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What is FinbotsAI?

FinbotsAI is an artificial intelligence credit scoring and risk decisioning platform that helps financial institutions improve the development, deployment, and management of lending models. Its flagship creditX platform provides a unified environment for creating application, behavioral, and collection scorecards across consumer and commercial lending portfolios. The software supports multiple data sources, including internal customer records, external financial information, and alternative datasets used to evaluate creditworthiness. Automated data preparation capabilities handle missing values, data transformation, standardization, and bias reduction before information enters the modeling process. Its feature engineering tools generate derived variables, identify nonlinear relationships, and select predictive attributes using statistical and machine learning techniques. CreditX supports traditional logistic regression, rules-based scoring, and advanced ensemble machine learning models, allowing institutions to select approaches based on their risk management requirements. A configurable parameter control panel allows credit risk teams to adjust modeling assumptions, compare outcomes, and evaluate the effects of changing probability-of-default thresholds. Model validation and explainability features provide information about predictive performance, contributing variables, and the reasoning behind individual credit decisions. The integrated business rules engine enables users to create modular decision workflows through a visual drag-and-drop interface without extensive custom development. API-based integrations connect credit models and decision workflows with loan origination systems, customer relationship management platforms, and onboarding applications while supporting real-time evaluations and ongoing performance monitoring.

What is Axe Credit Portal?

Founded in 2004, a global market-leading software provider focused on credit risk automation for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey. Axe Finance developed Axe Credit Portal – ACP – a future-proof AI- driven solution to automate the entire credit lifecycle from KYC to servicing including origination, credit scoring, and automatic decision-making. ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Credit Portal – ACP – is a future-proof AI-driven solution to automate the loan process from KYC to servicing including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution for lenders looking to provide an efficient, competitive, and seamless omnichannel financing journey for all client segments (Retail, Commercial, Corporate, Sovereign, and FIs.) ACP is a multi-segment digital lending solution covering not only Retail, Commercial, Corporate, FIs, and Sovereign segments but also other specific types of lending such as Microfinance, BNPL, Embedded financing, Islamic finance, Green Loans, debt servicers & collectors. Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, Saudi EXIM Bank, QNB, ADCB, FAB, Bank of Bahrain and Kuwait, Bangkok Bank, Vietcombank, VIB, Permata Bank, BRED Bank Cambodia, Fidelity Bank, Polaris Bank, African Development Bank Group. among many others.

Media

Media

Integrations Supported

Integrations Supported

Finacle
Infosys Regulated Document Management
MX.3
Nucleus
Temenos Transact

API Availability

API Availability

Has API

Pricing Information

Pricing not provided
Free Trial Offered?

Pricing Information

Available upon request

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

FinbotsAI

Date Founded

2017

Company Location

Singapore

Company Website

finbots.ai/

Company Facts

Organization Name

Axe Finance

Date Founded

2004

Company Location

London, United Kingdom

Company Website

www.axefinance.com

Categories and Features

Categories and Features

AI Lending

Not specified

Commercial Loan

Complex Debt Structures
Dashboard
Document Management
Exposure Management
Pipeline Management
Risk Management
Trend Analysis

Credit Management

Not specified

KYC

Not specified

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Loan Servicing

Accounting Management
Amortization Schedule
Application Management
Auto Loans
Automatic Funds Distribution
Business Loans
Collateral Tracking
Collections Management
Compliance Management
Construction Loans
Customer Database
Fee Management
Investor Management
Loan Processing
Student Loans

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Document Management
Electronic Applications
Government Loans
Loan Origination
Pipeline Management

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