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What is Penni.io?

By utilizing our deep knowledge and a flexible technological framework, we enhance the accessibility of a wide range of insurance products online through trusted partners. The process of integrating new partners and distribution avenues is streamlined to just a few clicks, creating an optimal setting for experimenting with various distribution methods while effectively scaling successful strategies. The entire customer journey—barring integrations—can be quickly set up and modified, providing a high degree of adaptability. Our plug-and-play model allows for unlimited scalability among distribution partners. Unlike customized solutions, our frontend platform enables insurers to sidestep the protracted and resource-draining in-house development cycle. By optimizing the purchasing experience, improving product specificity, and fostering ongoing engagement, we greatly enhance sales performance, ultimately serving the interests of both insurers and their clients. This strategy not only encourages innovation but also remains responsive to the ever-evolving dynamics of the insurance sector, ensuring that all stakeholders can thrive in a competitive environment.

What is ELEMENT?

As a licensed entity under BaFin, we offer our insurance services throughout the EU via the Freedom of Service (FOS) framework, which allows us to support partners across all EU nations from our headquarters in Germany while skillfully addressing language differences and adhering to regional regulations. Our deep expertise in insurance and technology guarantees that our business associates enjoy our steadfast commitment to achieving 100% delivery. With a diverse array of insurance specialists on our team, we are committed to delivering strong insurance solutions alongside streamlined processes. Moreover, our technology team excels at quickly developing and implementing sophisticated tech solutions. This flexibility enables us to stay aligned with our partners' needs, emphasizing efficiency from the initial discussions to product development and launch, thereby significantly reducing the time required to bring products to market. Rather than operating on months-long timelines, we work within days and weeks, showcasing our dedication to prompt service delivery. Ultimately, our emphasis on quick execution and the ability to adapt makes us a trustworthy partner in the dynamic insurance landscape, ready to meet the evolving demands of our clients. Our collaborative approach fosters strong relationships, ensuring that we remain attuned to the unique needs of each partner we serve.

Media

Media

Integrations Supported

Optimus MIS

Integrations Supported

Optimus MIS

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Penni.io

Date Founded

2016

Company Location

Denmark

Company Website

penni.io/embedded-insurance

Company Facts

Organization Name

ELEMENT Insurance

Date Founded

2017

Company Location

Germany

Company Website

www.element.in

Categories and Features

Categories and Features

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