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What is Ubiquity Retirement + Savings?

A 401(k) is a retirement savings program established by employers or self-employed individuals to help employees and business owners build a nest egg for retirement, all while taking advantage of various tax benefits. This savings vehicle is tailored to accommodate multiple retirement planning preferences, providing participants with the freedom to manage their contributions flexibly. Workers can choose what percentage of their paycheck to funnel into their 401(k) accounts each pay period, and these contributions are made before taxes are deducted, which allows for growth potential without immediate tax consequences. Many employers further enhance this savings strategy by offering to match a portion of the employee contributions, which can notably boost the accumulation of retirement savings. Aside from promoting future financial security, enrolling in a 401(k) provides unique tax advantages for both employees and employers, including tax deductions and tax-deferred growth on investment earnings. For example, when employees contribute to their 401(k), these amounts reduce their gross income before taxes are applied, effectively decreasing their taxable income for that year. This combination of retirement savings and tax optimization makes the 401(k) an attractive choice for countless individuals and businesses. Ultimately, it serves as a crucial tool for fostering long-term financial health and encouraging proactive retirement planning.

What is IRALOGIX?

IRALOGIX introduces an all-inclusive, cloud-driven platform designed for the management of Individual Retirement Accounts (IRAs), which is entirely digital and adaptable to suit the needs of financial institutions, wealth managers, advisors, and workplace retirement partners, thereby enabling them to improve, automate, and broaden their retirement service capabilities. This cutting-edge solution streamlines the complex nature of IRA administration by automating vital processes such as account setup, trading, ongoing maintenance, compliance, and data handling, significantly reducing reliance on manual efforts and operational hazards while ensuring comprehensive governance and supervision across the board. In addition to providing high-quality investment options for various IRA types, regardless of account sizes, it effortlessly connects with sophisticated money management platforms like Morningstar Retirement Manager to deliver customized portfolio management services. Moreover, the platform features options for both voluntary and automatic rollovers, which not only aid in asset preservation but also enhance investor engagement, ultimately helping them to optimize their retirement outcomes. This holistic approach empowers users to effectively navigate the evolving landscape of retirement planning while maximizing their financial potential.

Media

Media

Integrations Supported

Check Point IPS
Check Point Infinity
EmCentrix
Gusto
Paychex Flex
Paylocity
Rippling
SecureW2

Integrations Supported

Check Point IPS
Check Point Infinity
EmCentrix
Gusto
Paychex Flex
Paylocity
Rippling
SecureW2

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Ubiquity Retirement + Savings

Date Founded

1999

Company Location

United States

Company Website

www.myubiquity.com/401k/

Company Facts

Organization Name

IRALOGIX

Company Location

United States

Company Website

iralogix.com

Categories and Features

Categories and Features

Financial Services

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

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Popular Alternatives

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