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What is Perpay?

Perpay is an innovative financial technology company that offers a unique buy now, pay later service, allowing consumers to shop seamlessly within its marketplace. This platform enables users to break down the cost of their purchases over time, without incurring interest or additional fees. Shoppers can easily manage their payments in installments directly on the site. To get started with Perpay, individuals must create an online account, which then helps establish an estimated spending limit tailored to their profile. Once this limit is set, users are free to browse the extensive online marketplace. At the time of checkout, customers submit their chosen items for approval, and upon receiving confirmation, they are sent an email detailing the payment process. After the first payment is completed, Perpay ensures that the purchased items are shipped directly to the customer. This entire operation acts as a preapproved payment plan, completely free from any interest or hidden charges. Moreover, Perpay enhances the repayment experience by automatically deducting the owed amount from customers' paychecks, which simplifies budgeting and makes purchasing more straightforward. Ultimately, Perpay emerges as a convenient and user-centric solution for individuals aiming to manage their finances effectively while enjoying the flexibility of installment payments. With its straightforward process and customer-friendly features, Perpay is well-positioned to meet the needs of today's savvy shoppers.

What is Fuego?

Fuego by Fourth is a groundbreaking application that allows employees to access a portion of their earned wages and tips ahead of their scheduled payday. Workers can withdraw up to 50% of their earned income within hours of completing their shifts, with deductions taken from their net pay similar to standard post-tax calculations, and this service comes at no cost to the employer. The app integrates effortlessly with HotSchedules, enabling employees to view their weekly schedules alongside the wages available for immediate access. To assist unbanked and underbanked individuals, Fuego offers the Fuego Visa® Card*, which provides users with a dependable and convenient way to make debit transactions. By utilizing this innovative service, Fuego not only supports workers in reaching their financial goals but also helps employers foster a more optimistic, engaged, and productive workforce. Consequently, the financial flexibility and workplace satisfaction can improve for both employees and employers, creating a more harmonious work environment. This dual benefit paves the way for stronger relationships between companies and their staff.

Media

Media

No images available

Integrations Supported

ADP Embedded Payroll
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management

Integrations Supported

Bubblehouse
Zuplo

API Availability

API Availability

Pricing Information

Free
Free Version

Pricing Information

$0
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Mac

Supported Platforms

Android
iPhone
iPad

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Not specified

Company Facts

Organization Name

Perpay

Company Location

United States

Company Website

perpay.com

Company Facts

Organization Name

Fourth

Date Founded

1999

Company Location

United States

Company Website

getfuego.com

Categories and Features

Earned Wage Access

Not specified

Categories and Features

Earned Wage Access

Not specified

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