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What is Highline?

Highline represents a cutting-edge payment solution that facilitates bill payments directly from payroll, making the process more efficient. By leveraging this platform, lenders can cut down on missed payments by nearly two-thirds, which not only minimizes credit losses but also expands the variety of credit choices for customers and improves their overall financial well-being. Highline supports numerous recurring bill payments, such as personal loans, credit card bills, rent, and utilities. When integrated into your customer interface via the Highline API, eligible users can quickly adopt this enhanced payment method. The system diligently manages risk in the background; once a customer’s employer processes a paycheck, Highline automatically designates the necessary funds for payments. Payments are made from the customer's virtual Highline account directly to the lender, while any remaining balance is deposited into their checking account as normal. Furthermore, this innovative solution fosters responsible financial habits by ensuring that payments are made on time, ultimately contributing to a more secure financial future for users. This approach not only aids individuals in managing their finances but also builds a more reliable lending ecosystem overall.

What is Cross River?

We enable our clients to provide financial solutions that give consumers the ability to access services anytime and from any location. At the core of our operations is technology, which is reshaping the business environment for our fintech partners. Our offerings include efficient payment solutions such as ACH, wire transfers, card disbursement, and money transfers, all enabled through APIs while maintaining a strong focus on compliance. Moreover, we supply loan origination services for leading marketplace lending platforms, improving credit accessibility in the market. Our API-driven banking platform, known as the Cross River operating system, allows fintechs to seamlessly incorporate and utilize a range of customizable and secure banking services. We also present advanced financing options, including off-balance-sheet and asset-backed credit facilities, specifically geared towards supporting the expansion of our partners. Our dedication extends to addressing the needs of our communities by offering a tailored and comprehensive banking experience. Additionally, we conduct exhaustive risk assessments, due diligence, continuous testing, and monitoring to create a dependable internal compliance management system that fosters trust and security. This all-encompassing strategy not only encourages innovation but also fortifies our relationships with both clients and consumers. By prioritizing collaboration and adaptability, we ensure that our services remain relevant in an ever-evolving financial landscape.

Media

Media

Integrations Supported

Wufoo
Zapier
eCard Systems

Integrations Supported

Affirm
Coinbase
Finix
Stripe
Visa Click to Pay
VoPay

API Availability

API Availability

Has API

Pricing Information

Pricing not provided
Free Version

Pricing Information

Pricing not provided

Supported Platforms

SaaS
iPhone
iPad
Mac

Supported Platforms

SaaS

Customer Service / Support

24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

On-Site Training

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

Highline Technologies

Date Founded

2020

Company Location

United States

Company Website

highline.co

Company Facts

Organization Name

Cross River

Date Founded

2008

Company Location

United States

Company Website

www.crossriver.com

Categories and Features

Embedded Finance

Not specified

Categories and Features

Banking

Not specified

Embedded Finance

Not specified

Online Banking

Not specified

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