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What is Universal Commerce Protocol (UCP)?

The UCP and AP2 documentation details the seamless integration of the Universal Commerce Protocol (UCP) with the Agent Payments Protocol (AP2), facilitating secure and verifiable transactions executed by AI agents or platforms on behalf of users, thus enabling commerce systems to handle discovery, checkout, and payment processes independently of intermediaries. The full compatibility between UCP and AP2 creates a trust framework for agent-led transactions, which requires a secure and cryptographically verifiable exchange of intent and authorization between businesses and platforms through Verifiable Digital Credentials (VDCs); this system ensures that businesses obtain signed checkout commitments that remain unchanged throughout the transaction process, while platforms deliver proofs of payment authorization that are directly associated with the state of the cart, significantly reducing the risk of fraud and confirming that transactions are both conclusive and authentic. Moreover, this integration not only streamlines the transaction process but also significantly boosts the overall efficiency and reliability of digital commerce ecosystems, ultimately fostering greater confidence among all participants in the marketplace.

What is PayOS?

PayOS represents an advanced payment infrastructure designed specifically for the agentic economy, where artificial intelligence agents and automated processes manage a variety of commerce functions. Functioning primarily as a card-first solution, this platform enables developers and businesses to effortlessly integrate features like checkout, billing, and financial transactions into agentic workflows, while supporting all major card networks and offering adaptability with various processors. Users gain the advantage of easily linking a card for use in multiple agent-driven scenarios, all while ensuring necessary human oversight, strong security measures in line with PCI standards, and extensive access to a worldwide network. The platform accommodates both push and pull payment options, recurring billing, and independent monetary flows, thereby removing the need for merchants to undertake re-integration procedures. Furthermore, PayOS bolsters its capabilities through tokenization and strategic alliances with networks such as Mastercard and Visa Intelligent Commerce, which aids in the widespread expansion of agentic payment applications. With a steadfast dedication to innovation and user-centric features, PayOS is poised to transform the payment solutions landscape in the rapidly changing economic environment, creating new opportunities for businesses and consumers alike. Ultimately, its versatile approach ensures that it can adapt to the future demands of commerce and technology.

Media

Media

Integrations Supported

Agent Payments Protocol (AP2)

Integrations Supported

Mastercard Payment Gateway Services
Visa Click to Pay

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

Universal Commerce Protocol (UCP)

Company Location

United States

Company Website

ucp.dev/documentation/ucp-and-ap2/

Company Facts

Organization Name

PayOS

Date Founded

2025

Company Location

United States

Company Website

payos.ai/

Categories and Features

AI Agent Frameworks

Not specified

AI Development

Not specified

eCommerce Tools

Not specified

Categories and Features

AI Agent Frameworks

Not specified

KYA (Know Your Agent)

Not specified

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