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What is SentiLink?

SentiLink's cutting-edge technology is specifically crafted to combat synthetic fraud, where fake identities are created to mislead financial entities and government agencies. By leveraging our real-time API, we can efficiently identify bogus applicants during the onboarding phase, thereby protecting your financial assets. Our unique, patent-pending soft-clustering approach, paired with our vast industry knowledge, allows us to detect fraudulent applications through the analysis of statistical anomalies. These fraudulent individuals frequently target a variety of lenders, and SentiLink is prepared to uncover suspicious behavioral patterns to protect your organization from possible financial setbacks. In addition, our security protocols are rigorously audited each year and meet EI3PA, SOC-2, and PCI compliance standards. We also implement stringent security measures, including ongoing audits, vulnerability assessments, and penetration testing, to ensure alignment with the highest security standards. With SentiLink, clients can rest assured that their data is protected throughout its entire lifecycle, providing a strong defense against fraud. This unwavering dedication to security not only safeguards your institution but also fosters greater trust between you and your clientele. As the landscape of fraud continues to evolve, SentiLink remains committed to adapting and enhancing its tools to meet emerging challenges head-on.

What is Plaid?

Plaid operates as a global data network that supports various tools that help countless individuals achieve better financial well-being. Our goal is to create a financial ecosystem that is inclusive, competitive, and advantageous for all by streamlining payment processes and transforming the lending landscape. Collaborating with over12,000 businesses, including popular fintech platforms like Venmo and SoFi, as well as numerous Fortune 500 firms, Plaid empowers users to have greater autonomy and flexibility in managing their finances. Based in San Francisco, the company's network encompasses more than 12,000 institutions across the United States, Canada, the United Kingdom, and Europe, ensuring a wide reach and impact in the financial sector. Additionally, Plaid is dedicated to fostering innovation that enhances user experiences in financial transactions.

Media

Media

Integrations Supported

Baseline
Blackthorn Payments
Bond
Centrex Software
ExpensePoint
Floify
Galileo
Gravity Software
Ikigai
LendAPI
LendingWise
Peach Finance
Plus & Minus
SoftLedger
Threadkore
Wall Street Data Solutions
Waypoint Budget
WealthNX
Zero Hash
nCino Cloud Banking Platform

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Free
Test for free
Free Version

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support

Training Options

Documentation Hub

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

SentiLink

Date Founded

2017

Company Location

United States

Company Website

www.sentilink.com

Company Facts

Organization Name

Plaid

Date Founded

2013

Company Location

United States

Company Website

plaid.com

Categories and Features

Financial Data APIs

Not specified

Categories and Features

Authentication

Not specified

Bank Verification

Plaid presents a versatile collection of products designed for account linking, risk management, and money transfer, making bank payments more efficient and scalable than ever before. Their comprehensive suite includes Auth products, featuring instant Auth that covers 95% of U.S. bank accounts, as well as database Auth for wider access, complemented by Identity services to confirm account ownership. The Signal platform for payment risk offers options for real-time balance verification and machine learning-based transaction risk assessments, all facilitated through a hosted rules engine with an easy-to-use no-code interface, allowing for immediate action on risk insights. Plaid's Transfer solution supports various payment methods such as ACH, RTP, FedNow, and Request for Payment, incorporating Signal for integrated risk management. This cohesive suite simplifies the process of connecting accounts, mitigating risk, and facilitating confident money transfers.

Not specified

Banking

Credit Card Management
Investment Banking
Multi-Branch
Online Banking
Risk Management
Transaction Monitoring

Crypto APIs

Not specified

eCommerce Integration

Not specified

Embedded Finance

Not specified

Financial Data APIs

Not specified

Financial Reporting

Not specified

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Risk Management

Fraud Detection

Plaid provides a robust suite of tools designed to verify identities and minimize fraudulent activities. The Plaid Identity Verification (IDV) feature enables businesses to authenticate their users through various methods, including document validation, liveness checks, and verification against trusted data sources. Additionally, the Monitor tool assists clients in identifying customers who may appear on government watchlists by conducting screenings for sanctions, politically exposed persons (PEPs), and other watchlists, ensuring compliance with anti-money laundering regulations. Meanwhile, Plaid Protect serves as an AI-driven fraud detection platform that monitors and prevents fraud throughout the entire customer journey, from initial engagement to transaction completion. Leveraging Plaid's extensive network, which connects over a billion devices across more than 7,000 applications, Protect empowers businesses to combat sophisticated fraudulent schemes, including account takeover (ATO), first-party fraud, and synthetic identity fraud.

Not specified

Identity Verification

Plaid provides a robust suite of tools designed for identity verification and fraud prevention. The Plaid Identity Verification (IDV) feature enables businesses to confirm customer identities through methods such as document verification, liveness tests, and validation against various data sources. Additionally, the Monitor tool allows clients to identify if their customers appear on any government watchlists by screening for sanctions, politically exposed persons (PEPs), and other watchlists, ensuring compliance with anti-money laundering regulations. Plaid Protect is an advanced AI-driven fraud detection platform that safeguards the entire customer journey—from initial engagement to transaction completion. Leveraging Plaid's extensive network, which connects to over a billion devices through more than 7,000 applications, Protect empowers companies to combat complex fraud scenarios, including account takeovers (ATOs), first-party fraud, and synthetic identity fraud.

Not specified

Income Verification

Not specified

Loan Servicing

The Plaid Consumer Report empowers lenders by providing cash flow data that complies with FCRA regulations, delivering essential insights into income, asset confirmation, and current account activities. This information enables lenders to make informed decisions with greater assurance. Utilizing Plaid's distinctive network insights, lenders acquire a comprehensive understanding of a borrower's financial wellness, applicable at every stage of the lending process. The introduction of the Plaid LendScore offers a ready-to-use risk assessment tool, allowing financial institutions to enhance their underwriting accuracy, approve borrowers with higher qualifications, and minimize losses through intelligent, data-informed evaluations.

Not specified

Mobile Banking

Not specified

Online Banking

Cash Management
Fraud Detection
Loan Management
Retail Banking
Single Sign On
Transaction Monitoring

Open Banking

Not specified

Open Finance

Not specified

Unified APIs

Not specified

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