Kapitus vs. Gynger

The SBS Financing Platform stands out as a premier ecosystem comprised of cloud-based, evergreen software applications. This platform empowers financial institutions and lenders of all sizes and locations to offer outstanding customer experiences across various asset types and commercial lending scenarios. With over four decades of expertise in the finance sector, our modular solutions ensure a smooth digital experience for both clients and their customers. Additionally, these solutions facilitate a swift time-to-market and a quick realization of value, ultimately enhancing customer satisfaction and driving profitability. Moreover, the platform's adaptability makes it suitable for evolving market demands, ensuring that users can stay ahead in a competitive landscape.

Revaly is built to solve one of the most costly and overlooked problems in subscription commerce: legitimate payments failing for preventable reasons. Its end-to-end Payment Performance Management platform leverages machine learning, issuer intelligence, and ecosystem data to elevate approval rates starting from the very first transaction attempt. The system automatically detects issues such as mistyped card numbers, routing mismatches, and metadata errors before a customer ever checks out. When payments do fail, Revaly uses a sophisticated retry engine that studies customer behavior, card network patterns, and historical success windows to recover revenue without damaging relationships. Businesses across industries report dramatic improvements—from 34% to over 50% increases in recovered payments—demonstrating the compound value of consistent, optimized approvals. Revaly’s integration ecosystem makes adoption frictionless, connecting seamlessly with CRMs, billing systems, payment gateways, and processors already in use. The platform not only protects revenue but stabilizes growth by reducing churn that comes from unintentional payment failures. Leadership teams gain visibility into payment performance metrics that go far beyond authorization rates, revealing hidden revenue opportunities and operational inefficiencies. As a result, companies can build smarter billing strategies and deliver a more reliable experience for customers. Revaly becomes a trusted partner in improving profitability, ensuring that when a customer says “yes,” the payment system does too.

ZenTreasury is an all-in-one cloud-based platform designed for modern finance teams who need full control over IFRS 16 lease accounting and treasury operations. Whether you manage a few dozen or several thousand contracts, ZenTreasury replaces manual spreadsheets with automation, compliance, and real-time visibility. Lease Accounting Capabilities: Full IFRS 16 compliance Automated classification, reassessment, and modifications Accurate journal entries and disclosure reports Multi-currency and multi-entity support Cost center allocations and optional asset-level tracking Role-based access control with detailed audit trails Rapid onboarding with an intuitive user experience Treasury Features: Centralized register for loans, guarantees, FX trades, and derivatives Cash flow forecasting and liquidity planning Treasury accounting entries Internal loan and interest rate management Simplified approvals and process workflows ZenTreasury supports seamless integration into your existing system landscape, helping you maintain accurate records and ensure financial transparency without the complexity of traditional ERP modules. The platform is hosted on enterprise-grade cloud infrastructure with strict security controls, supporting companies in regulated industries and high-growth environments. It is scalable, fast to implement, and backed by expert support. Trusted by enterprises worldwide, ZenTreasury is used across industries and regions by organizations looking to digitize financial operations, reduce compliance risk, and gain better insight into lease liabilities and financial instruments. Whether your priority is automating IFRS 16 reporting or improving treasury control, ZenTreasury delivers a complete solution to modernize your finance function with confidence.

TimeControl is a versatile timesheet solution designed for finance and project management. Its multifunctional design allows it to cater to various needs simultaneously. The system meticulously tracks time on a task-by-task and project-by-project basis. While it excels in project management, it also serves as a comprehensive financial timesheet, satisfying all payroll, human resource, billing, and finance requirements. Users can access TimeControl through a subscription model in the cloud or opt for an on-premise installation. Additionally, it offers a user-friendly browser interface along with a dedicated TimeControl Mobile App compatible with both iOS and Android devices, ensuring flexibility and convenience for users on the go. This combination of features makes it an ideal choice for businesses aiming to enhance their time management processes.

Dun & Bradstreet’s global data and analytics fuel AI-driven solutions for the credit-to-cash process. With D&B Finance Analytics, users benefit from an intuitive and adaptable platform that enables finance teams to enhance customer service, decrease expenses, and effectively manage risk. It empowers organizations to tackle credit and receivables risks, leading to reduced bad debts, lower Days Sales Outstanding (DSO), and improved cash flow. By streamlining manual decision-making, monitoring, customer interactions, and matching processes, businesses can operate more efficiently. Additionally, it provides customers with an online credit application and a payment portal that enhances the overall experience. The D&B Finance Analytics suite includes two key platforms: D&B Credit Intelligence and D&B® Receivables Intelligence, which work in tandem to deliver comprehensive insights and advanced technologies that drive success across all aspects of credit-to-cash operations. This integration allows users to swiftly identify credit risks, smoothly onboard new clients, and establish appropriate credit terms. Ultimately, these capabilities are designed to facilitate better financial management and foster growth.

Traild is an intelligent accounts payable automation platform designed to simplify and protect financial operations. It integrates deeply with leading ERP and accounting systems to automate AP from invoice capture through payment. The platform reduces manual workloads by automatically approving low-risk invoices while routing high-risk invoices for review. Traild is uniquely built with fraud prevention as its foundation, using AI-powered risk analysis to detect errors, duplicate invoices, and potential fraud. Real-time dashboards provide full visibility into invoice status, approvals, and cash flow. Finance teams can prioritize exceptions instead of processing routine transactions. Traild supports complex workflows across industries such as manufacturing, construction, healthcare, agriculture, and energy. Industry-specific features address challenges like landed costs, retainage, and multi-entity operations. Traild Pay enables fast, secure, and fully integrated digital payments. ERP integrations are plug-and-play, allowing rapid deployment with minimal disruption. The platform improves internal controls without slowing down operations. Traild helps organizations achieve efficient, secure, and scalable AP management.

Zahara's cloud-based solution streamlines budget management and supplier interactions while facilitating multi-tier purchase and delivery approvals, as well as invoice reconciliation. The platform integrates flawlessly with leading accounting software like QuickBooks Online and Xero, offering growing SMEs enhanced visibility and centralized oversight of their procurement activities. Zahara is designed to regulate spending within a business by automating the entire purchasing process, from the initial request through to vendor purchase order issuance. Additionally, it manages the receipt of deliveries and ensures that vendor invoices are accurately matched and processed before being forwarded to the finance department. With Zahara, organizations can achieve greater control over their expenditures while significantly accelerating their processing times, ultimately leading to more efficient operations. This comprehensive approach to purchase management not only simplifies the workflow but also empowers teams to make informed financial decisions.

LeaseAccounting.app is the self-serve IFRS 16 and FRS 102 lease accounting platform built for SME finance teams that need audit-ready compliance without spreadsheets, implementation consultants, or six-figure software contracts. Made by ZenTreasury Oy in Helsinki, Finland with EU-only data hosting. Who it's for: group controllers, finance managers, and CFOs at companies reporting under IFRS 16, FRS 102 (UK GAAP), and ASC 842 (coming soon), typically managing 5 to 50 leases across 1 to 10 entities. Core workflow: upload your lease contracts; AI-assisted contract extraction reads each PDF and proposes around 25 fields with confidence scoring; you review and approve; the deterministic calculation engine produces the right-of-use asset, lease liability, journal entries, schedules, modifications, remeasurements, and indexation entries automatically. Same inputs, same outputs, every time. Zen AI is advisory only and never touches a calculation. Capabilities include: Discount Rate Advisor (reference rates from central bank sources, AI drafts the rate memo for review), continuous compliance monitoring (flags indexations due, expiring leases, and overdue reassessments daily), multi-entity bookkeeping from day one, one-click audit evidence packs that auditors can verify independently, and auditor portal access with activity logging (coming soon). Integrations: journal export to SAP (BKPF/BSEG), Oracle (FBDI), Microsoft Dynamics, and NetSuite formats. Azure AD / Entra ID SSO with JIT provisioning and domain verification. Live Sage Intacct API integration in development. Pricing: free tier covers 2 leases with no credit card required. Starter €149, Growth €349, Pro €699 per month, with no per-seat pricing and generous team access included on every tier. Built IFRS-first, EU-hosted, and fully self-serve. The alternative to spreadsheet chaos and consultant-heavy enterprise lease tools.

QuickFee (ASX: QFE) stands out as a leading provider of payment, financing, and accounts receivable automation solutions specifically designed for firms in the professional services sector. Our platform streamlines the Accounts Receivable process and accelerates revenue growth by seamlessly integrating various online payment options and comprehensive invoicing tools into your practice management system. With QuickFee, businesses can look forward to reduced aging receivables, improved cash flow, and increased client spending. Clients enjoy the convenience of paying through credit or debit cards, ACH/EFT transfers, or QuickFee's innovative financing solution, which enables them to manage their invoice payments over a period of 3 to 12 months, allowing firms to receive the full payment upfront without incurring additional costs. Operating in both the United States and Australia, QuickFee is committed to delivering scalable, economical solutions backed by outstanding customer service, ensuring that professional firms can thrive in today’s competitive environment. Additionally, our focus on technology and user experience continues to drive innovation in the payment processing industry.

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance Our solution enables businesses to integrate financial services directly into their platforms—a concept known as embedded finance. White-Label allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management It is designed to modernise corporate expense management. Wallester Business provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. Discover how Wallester can transform your financial operations and drive your business forward. Learn more and follow us on LinkedIn, Instagram (@wallester_com) or Facebook (@Wallester).