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What is Ratio?

Revolutionizing the field of technology procurement and financial solutions, this cutting-edge platform combines payments, predictive pricing, financing, and a streamlined quote-to-cash process into an integrated system. It presents adaptable payment options aimed at speeding up deal closures, seamlessly woven into the sales workflow. By taking advantage of pre-existing recurring revenues, companies can obtain immediate funding, enabling them to receive payments quickly even when clients choose to delay their payments. This method aligns payment frameworks with customer payment timelines, allowing organizations to tap into growth capital from their own resources without facing debt or diluting equity. Unlike conventional venture debt or revenue-based financing, Ratio does not require monthly repayments, offering additional financial breathing room. Companies can carefully select which contracts to monetize according to their cash flow needs. The Ratio team is composed of experienced professionals from both the SaaS and finance industries, as well as a network of serial entrepreneurs and innovators. While equity plays a crucial role in company expansion and team remuneration, partnering with Ratio for strategic capital guarantees that there will be no dilution of equity or issuance of warrants. This distinctive approach not only enables businesses to flourish but also allows them to retain ownership and control over their operations. Moreover, with its user-friendly interface and robust support, Ratio ensures that companies can easily navigate the complexities of financing while focusing on their core objectives.

What is FundThrough?

FundThrough is a cutting-edge platform that utilizes artificial intelligence to facilitate invoice funding, enabling businesses to access payments for their outstanding invoices in a matter of days instead of waiting through the prolonged periods characteristic of traditional net payment terms, thus tackling the cash flow issues that can hinder growth and operational effectiveness. The service works by providing advances on unpaid invoices, allowing organizations to gain immediate working capital from their already generated revenue without the need to take on debt or give up equity. Users can easily connect their accounting systems, send invoices digitally, and take advantage of a technology-driven funding process that includes automated verification, customer assessments, and comprehensive document checks. This adaptability allows businesses the freedom to select which invoices they wish to fund, enhancing their control over capital accessibility strategies, while the platform manages collections and repayments once customers settle their debts according to the original terms. Additionally, FundThrough's streamlined approach not only simplifies the funding process but also significantly improves financial flexibility, enabling companies to concentrate on their growth initiatives rather than being bogged down by cash flow limitations. Ultimately, this innovative service fosters a more dynamic financial environment for businesses, reinforcing their potential to thrive in competitive markets.

Media

Media

Integrations Supported

QuickBooks Online
Xero
Chargebee
Clear Books
Enverus
FreeAgent
FreshBooks
KashFlow
Maxio
NetSuite
Plaid
QuickBooks Desktop Pro
Recurly
Sage 100
Sage 50
Sage Accounting
Stripe

Integrations Supported

QuickBooks Online
Xero
Chargebee
Clear Books
Enverus
FreeAgent
FreshBooks
KashFlow
Maxio
NetSuite
Plaid
QuickBooks Desktop Pro
Recurly
Sage 100
Sage 50
Sage Accounting
Stripe

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Ratio

Date Founded

2021

Company Location

United States

Company Website

www.ratiotech.com

Company Facts

Organization Name

FundThrough

Date Founded

2014

Company Location

Canada

Company Website

www.fundthrough.com

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