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What is Ivy?

Ivy functions as a unified financial infrastructure platform that enables swift money transfers at internet speed by integrating payment and banking services into one cohesive solution, allowing enterprises to receive, hold, send, and convert funds across fiat currencies and stablecoins via a single API. This innovative platform provides real-time account-to-account payment capabilities, which allows merchants to instantly access funds from their customers' bank accounts, reducing reliance on cards, digital wallets, or intermediaries and thus enhancing profit margins while also addressing the challenge of chargebacks. Ivy's offerings include a variety of products such as instant payment functionalities, multi-currency accounts with local IBANs, stablecoin settlement options, and real-time payouts that facilitate direct transfers to customers' bank accounts. Furthermore, Ivy's design connects domestic and international fiat payment systems with prominent blockchain networks, allowing for seamless transitions between fiat and stablecoins, thereby empowering businesses to navigate the global market and cryptocurrency realm efficiently, managing deposits, withdrawals, settlements, and conversions while adhering to regulatory requirements. This comprehensive approach positions Ivy as a vital resource for modern businesses striving to thrive in an ever-evolving financial environment, highlighting its commitment to adaptability and innovation in financial solutions.

What is Dots?

Dots brings global payouts, payee onboarding, tax operations, risk checks, and recipient support into one system. It is designed for marketplaces, staffing and gig platforms, creator businesses, affiliate networks, and AI data-labeling companies that pay large groups of non-employees. Teams can start a payout in the dashboard, upload batches by CSV, send a claim link, or automate the process through an API. Payees choose from eligible bank, wallet, card, mobile money, gift card, or stablecoin options across 190+ countries and 300+ rails. Dots collects identity and payout information, screens recipients, manages W-9 and W-8BEN forms, supports 1099 filing, and tracks each transfer through completion. Finance and operations teams can review payouts, returns, fees, ledger activity, and reconciliation without stitching together separate tools. Dots has moved $2bn+ to 1m+ payees and is SOC 2 Type II compliant.

Media

Media

Integrations Supported

Android
Apple iOS
Mollie
Praxis Cashier

Integrations Supported

Airtm
Cash App
ChatGPT
Claude
Claude Duet
Claude for Legal
NetSuite
PayPal
Payoneer
Plaid
QuickBooks Online
QuickBooks Online Advanced
Sage Intacct
Venmo
Xero

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

$19/month
Core: $19/month
Scale: $999/month
Enterprise: custom

Supported Platforms

SaaS
Android
iPhone
iPad

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

Ivy

Date Founded

2021

Company Location

Germany

Company Website

www.getivy.io

Company Facts

Organization Name

Dots

Date Founded

2021

Company Location

United States

Company Website

usedots.com

Categories and Features

Embedded Payments

Not specified

Payment Processing

Not specified

Categories and Features

B2B Payment

Not specified

Contractor Payment

Not specified

Payment Orchestration

Not specified

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