Visa Intelligent Commerce vs. Agent Payments Protocol (AP2)

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance Our solution enables businesses to integrate financial services directly into their platforms—a concept known as embedded finance. White-Label allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management It is designed to modernise corporate expense management. Wallester Business provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. Discover how Wallester can transform your financial operations and drive your business forward. Learn more and follow us on LinkedIn, Instagram (@wallester_com) or Facebook (@Wallester).

Native Teams serves as a global growth partner to businesses, supporting them at every step of their expansion journey. Whether you need an Employer of Record to test new markets by hiring a few employees or want to establish legal entities to set down roots and expand, Native Teams has the expertise to make it happen. Present in 85+ countries and trusted by 3,000+ employers, we simplify hiring, paying, and managing global talent with compliance. Key services include: • Employer of Record (EOR): We legally employ your staff worldwide, managing contracts, payroll, taxes, and benefits to ensure full compliance, so you can focus on business growth without local setup hassles. • Gig Pay: Tailored for businesses working with gig workers, this service enables fast, secure payments across borders, with support for multiple currencies and streamlined invoicing. • Entity Management: We assist companies in setting up legal entities abroad and maintaining regulatory compliance, removing the complexity of local market entry and ongoing operations. • Contractor Pay: Manage contractor payments easily with multi-currency options and automated tax compliance, reducing administrative burden while safeguarding legality. • Contractor of Record: We handle contracts and legal responsibilities for contractors globally, minimising risks and ensuring compliance with local employment laws. • Relocation services: Exclusive to EOR customers, this includes visa support and work permits to help your talent transition smoothly internationally. What makes Native Teams unique is our commitment to caring for your employees better than anyone else. We handle all paperwork, taxes, and offer competitive benefits tailored to local markets. Beyond EOR, we integrate payroll, compliance, and financial tools to maximise the value of every work payment, anywhere in the world.

Triple Whale brings together all your metrics from various tools and conveniently places them in your hands. We streamline processes, keep you informed, and save you valuable time. By integrating eCommerce and marketing data from your preferred applications, we eliminate the need to toggle between different tabs and platforms. Every piece of data can be monitored, tested, and analyzed, providing a solid foundation for your decisions and making it easier to choose wisely. With the development of AI, we aim to minimize errors and enhance your operations across all tools. You'll quickly discern what's effective and what's not, enabling you to strategize, refine, and drive growth. Gain insights into your customers' spending behaviors and forecast your key D2C metrics with ease. You have the option to send daily, weekly, or monthly reports to your entire team, and you can either use a template or design your own metrics. Curious about how a mere 0.5% increase in your conversion rate could impact your profits? Our calculator leverages your data to provide genuine insights. You have the flexibility to customize your dashboard to suit the unique needs of you and your team, ensuring optimal functionality and usability for everyone involved. Additionally, this unified approach fosters collaboration, allowing all stakeholders to access critical data seamlessly. Moby by Triple Whale is a cutting-edge AI platform that harnesses intelligent AI agents to transform raw marketing data into powerful, actionable insights in seconds. Its suite of AI agents specializes in creative analysis, customer retention, customer acquisition, and website conversion optimization, allowing brands to identify winning patterns and automate routine reporting tasks seamlessly. The platform’s ability to analyze vast amounts of data across multiple marketing touchpoints empowers marketers to allocate budgets effectively and enhance overall campaign performance.

RemotePeople is a leading Employer of Record (EOR) platform, trusted by top global companies to manage their international workforce. With our solution, businesses can efficiently recruit, hire, pay, and manage employees and contractors across 150+ countries. Our platform is built on in-depth knowledge of international labor laws and payroll, ensuring a secure and compliant approach to global workforce management. We simplify the complexities of global expansion by offering a range of services that guarantee compliance with local regulations, enabling you to confidently scale your team across borders. RemotePeople Services: Employer of Record (EOR) Global Payroll & Benefits Contractor Management International Recruitment Background Checks

Convesio is an all-in-one hosting and payment solution built to help ecommerce and WordPress businesses grow with speed, stability, and confidence. Unlike traditional hosts, Convesio combines enterprise-grade managed hosting with ConvesioPay — a fully integrated payment processing system designed to simplify how online stores handle transactions. The result is faster checkout performance, fewer integration headaches, and complete visibility into revenue — all from one dashboard. Backed by scalable container technology, PCI-compliant infrastructure, and 24/7 expert support, Convesio empowers WooCommerce merchants to focus on growth instead of maintenance. Why Choose Convesio: Integrated payment processing with ConvesioPay Fast, reliable, and scalable hosting built for WooCommerce PCI-compliant and security-focused by design One platform for hosting, payments, and performance insights 24/7 expert support from ecommerce specialists

Gr4vy empowers businesses to grow and launch new services and opportunities without the burden of extra costs, resources, or development time. With our cloud-based system, managing payment methods, services, and transactions becomes streamlined and centralized, significantly lowering the chances of single points of failure and vulnerabilities associated with shared infrastructure. By providing a wide range of options, from local payment methods to buy-now-pay-later solutions, Gr4vy enriches the checkout experience for customers, ensuring they have greater flexibility with just a few clicks. Our no-code tools make it incredibly easy to add, test, and deploy new payment providers in just minutes, negating the need for lengthy development processes. In using Gr4vy, businesses incur costs solely for the services they actively use, which simplifies both our platform and pricing structures. There are no cumbersome flat rates or per-transaction fees; rather, Gr4vy scales alongside your business, offering an ever-expanding selection of payment options, services, and providers as your needs change, ensuring you are always ready to tackle future challenges. This dedication to flexibility and growth allows you to concentrate on what truly matters—advancing your business and achieving its goals. Ultimately, Gr4vy not only enhances operational efficiency but also positions your business for long-term success in an evolving market.

Trusted by leading enterprises worldwide, Juspay simplifies payment orchestration and global coverage, boosts conversions, reduces fraud, and delivers seamless customer experiences. Simplify global go-to-market with 300+ no-code local payment integrations in 50+ countries. Integrate local payment methods in minutes, improve conversion rates, and build frictionless checkout experiences. Design a pixel-perfect checkout UI that balances local payment methods with your brand without code. Deploy seamlessly across all platforms with powerful AB testing frameworks. Juspay's dynamic routing always selects the best available PSP for routing your transactions. Reconcile your transactions across multiple PSPs & get consolidated & customized settlement reports. Track PSP performance across dimensions, and analyze buyer conversion across the funnel, along with custom reports. Everything that you need to build a payments stack for improved global coverage, better conversions, reduced fraud, etc.

Best-in-class, Fraud.Net offers an AI-driven platform that empowers enterprises to combat fraud, streamline compliance, and manage risk at scale—all in real-time. Our cutting-edge technology detects threats before they impact your operations, providing highly accurate risk scoring that adapts to evolving fraud patterns through billions of analyzed transactions. Our unified platform delivers complete protection through three proprietary capabilities: instant AI-powered risk scoring, continuous monitoring for proactive threat detection, and precision fraud prevention across payment types and channels. Additionally, Fraud.Net centralizes your fraud and risk management strategy while delivering advanced analytics that provide unmatched visibility and significantly reduce false positives and operational inefficiencies. Trusted by payments companies, financial services, fintech, and commerce leaders worldwide, Fraud.Net tracks over a billion identities and protects against 600+ fraud methodologies, helping clients reduce fraud by 80% and false positives by 97%. Our no-code/low-code architecture ensures customizable workflows that scale with your business, and our Data Hub of dozens of 3rd party data integrations and Global Anti-Fraud Network ensures unparalleled accuracy. Fraud is complex, but prevention shouldn't be. With FraudNet, you can build resilience today for tomorrow's opportunities. Request a demo today.

Auth0 adopts a contemporary method for managing identity, allowing organizations to ensure secure access to applications for all users. It offers a high degree of customization while remaining both straightforward and adaptable. Handling billions of login transactions every month, Auth0 prioritizes convenience, privacy, and security, enabling customers to concentrate on their innovative efforts. Furthermore, Auth0 facilitates quick integration of authentication and authorization processes across web, mobile, and legacy applications, featuring advanced Fine Grained Authorization (FGA) that expands the capabilities of traditional role-based access control, thereby enhancing security measures overall.

Paladin Point of Sale is an all-in-one retail solution built to help independent businesses streamline operations and improve performance. It combines in-store POS, mobile selling, and a ready-to-launch online store, allowing retailers to sell wherever their customers are. Paladin is tailored for specialized industries including hardware, lumber, pharmacy, feed and seed, and general retail. The system integrates EDI with national and regional distributors, helping stores manage inventory accurately without overstocking. Built-in tools support multi-store management, inventory tracking, and daily operations with ease. Paladin also provides managed cybersecurity services to safeguard business systems and sensitive customer information. Its intuitive interface allows store owners to manage operations without advanced technical skills. Dedicated account managers guide businesses through installation and setup for a smooth launch. With USA-based 24/7 support, help is always available when issues arise. Paladin operates on flexible monthly agreements with no long-term contracts or hidden fees. For more than 45 years, Paladin has focused on empowering local communities by supporting local retailers. It is a trusted partner designed to help independent stores run better and grow sustainably.