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What is Swish?

In Sweden, an impressive 8 million people are now using Swish, which has become popular among families, friends, small organizations, and large companies alike, all appreciating the easy, fast, and secure nature of transactions in their everyday lives. This service allows for funds to be transferred directly into your bank account, removing the need to memorize cumbersome account numbers. Payments can be made effortlessly using just a phone number, and customers can avoid long wait times and mistakes by scanning a QR code. Moreover, users have the added convenience of generating their own QR codes for quick downloading or printing. Each bank is tasked with creating its own offerings, terms, and any applicable fees for those using Swish. For details about the specific conditions that apply to your bank, it's advisable to visit their official website. With an impressive 8 million individual users and more than 300,000 businesses participating, Swish has positioned itself as the foremost mobile payment option in Sweden. Linking your phone number to your bank account not only simplifies transactions but also opens up countless opportunities for immediate payments wherever and whenever needed. This seamless integration significantly improves the overall payment experience, ensuring that it is both effective and enjoyable for all users involved. As the popularity of Swish continues to rise, it may soon become an essential tool for countless transactions across the country.

What is Fidesmo Pay?

Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo delivers one of the most simple, scalable, and secure platforms for tokenized payment. Our solution enables banks and fintechs to digitize and provision payment cards onto a wide range of devices with a secure element. Today, Fidesmo works with over 800 issuing banks, allowing their customers to easily and securely add cards to supported devices through Fidesmo Pay. As a pure software platform, Fidesmo Pay gives device manufacturers the freedom to choose the secure element that best fits their design and product needs. Unlike vendor-locked solutions, it is compatible with any secure element manufacturer offering EMVCo-certified products, ensuring maximum flexibility and interoperability. This enables device makers to innovate freely in form factor, style, and user experience without hardware constraints. Future-proof by design, Fidesmo Pay continuously expands its ecosystem by onboarding more banks, schemes, and device categories. Manufacturers can focus on growth and customer engagement while the platform supports white-label solutions and deep customization, letting banks and brands deliver tailored payment experiences. As one of the leading tokenization platforms globally, Fidesmo is trusted by brands like Swatch and Polar, who rely on our technology to deliver secure and seamless wearable payment experiences. Founded in 2013 by Miguel Cardo and Mattias Eld, the company launched Fidesmo Pay in 2019, which has since shown consistent and accelerated growth across markets, banks, and device categories. With its open and scalable infrastructure, Fidesmo is shaping the future of tokenized payments worldwide.

Media

Media

Integrations Supported

Mollie

Integrations Supported

API Availability

API Availability

Pricing Information

Free
Free Version

Pricing Information

Pricing not provided

Supported Platforms

Android
iPhone

Supported Platforms

SaaS
Android
iPhone
iPad

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Swish

Date Founded

2012

Company Location

Swedem

Company Website

www.swish.nu/company

Company Facts

Organization Name

Fidesmo

Date Founded

2013

Company Location

Sweden

Company Website

www.fidesmo.com/pay/

Categories and Features

Mobile Payment

Not specified

Categories and Features

B2B Payment

Not specified

Mobile Payment

Contactless / NFC
In-Store Payments

Payment Gateways

Not specified

Payment Processing

Not specified

PCI Compliance

Not specified

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