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What is SteadyPay?

SteadyPay, a UK-based financial service, is dedicated to supporting individuals with fluctuating incomes by providing interest-free credit options and tools for enhancing credit scores. One of its key offerings, CashWave, allows borrowers to access up to £300, which can be repaid over a three-month timeframe without the burden of interest or the need for credit checks. This service operates on a subscription basis, requiring a monthly fee of £30, specifically tailored for individuals facing lower credit scores or requiring urgent financial support. Additionally, SteadyPay features a TopUp function that monitors users' income and offers advances when earnings fall below the average, thus ensuring financial stability during periods of reduced work or unpaid leave. The repayment process is seamless, with deductions made automatically when income exceeds the average, and all repayment actions are communicated to credit bureaus to improve the users' credit standing. The platform prioritizes transparency and security, creating a safe link to users' bank accounts while refraining from storing any login information, which fosters confidence throughout the borrowing experience. Ultimately, SteadyPay is focused on empowering individuals to take control of their financial situations while concurrently building a more robust credit history. This holistic approach not only addresses immediate financial needs but also encourages long-term financial literacy and responsibility.

What is SocietyOne?

SocietyOne is an Australian digital financial service that focuses on personal loans ranging between $5,000 and $70,000, with comparison rates starting at 8.27%. The entire process is conducted online, enabling users to receive a customized rate based on their credit profile within just two minutes, while the complete application takes about five minutes to finalize. Following approval, funds can be available within one business day, offering swift access to necessary financing. SocietyOne provides both secured and unsecured loans and does not charge any monthly fees or impose penalties for early repayment, which allows borrowers to choose repayment plans that align with their financial situations. To be eligible for a loan, applicants need to be at least 18 years of age, Australian citizens or permanent residents, earn an annual income exceeding $30,000, and maintain a reliable credit history. Additionally, SocietyOne enriches its offerings by supplying a free credit score tool, enabling users to monitor and enhance their credit ratings over time. This blend of convenient lending alternatives and valuable tools positions SocietyOne as an appealing option for individuals in Australia looking for personal loan solutions, especially given the supportive resources it offers to help borrowers manage their financial health effectively.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

$36.91 per month
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SteadyPay

Company Location

United Kingdom

Company Website

www.steadypay.co

Company Facts

Organization Name

MONEYME

Company Location

Australia

Company Website

societyone.com.au

Categories and Features

Categories and Features

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