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What is Pinwheel?

Pinwheel stands out as the leading API provider for payroll connectivity, earning the trust of major financial institutions through its secure capabilities for updating direct deposit information and retrieving income and employment data. The platform offers an array of products designed to equip innovators, regardless of their size, with the tools necessary to leverage payroll account connectivity effectively. Traditionally, switching direct deposits has been a cumbersome task involving paperwork and coordination with HR departments, but Pinwheel simplifies this with its seamless digital drop-in solution. Users can monitor real-time updates on direct deposit allocations for their clients and receive alerts whenever changes occur. This real-time data not only enhances customer insights but also facilitates the creation of more engaging user experiences. Additionally, by tapping into payroll system information, businesses can automate processes such as income and employment verification, refine underwriting models, and enhance operational efficiency. Moreover, customers have the option to directly pay off loans from their paychecks, which can help lower loss rates and improve overall serviceability. With Pinwheel, financial institutions can streamline their operations while delivering exceptional service to their clients.

What is Argyle?

Argyle is recognized as the leading provider of direct access to real-time information on income and employment. By leveraging Argyle’s offerings, companies can enhance pivotal processes, including income and employment verification, managing deposits, accelerating wage payments, and supporting loan repayments, which all contribute to developing more effective systems, reducing risks, and fostering business expansion. The organization primarily serves industries such as mortgage lending, background checks, personal finance, and banking, while also reaching out to the gig economy. Consequently, Argyle significantly impacts the evolution of operations within these sectors, driving innovation and efficiency. This transformative influence positions Argyle as an essential partner in the modern financial landscape.

Media

Media

Integrations Supported

Sila

Integrations Supported

Sila
Brightside
Fintech Sandbox
Flinks
Gridwise
Quickwork
Visa Click to Pay

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided
Free Trial Offered?

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

Pinwheel

Company Location

United States

Company Website

www.pinwheelapi.com

Company Facts

Organization Name

Argyle

Date Founded

2018

Company Location

United States

Company Website

argyle.com

Categories and Features

Earned Wage Access

Not specified

Embedded Finance

Not specified

Financial Data APIs

Not specified

Income Verification

Not specified

Payroll

Not specified

Unified APIs

Not specified

Categories and Features

Earned Wage Access

Not specified

Income Verification

Not specified

Unified APIs

Not specified

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