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What is PayPal Virtual Terminal?

PayPal Virtual Terminal is a web-based payment processing solution that allows businesses to manually accept credit and debit card payments from customers without requiring a traditional cash register, POS system, or eCommerce website. The platform is specifically designed for businesses that process phone orders, custom service requests, wholesale transactions, mail orders, or remote customer payments. Using only a web browser and a PayPal Business account, merchants can securely input customer card details and complete transactions quickly from nearly any location with internet access. The setup process is simple because the platform does not require software downloads, hardware purchases, advanced coding, or complicated integrations. Businesses can streamline payment collection by using features like the Quick Order form, which stores shipping and customer contact details to speed up future transactions. Once a payment is approved, merchants can immediately send email receipts, print packing slips, and create PayPal Shipping labels to support order fulfillment and customer communication. Funds are generally deposited into the merchant’s account within minutes, helping businesses improve financial management and maintain steady cash flow. PayPal Virtual Terminal also integrates transaction activity into PayPal’s broader reporting tools, making it easier for businesses to monitor sales, reconcile payments, and track financial performance in real time. The service uses transparent transaction-based pricing with no monthly subscription fee, which can help businesses manage processing costs more effectively. Companies that operate remotely or without a storefront can use the platform to provide professional payment experiences without investing in expensive payment infrastructure. Customers are not required to have a PayPal account to complete purchases, making transactions more accessible and convenient for a wider audience.

What is PayPal Point of Sale?

PayPal Point of Sale is an integrated retail payment and point-of-sale management platform built to help businesses process in-person transactions, manage inventory, track sales performance, and streamline business operations across physical and mobile selling channels. The platform combines POS software, payment processing, analytics, and hardware solutions including card readers, payment terminals, and smartphone-based Tap to Pay functionality that allows merchants to accept contactless payments without additional devices. PayPal Point of Sale enables businesses to accept a wide range of payment methods including credit cards, debit cards, digital wallets, PayPal, Venmo, QR code payments, and contactless mobile payments while providing tools for inventory control, reporting, product management, discounts, and operational insights. The platform supports integrations with ecommerce, accounting, and business management systems to help merchants unify payment operations across multiple customer touchpoints. Retail stores, restaurants, service providers, mobile vendors, and growing businesses use PayPal Point of Sale to simplify checkout processes, manage business operations, and scale in-person commerce efficiently.

Media

Media

Integrations Supported

Apple Pay
Beacon
BrewMan
Chift
Codat
Desktop.com
Dinero
Google Pay
Invoice Fly
Lightspeed Retail
Loyverse POS
MakePlans
PayPal
Qonto
Refold
SalesVu POS
Uplinq
Vita Mojo
Xero
Zelty

Integrations Supported

Apple Pay
Beacon
BrewMan
Chift
Codat
Desktop.com
Dinero
Google Pay
Invoice Fly
Lightspeed Retail
Loyverse POS
MakePlans
PayPal
Qonto
Refold
SalesVu POS
Uplinq
Vita Mojo
Xero
Zelty

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

PayPal

Date Founded

1998

Company Location

United States

Company Website

www.paypal.com/us/business/accept-payments/virtual-terminal

Company Facts

Organization Name

PayPal

Date Founded

1998

Company Location

United States

Company Website

www.paypal.com/us/business/pos-system

Categories and Features

Credit Card Processing

Cash Transactions
Contactless NFC
Electronic Receipts
Electronic Signature
Mobile Card Reader
PCI Compliance

Categories and Features

Bar POS

Cash Drawer Management
Employee Management
Gift Card Management
Inventory Control
Loyalty Program
Separate Checks
Split Checks
Tips Management

Point of Sale

Barcode Scanning
Commission Management
Cryptocurrency Support
Customer Account Profiles
Discount Management
Electronic Signature
Gift Card Management
Loyalty Program
Multi-Location
Restaurant POS
Retail POS
Returns Management
eCommerce Integration

Restaurant POS

Delivery Management
Gift Card Management
Inventory Management
Loyalty Program
Mobile Access
Online Ordering
Order Management
Reporting/Analytics
Separate Checks
Split Checks
Table Management
Tips Management

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