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What is Wagepay?

Wagepay is a premier wage advance service tailored for Australians who wish to bypass traditional employer pay schedules. Users can easily create an account through the website or mobile app, allowing them to securely link their bank accounts for verification of wages and assessment of advance limits. Upon receiving approval, funds are swiftly transferred via the New Payments Platform (NPP), typically within a minute. Customers can access wage advances of up to 25% of their regular earnings, with a maximum limit of $2,500 for those who use the service repeatedly. A notable feature of Wagepay is its policy of not conducting credit checks, ensuring that users' credit scores remain unaffected. Repayments are handled seamlessly through real-time direct debits via PayTo, enhancing the efficiency of the repayment process. Additionally, Wagepay incorporates a tiered pricing structure that benefits loyal customers with reduced fees and offers a rewards program where users can earn points redeemable for gift cards, travel experiences, and other perks. This innovative service not only promotes financial flexibility but also empowers users to take control of their cash flow as needed. By focusing on user-friendly features and customer loyalty, Wagepay stands out in the competitive landscape of financial services.

What is Capital Now?

Capital Now is an Indian fintech company that specializes in offering rapid personal loans of up to ₹1.5 lakh with very little paperwork, allowing for instant credit transfers to bank accounts on the same day. The entire loan application process is conducted online, utilizing cutting-edge AI technology to ensure fast and efficient approvals. Customers can easily sign up through the Capital Now app by providing essential personal and financial details, alongside uploading required KYC documentation. Eligibility is primarily for salaried individuals who have a good credit score. Once a loan is approved, the funds are typically deposited into the borrower’s bank account in as little as 10 minutes. Capital Now also offers flexible repayment terms ranging from 3 to 6 months, with no collateral needed. Moreover, the company provides immediate options for two-wheeler loans, salary advances, and credit lines to meet various financial needs. With a strong focus on transparency, Capital Now promises no hidden charges and assigns each borrower a dedicated account to enhance financial management. This dedication to exemplary customer service fosters an uncomplicated borrowing journey for every user, ensuring they feel supported throughout the process. Through its innovative approach, Capital Now continues to reshape the lending landscape in India.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Wagepay

Company Location

Australia

Company Website

www.wagepay.com.au

Company Facts

Organization Name

Capital Now

Company Location

India

Company Website

www.capitalnow.in/

Categories and Features

Categories and Features

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