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What is TodayPay?

TodayPay is an Australian financial service that provides interest-free cash advances for short terms, aimed at helping people handle unexpected expenses that may occur between their paychecks. The TodayPay app is readily available for download on both iOS and Android devices, allowing users to create an account by entering their personal information such as name, address, email, and phone number. Utilizing an AI system called "Adam," the app evaluates users' financial situations by considering their income and spending patterns to determine their eligibility for cash advances. Users can apply for loans that last either 7 or 14 days, with amounts offered in increments of $100, $150, or $200, tailored to the individual’s income. Upon approval, the requested funds are quickly transferred to the user’s bank account, often within just minutes. Repayment is automatically deducted from the user’s next paycheck, which includes a flat service fee of 5%. A noteworthy benefit of TodayPay is its policy of not conducting credit checks, ensuring that users' credit scores remain unaffected, which adds to its appeal for those in need of immediate financial assistance. This user-friendly approach makes TodayPay an attractive choice for individuals looking for a speedy financial solution without the stress of impacting their credit history.

What is Fundo?

Fundo, an Australian direct lender, focuses on providing short-term loans ranging from $500 to $5,000, offering flexible repayment plans and ensuring there are no hidden fees involved. The entire application process is streamlined online, allowing for rapid access to funds, with many borrowers often receiving approval and funds the same day, especially when applying during business hours. The lender prides itself on inclusivity, accommodating a diverse range of applicants, including those with less-than-perfect credit, by examining income and employment to support responsible lending. Borrowers benefit from a self-service dashboard that enables them to effectively manage their repayments and track their loan status. Moreover, Fundo employs a distinctive credit scoring system that incentivizes timely repayments and responsible borrowing, thereby enhancing future loan eligibility. With a strong emphasis on transparency and customer satisfaction, Fundo enjoys high ratings, which reflect its dedication to providing reliable and accessible financial solutions for everyone. Ultimately, Fundo's mission is to cultivate strong, lasting relationships with its clients by focusing on their financial needs and overall well-being while fostering a community of responsible borrowing. This approach not only aids borrowers in managing their finances but also contributes to their long-term financial health and stability.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

TodayPay

Company Location

Australia

Company Website

todaypay.au

Company Facts

Organization Name

Fundo

Date Founded

2018

Company Location

Australia

Company Website

fundo.com.au

Categories and Features

Categories and Features

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