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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is Crypto.com Visa Card?

The Crypto.com Visa Card operates as a prepaid card, which shares similarities with a debit card but has one significant difference: debit cards link directly to a bank account, whereas prepaid cards necessitate that you load funds beforehand. You can add money to your prepaid card using methods such as bank transfers, other debit or credit cards, or by utilizing cryptocurrency. To get a Crypto.com Visa Card, you are required to stake CRO tokens for a period of 180 days. The first step is to sign up for an account in the Crypto.com App and complete the required KYC verification. Afterward, you can buy CRO tokens and move them into your Crypto Wallet within the App. If you decide to purchase CRO directly in the App, you can skip further steps. The amount of CRO tokens needed will depend on the specific tier of the card you wish to apply for, allowing you to select the most suitable option for your preferences. This process ensures that users can effectively customize their card experience based on their investment strategy.

Media

Media

Integrations Supported

Bitcoin
CoinLedger
Crypto.com
Ethereum
Koinly

Integrations Supported

Bitcoin
CoinLedger
Crypto.com
Ethereum
Koinly

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

Crypto.com

Date Founded

2016

Company Location

Hong Kong

Company Website

crypto.com/us/cards

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