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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is Coinify?

We enable both businesses and individuals to adopt cutting-edge financial solutions. Our extensive range of two-way virtual currency offerings caters to the varied requirements of consumers and enterprises alike, regardless of their size. By connecting conventional payment methods with modern digital alternatives, we create an effortless transaction process. Our platform is built with security and compliance in mind, guaranteeing the protection of your assets. With a dedicated team that has been engaged in the virtual currency space since 2010, we position ourselves as your trusted partner for virtual currency transactions. Explore our adaptable virtual currency payment options that can propel your business forward. Coinify Payments allows both online and brick-and-mortar retailers, along with payment service providers, to accept virtual currencies while receiving payouts in traditional currencies without facing extra costs. In addition, our service enables your customers to deposit directly using virtual currencies, which are then converted into fiat money. By utilizing our groundbreaking solutions, you can boost customer interaction, broaden your market reach, and stay ahead in the competitive landscape. Embrace the future of payments with us and unlock new opportunities for financial growth.

Media

Media

Integrations Supported

Bitcoin
CoinLedger
Ethereum
Gem
Global Ledger
HostBill
Koinly
Ledger Live
Onramper
Phemex
PremierCashier
ProBit Global

Integrations Supported

Bitcoin
CoinLedger
Ethereum
Gem
Global Ledger
HostBill
Koinly
Ledger Live
Onramper
Phemex
PremierCashier
ProBit Global

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

Coinify

Date Founded

2014

Company Location

Denmark

Company Website

www.coinify.com

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