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What is Virtual Card Maker?

Zil Money offers a Virtual Card Maker that allows businesses to easily create virtual Visa cards for a variety of applications, including vendors, employees, subscriptions, and payroll, all from a centralized dashboard. Users can deposit funds into a wallet, choose the type of card they need, and set specific spending limits before the card is used. This functionality enables customizable spending caps that can be applied on a per transaction, daily, monthly, or yearly basis. Additionally, businesses can implement restrictions on card usage by designating specific merchants, geographic areas, or timeframes, ensuring compliance with budgetary constraints to avoid overspending. Both virtual and physical cards seamlessly integrate with Apple Wallet or Google Wallet, and businesses can issue multiple cards easily through simple Excel uploads or via an API. The platform also includes AI-powered receipt capture and provides detailed exportable reports, which helps keep financial records organized and ready for audits. Operating as a financial technology company, Zil Money is distinct from conventional banking institutions, with banking services supplied by a partner bank that is a Member of the FDIC. It is important to note that FDIC insurance is applicable only to qualifying products associated with accounts at the partner bank, which must adhere to specific limits and regulations, highlighting the necessity of comprehending the terms of fund protection. Moreover, this innovative approach to financial management not only streamlines operations but also enhances security in transactions, making it an invaluable tool for modern businesses.

What is Framnex?

Framnex is a modular financial infrastructure platform that helps businesses turn existing client relationships into branded financial products and recurring revenue. The platform is designed for companies that already have trust, distribution, or payment volume and want to keep more banking, payments, FX, wallet, and card activity inside their own brand. Framnex supports white-label banking, embedded finance, automated payouts, wallet-as-a-service, card issuing, money transfers, payment gateways, mobile banking apps, crypto wallets, crypto cards, and digital asset workflows. It is built for FX brokers, company formation firms, banking consultants, payment providers, digital asset platforms, marketplaces, fintech startups, corporate service providers, and EMI or PSP consultants. Partners can launch branded accounts, payments, wallets, cards, FX flows, payouts, and cross-border transfer journeys without building the full infrastructure stack themselves. The platform includes core banking, ledger, payments, cards, wallets, compliance, connectors, and developer tools. Framnex helps partners start with a focused module, expand into a connected solution, or launch a full white-label financial platform. Its implementation process includes discovery, solution design, launch preparation, integration, testing, production rollout, and expansion planning. Compliance and operational readiness are treated as core capabilities, with support for KYC, AML, transaction monitoring, regulatory workflows, security, and controls. Framnex’s partner-first delivery model helps teams shape the commercial model, technical roadmap, compliance design, and launch process around real client demand. By combining financial infrastructure, branded product launch support, embedded finance, cards, wallets, payments, FX, compliance, digital asset capabilities, and guided implementation, Framnex helps businesses monetize client relationships with more control.

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Integrations Supported

Amazon Web Services (AWS)
Android
Apple iOS
Banking Circle
Currencycloud
Fireblocks
Google Cloud Platform
Railsr
Sumsub

Integrations Supported

Amazon Web Services (AWS)
Android
Apple iOS
Banking Circle
Currencycloud
Fireblocks
Google Cloud Platform
Railsr
Sumsub

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided
Free Version
Free Trial Offered?

Pricing Information

Pricing not provided
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Zil Money

Date Founded

2018

Company Location

United States

Company Website

virtualcardmaker.com

Company Facts

Organization Name

Framnex

Date Founded

2020

Company Location

United Kingdom

Company Website

framnex.com

Categories and Features

Categories and Features

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