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What is RiskPay?

RiskPay provides a full-scale payment processing solution tailored specifically to the unique needs of high-risk businesses, offering rapid onboarding, broad payment method support, and real-time blockchain-verified payouts. Its no-KYC application flow allows merchants to get approved instantly, generate anonymous payment links, and immediately start accepting Visa, Mastercard, Apple Pay, Google Pay, and bank transfers. The platform integrates seamlessly with WooCommerce via a plug-and-play extension and also supports custom platforms through simple, well-documented APIs. High-risk merchants benefit from RiskPay’s optimized gateway network, featuring leading providers such as Robinhood, Coinbase Pay, Stripe (USA), MoonPay, Revolut, and others—each designed to maximize conversion rates. USDC (Polygon) payouts are processed instantly, giving businesses immediate access to funds without delays, freezes, or hidden fees. RiskPay strengthens merchant protection through robust fraud prevention systems, PCI DSS–compliant infrastructure, and global acceptance across major card networks. Its dashboard provides real-time payment tracking, full payout histories, and direct Polygonscan verification for transparency. The platform also offers flexible pricing plans, dedicated support, and a wide array of resources for high-risk industries. Blog guides, FAQs, and tutorials help merchants navigate payment challenges, chargeback prevention, anonymous billing, and compliance concerns. By removing traditional barriers, RiskPay empowers high-risk businesses to scale faster, streamline their checkout experience, and access reliable payment tools that major processors typically deny them.

What is CARDZ3N?

CARDZ3N facilitates international transactions for various payment methods, including credit cards, ACH, SEPA, and over 140 cryptocurrencies. The platform specializes in handling payments for high-risk sectors and emerging markets, covering areas such as CBD, cryptocurrency exchanges, gambling, and travel, among others. Additionally, CARDZ3N provides a competitive Stripe Alternative, with fees beginning at 2.25% for non-profits and 2.75% plus $0.25 for e-commerce businesses. Beyond these services, CARDZ3N also presents a range of payment solutions, including options for ACH, payroll and HR services, employee benefits, and business capital support. At CARDZ3N, our goal is to address the critical challenges faced by our diverse clientele, regardless of their size. It is our distinctive methodology that sets us apart and defines our unique value proposition in the market.

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Integrations Supported

Apple Pay
Google Pay
QuickBooks Online
QuickBooks Online Advanced
Samsung Pay
Stripe
Venmo
WooCommerce

Integrations Supported

Apple Pay
Google Pay
QuickBooks Online
QuickBooks Online Advanced
Samsung Pay
Stripe
Venmo
WooCommerce

API Availability

Has API

API Availability

Has API

Pricing Information

$0
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

RiskPay

Date Founded

2023

Company Location

United States

Company Website

riskpay.biz

Company Facts

Organization Name

CARDZ3N

Date Founded

2018

Company Location

United States

Company Website

www.cardz3n.com

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Categories and Features

Business Bank Accounts

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Payroll

401(k) Tracking
Attendance Management
Benefits Management
Check Printing
Compensation Management
Deductions Management
Direct Deposit
Multi-Country
Multi-State
Reporting/Analytics
Self Service Portal
Tax Compliance
Vacation / Leave Tracking
W-2 and 1099 Preparation
Wage Garnishment

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