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What is Payapp2?

Payapp2 is a global payment orchestration platform that acts as a centralized control layer for payment gateways, transaction routing, checkout experiences, reporting, and financial operations. The platform connects more than 40 payment providers and supports more than 130 currencies, allowing organizations to manage regional and international payment infrastructure from one dashboard. Instead of maintaining separate integrations and reports for every gateway, businesses can view transactions, performance, reconciliation data, and operational metrics through a unified interface. Payapp2’s routing engine can automatically choose a gateway based on country, currency, payment method, transaction amount, provider priority, or predefined failover rules. If a payment fails, the platform can retry or reroute the transaction to another provider according to configured logic. Businesses can create branded hosted payment pages with custom domains, colors, logos, fields, and multi-currency checkout options. Payapp2 also provides secure payment links and embedded widgets for accepting payments without requiring each business workflow to be built around a separate gateway integration. Multi-company functionality supports subsidiaries, brands, regions, and holding-company structures while still providing consolidated reporting and controls. AI features include routing optimization, predictive analytics, gateway recommendations, failure recovery, and natural-language analysis of payment data. The platform also includes identity verification workflows for email confirmation, document capture, liveness checks, face matching, and auditable KYC decisions. Payapp2 is designed for merchants, marketplaces, SaaS providers, finance teams, and international businesses that need greater flexibility, visibility, and resilience across a multi-gateway payment stack.

What is Alacriti?

Alacriti's Orbipay Payments Hub stands out as a cloud-native platform compliant with ISO 20022 standards, specifically designed to modernize and secure payment systems for financial entities. This cutting-edge solution facilitates extensive payment orchestration across multiple networks, including TCH’s RTP, FedNow Service, Visa Direct, Fedwire, and ACH, all within a unified and secure framework. Thanks to its microservices architecture and open APIs, the platform enables seamless integration with existing systems for core banking, digital services, fraud detection, and risk management, thereby simplifying deployment and enhancing scalability. Additionally, Orbipay is equipped with intelligent payment routing features, allowing institutions to create adaptive rules based on factors such as cost, speed, and reliability, which in turn optimizes the efficiency of transaction processing. Moreover, the platform integrates comprehensive fraud and risk management functionalities that provide real-time surveillance and compliance assessments, reinforcing security while reducing operational vulnerabilities. In essence, Orbipay embodies a progressive solution that equips financial organizations to navigate the changing landscape of digital payments, all while ensuring high levels of security and operational effectiveness. As such, it positions itself as a crucial tool for institutions looking to thrive in an increasingly digital financial environment.

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Integrations Supported

AKUVO
Alkami Digital Banking Platform
Amazon Web Services (AWS)
Backbase
Fiserv
Glia
Lumin Digital
Q2
Socure

Integrations Supported

AKUVO
Alkami Digital Banking Platform
Amazon Web Services (AWS)
Backbase
Fiserv
Glia
Lumin Digital
Q2
Socure

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided
Free Version
Free Trial Offered?

Pricing Information

Pricing not provided
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Payapp2

Date Founded

2023

Company Location

United Arab Emirates

Company Website

payapp2.com

Company Facts

Organization Name

Alacriti

Date Founded

2003

Company Location

United States

Company Website

www.alacriti.com

Categories and Features

Categories and Features

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