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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is Cryptopay?

Cryptopay streamlines the entry into cryptocurrency by providing a user-friendly wallet that emphasizes security. Users can easily acquire BTC, ETH, LTC, and XRP through debit or credit card transactions, enjoying low fees and competitive rates. The Cryptopay card allows for the smooth integration of Bitcoin into daily spending, making it perfect for crypto enthusiasts and usable at any merchant accepting major credit cards around the globe. Effortlessly incorporate digital currencies into your everyday purchases while ensuring the safety of your bitcoins within your Cryptopay account. Our platform also enables straightforward conversion of your cryptocurrencies into popular fiat currencies like Euros, British pounds, and US Dollars, protecting you from market fluctuations. With our card, you can make purchases in local currencies worldwide, enhancing your financial flexibility. Each cryptocurrency network may have its own transaction fees, but we uphold a clear 1% fee for currency conversions, ensuring there are no hidden charges. Utilize our instant conversion feature to enhance the effectiveness of your funds and fully realize the possibilities of your financial transactions. Join us and alter the way you manage your finances on a daily basis, making the world of cryptocurrency accessible and convenient for all!

Media

Media

Integrations Supported

Bitcoin
BitcoinChain.com
CoinLedger
Ethereum
Hotelinking
Juspay
Koinly
PremierCashier
Stackshine

Integrations Supported

Bitcoin
BitcoinChain.com
CoinLedger
Ethereum
Hotelinking
Juspay
Koinly
PremierCashier
Stackshine

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

Cryptopay

Date Founded

2013

Company Location

United Kingdom

Company Website

cryptopay.me/

Categories and Features

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

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