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What is Xactus360?

Xactus360 is the pioneering Intelligent Verification Platform designed to transform mortgage processes by providing clients with timely and precise data, facilitating quicker and more informed decision-making. Utilizing the extensive capabilities of Xactus, this platform delivers a user-centric technological experience that meets the dynamic needs of contemporary mortgages, thereby enhancing speed, intelligence, efficiency, and user-friendliness. Specifically crafted for both mortgage origination and servicing, Xactus360 features a revolutionary infrastructure that integrates smoothly with existing Point of Sale (POS) and Loan Origination Systems (LOS), allowing lenders to customize and improve their workflows while staying connected to their ongoing operations. By adopting an Intelligent Verification strategy, the platform utilizes advanced AI and a wealth of data resources to eliminate redundant data retrievals, refine decision-making processes, and offer real-time updates on essential verifications. This forward-thinking approach not only optimizes operations but also equips lenders to navigate the constantly evolving mortgage industry landscape with both agility and accuracy. Furthermore, Xactus360 sets a new standard for efficiency in the sector, ensuring that clients are always at the forefront of innovation.

What is PerfectLO?

The developers behind PerfectLO identified a significant gap in the efficiency of the mortgage application initiation. Utilizing their extensive knowledge of the sector, they crafted an all-encompassing, interactive questionnaire that intelligently and effectively asks crucial questions. This groundbreaking solution tackles the common problem of inaccuracies in loan applications that arise from assumptions or inadequate information collection. Moreover, it eliminates unnecessary credit checks and saves valuable time and resources on loan applications that are unlikely to succeed. Additionally, it resolves the issue of missed questions which could lead to extra documentation requests. PerfectLO, a cloud-based mortgage software, expertly addresses one of the key hurdles in the loan application process: the challenge of providing the comprehensive information necessary to accurately represent a Borrower's entire financial situation, thereby facilitating a smoother and more dependable experience for all parties involved. By streamlining the information-gathering phase, PerfectLO not only simplifies the application process but also enhances the overall efficiency of mortgage lending.

Media

Media

Integrations Supported

Microsoft Azure

Integrations Supported

Microsoft Azure

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Xactus

Company Location

United States

Company Website

xactus.com/xactus360/

Company Facts

Organization Name

PerfectLO

Date Founded

2015

Company Location

United States

Company Website

www.perfectlo.com

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

Categories and Features

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Loan Servicing

Accounting Management
Amortization Schedule
Application Management
Auto Loans
Automatic Funds Distribution
Business Loans
Collateral Tracking
Collections Management
Compliance Management
Construction Loans
Customer Database
Fee Management
Investor Management
Loan Processing
Student Loans

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

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