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What is MELD?

MELD distinguishes itself as the first non-custodial DeFi banking protocol, enabling users to effortlessly lend and borrow both cryptocurrencies and fiat currencies, while also allowing for staking MELD tokens to earn appealing annual percentage yields. Users can access instant loans against their cryptocurrency assets at favorable interest rates or set up a credit line where interest is only charged on the utilized amount. Built on the state-of-the-art Cardano blockchain, MELD provides a reliable, efficient, and cost-effective backbone for the upcoming era of decentralized finance. Rather than allowing minor expenses to diminish your crypto holdings, you can leverage their value to secure cash as needed. This leading DeFi protocol utilizes smart contracts to ensure transparency and fairness for all participants involved. The robustness of MELD’s smart contracts is preserved, remaining unaffected by economic or political changes. Our DeFi solution is designed to protect against shifting regulations or unexpected events. With MELD, cryptocurrency can work for you by earning yields from our staking pools and additional rewards in MELD tokens, maximizing your investment opportunities. As the DeFi sector continues to develop, MELD is dedicated to delivering innovative solutions tailored to the evolving demands of its community, ensuring that users can navigate the financial landscape with confidence. The commitment to adaptability and user empowerment is at the heart of MELD's mission.

What is @Pay?

@Pay stands out as an innovative DEFI (Decentralized Finance) protocol, recognized as the first BNPL (Buy Now Pay Later) platform to integrate blockchain technology with its own cryptocurrency. Utilizing smart contracts and the unique advantages of blockchain, @Pay aims to provide significant cost savings for all users within its ecosystem. The platform seeks to enhance both DEFI eCommerce and in-store shopping experiences for consumers and retailers alike. Users can conveniently make purchases using any cryptocurrency supported by their @Pay wallet, offering them flexibility in transactions. Moreover, a reward program aimed at benefiting all users within the ecosystem will further improve the shopping experience. At the core of the protocol's governance is the @Pay token, which promotes a decentralized and transparent decision-making approach. With a broad distribution model that includes users, merchants, and marketplaces, @Pay ensures that all participants are fairly rewarded for their engagement, cultivating a vibrant community. Through these advancements, @Pay strives to transform the way individuals interact with financial services, ushering in a new era of digital finance. This evolution not only benefits users but also supports the growth of the entire DEFI landscape.

Media

Media

Integrations Supported

Cardano

Integrations Supported

Adaptive Security
Algorand
BNB Smart Chain (BSC)
Solana

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

MELD

Date Founded

2021

Company Location

Singapore

Company Website

www.meld.com

Company Facts

Organization Name

@Pay

Company Location

Australia

Company Website

atpay.io

Categories and Features

Crypto Lending (DeFi)

Not specified

DApps

Not specified

DeFi Projects

Not specified

Categories and Features

Buy Now Pay Later

Not specified

DeFi Projects

Not specified

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