesmo works with over 800 issuing banks, allowing their customers to easily and securely add cards to supported devices through Fidesmo Pay. As a pure software platform, Fidesmo Pay gives device manufacturers the freedom to choose the secure element that best fits their design and product needs. Unlike vendor-locked solutions, it is compatible with any secure element manufacturer offering EMVCo-certified products, ensuring maximum flexibility and interoperability. This enables device makers to innovate freely in form factor, style, and user experience without hardware constraints. Future-proof by design, Fidesmo Pay continuously expands its ecosystem by onboarding more banks, schemes, and device categories. Manufacturers can focus on growth and customer engagement while the platform supports white-label solutions and deep customization, letting banks and brands deliver tailored payment experiences. As one of the leading tokenization platforms globally, Fidesmo is trusted by brands like Swatch and Polar, who rely on our technology to deliver secure and seamless wearable payment experiences. Founded in 2013 by Miguel Cardo and Mattias Eld, the company launched Fidesmo Pay in 2019, which has since shown consistent and accelerated growth across markets, banks, and device categories. With its open and scalable infrastructure, Fidesmo is shaping the future of tokenized payments worldwide.

What is Balance?

Balance is the pioneering self-service checkout solution that effectively handles all B2B payment intricacies. This encompasses a variety of payment methods, including wires, checks, SaaS subscriptions, automatic vendor payouts, milestone payments, net terms, and more. Designed with an API-first approach, it provides seamless access to documentation for integration. You can accept a multitude of payment types, such as wires, ACH, credit cards, and checks. With instant and risk-free net terms, customers can enjoy payment terms of net 30 or 60 days, while you receive your funds immediately. Recurring payments are made effortless, allowing for simple management of ongoing invoice payments akin to standard credit card transactions. Balance is tailored to meet the diverse needs of B2B payments, making it an excellent choice for marketplaces, wholesalers, merchants, SaaS providers, and service-oriented businesses. With self-serve invoicing, customers can conveniently access and settle their invoices with just a click, enhancing user experience. Additionally, the system automates reconciliation and collections, leaving behind the outdated manual processes that many businesses still rely on today.

Media

Media

Integrations Supported

Integrations Supported

BigCommerce
Canopy
Magento
Salesforce Agentforce Commerce
Stripe
Tradesilvania

API Availability

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

$0
Pay per usage
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Fidesmo

Date Founded

2013

Company Location

Sweden

Company Website

www.fidesmo.com/pay/

Company Facts

Organization Name

Balance

Date Founded

2020

Company Location

Israel

Company Website

www.getbalance.com

Categories and Features

B2B Payment

Not specified

Mobile Payment

Contactless / NFC
In-Store Payments

Payment Gateways

Not specified

Payment Processing

Not specified

PCI Compliance

Not specified

Categories and Features

Accounts Receivable

Not specified

B2B eCommerce

Not specified

B2B Payment

Not specified

Banking

Not specified

Billing and Invoicing

Not specified

Buy Now Pay Later

Not specified

Payment Gateways

Not specified

Payment Processing

ACH Check Transactions
Debit Card Support
Mobile Payments
Online Payments
Receipt Printing
Recurring Billing
Signature Capture

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