Lava vs. Figure Markets

Lava empowers users to obtain U.S. dollar loans by using their Bitcoin holdings as collateral, thereby bypassing the necessity for credit checks, extensive documentation, and the sale of their cryptocurrency. Loans can be acquired in amounts as small as $100 and as high as $1 billion, with fixed interest rates beginning at approximately 5%. The platform guarantees swift funding, allows for global bank transfers, and ensures that users maintain full control over their Bitcoin without any rehypothecation or trading of their assets. By utilizing advanced institutional-grade technology that protects over $100 billion in assets, Lava emphasizes self-custody and implements stringent security protocols, such as multi-party approvals, biometric verification, whitelisted addresses, and provisions for asset inheritance. Additionally, it enriches the user experience with features like zero-fee Bitcoin purchases, a stablecoin named LavaUSD that is entirely backed by USD reserves held at regulated institutions, and a rewards card offering up to 5% back in BTC on purchases, positioning itself as an all-encompassing financial solution for cryptocurrency holders. The integration of these diverse features makes Lava not only a convenient option but also a secure one for individuals eager to leverage their digital assets effectively while retaining full control. Ultimately, Lava stands out in the market as a forward-thinking platform that prioritizes the financial freedom and security of its users.

Figure Markets is a next-generation crypto platform that unites the best of DeFi and TradFi into one secure, transparent ecosystem. Buy, sell, and borrow crypto assets like BTC, ETH, and the SEC-registered stablecoin YLDS, all while maintaining full control with a self-custody-first model. Get $200 when you trade on the Figure Market's Crypto Exchange where it's ZERO trading fees, built on the Provenance blockchain for fast execution, deep liquidity, and decentralized custody. Need cash without selling your crypto? Instantly unlock liquidity with Crypto-Backed Loans against BTC, ETH, or SOL with industry low rates starting from 8.91% APR, with no hard credit checks, no prepayment penalties, and 12 month terms. Keep your crypto, get your cash! Grow your holdings with high-yield options: Demo Prime: Earn up to 9% APY! YLDS Stablecoin: Earn 3.8% yield with the first SEC-regulated, yield-bearing stablecoin—adding trust and compliance to DeFi income. Why Figure Markets Stands Out: Zero trading fees to maximize your returns. Self-custody by design — you hold your keys, you hold your crypto. Regulatory compliance for greater security and stability. Real-world asset integration bridges blockchain with traditional finance. Instant crypto-backed loans offer flexible, non-destructive liquidity. Whether you're an investor, trader, or seeking passive income opportunities, Figure Markets offers a faster, smarter, and more secure way to manage and grow your portfolio. It's the platform where traditional finance and decentralized finance converge — putting the power back in your hands.