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What is Perpay?

Perpay is an innovative financial technology company that offers a unique buy now, pay later service, allowing consumers to shop seamlessly within its marketplace. This platform enables users to break down the cost of their purchases over time, without incurring interest or additional fees. Shoppers can easily manage their payments in installments directly on the site. To get started with Perpay, individuals must create an online account, which then helps establish an estimated spending limit tailored to their profile. Once this limit is set, users are free to browse the extensive online marketplace. At the time of checkout, customers submit their chosen items for approval, and upon receiving confirmation, they are sent an email detailing the payment process. After the first payment is completed, Perpay ensures that the purchased items are shipped directly to the customer. This entire operation acts as a preapproved payment plan, completely free from any interest or hidden charges. Moreover, Perpay enhances the repayment experience by automatically deducting the owed amount from customers' paychecks, which simplifies budgeting and makes purchasing more straightforward. Ultimately, Perpay emerges as a convenient and user-centric solution for individuals aiming to manage their finances effectively while enjoying the flexibility of installment payments. With its straightforward process and customer-friendly features, Perpay is well-positioned to meet the needs of today's savvy shoppers.

What is Clockout?

Clockout empowers account holders to access their earned wages before the designated payday, making it an appealing incentive for customers to opt for direct deposit with your financial institution. This service is perfectly integrated with your existing mobile and online banking platforms, leveraging over 40 banking core integrations and SDKs that require very little deployment effort. You can customize the EWA (Earned Wage Access) experience to align with your brand’s distinct identity, enhancing the overall customer experience. Our adaptable SDK components facilitate the creation of a user-friendly interface, ensuring that clients enjoy a seamless experience across all digital channels. By motivating customers to switch their payroll to your bank, you can significantly boost new direct deposits and attract a larger client base. Offering an EWA service tailored to your clients' financial needs not only strengthens customer loyalty but also enhances retention rates. Furthermore, this service opens doors for additional revenue generation through transaction fees and cross-selling opportunities, thereby contributing to your institution's financial growth. In an increasingly competitive market, providing a unique and convenient service that appeals to modern consumers will ultimately result in improved customer satisfaction and stronger engagement. By prioritizing these aspects, your institution can cultivate a loyal customer base that appreciates the value you offer.

Media

Media

Integrations Supported

ADP Embedded Payroll
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management

Integrations Supported

API Availability

API Availability

Pricing Information

Free
Free Version

Pricing Information

Pricing not provided

Supported Platforms

SaaS
Android
iPhone
iPad
Mac

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

Perpay

Company Location

United States

Company Website

perpay.com

Company Facts

Organization Name

Clockout

Company Location

United States

Company Website

www.joinclockout.com

Categories and Features

Earned Wage Access

Not specified

Categories and Features

Earned Wage Access

Not specified

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