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What is MeridianLink Mortgage Credit Link (MCL)?

MeridianLink Mortgage Credit Link is a cloud-based web solution tailored for the streamlined automation and oversight of mortgage verification service requests. Its intuitive design, combined with a unified API integration, allows users to effortlessly access a range of products such as tri-merged credit reports from leading bureaus, AVMs, and diverse verification services, effectively lowering the risk of errors and cutting costs. The SmartAPI enables seamless connections to various bureaus and external verification services, delivering consolidated results that are backed by XML APIs and offering compatibility with over 100 loan origination and automated underwriting systems. Furthermore, the platform includes an array of features for billing, reporting, and account management, as well as options for re-ordering and tailoring credit report formats to meet specific needs. With robust security protocols like multi-factor authentication and adherence to PCI compliance, users can trust that their credentials are protected from unauthorized access, ensuring a secure operational environment. Ultimately, this platform is strategically designed to boost efficiency and elevate the overall experience for users engaged in mortgage verification tasks. Its comprehensive capabilities make it a vital tool for professionals in the mortgage industry.

What is Gateless?

Gateless is transforming the realm of post-closing documentation by converting tedious and error-prone processes into fluid automated workflows utilizing state-of-the-art artificial intelligence. This groundbreaking platform combines years of expertise from the mortgage sector with innovative AI technology. Our all-encompassing AI Mortgage solution leverages machine learning to enhance and automate what was historically a labor-intensive, manual procedure. By utilizing our Community Model, we provide effective solutions that improve every facet of the mortgage experience. Our technology is crafted to integrate smoothly with your existing systems, leading to significant increases in productivity and operational efficiency. The intelligent systems within AI Mortgage surpass traditional human performance by completing tasks with greater speed and accuracy. Furthermore, by streamlining the initial file assessments conducted by your post-closing team prior to sending loans to investors, AI Mortgage greatly diminishes or eliminates the need for human input, representing a more intelligent approach for the industry. This innovation not only helps reduce the likelihood of errors but also empowers your team to concentrate on higher-level strategic priorities. As a result, mortgage professionals can embrace a transformed workflow that fosters growth and adaptability in an ever-evolving market landscape.

Media

Media

Integrations Supported

Equifax API Developer Portal
Experian Connect
MeridianLink Mortgage
MeridianLink One
TransUnion Collections Management
XML

Integrations Supported

Equifax API Developer Portal
Experian Connect
MeridianLink Mortgage
MeridianLink One
TransUnion Collections Management
XML

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

MeridianLink

Date Founded

1998

Company Location

United States

Company Website

www.meridianlink.com/products/mortgage-credit-link/

Company Facts

Organization Name

Gateless

Date Founded

2020

Company Website

gateless.com

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

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