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What is FinbotsAI?

FinbotsAI is an artificial intelligence credit scoring and risk decisioning platform that helps financial institutions improve the development, deployment, and management of lending models. Its flagship creditX platform provides a unified environment for creating application, behavioral, and collection scorecards across consumer and commercial lending portfolios. The software supports multiple data sources, including internal customer records, external financial information, and alternative datasets used to evaluate creditworthiness. Automated data preparation capabilities handle missing values, data transformation, standardization, and bias reduction before information enters the modeling process. Its feature engineering tools generate derived variables, identify nonlinear relationships, and select predictive attributes using statistical and machine learning techniques. CreditX supports traditional logistic regression, rules-based scoring, and advanced ensemble machine learning models, allowing institutions to select approaches based on their risk management requirements. A configurable parameter control panel allows credit risk teams to adjust modeling assumptions, compare outcomes, and evaluate the effects of changing probability-of-default thresholds. Model validation and explainability features provide information about predictive performance, contributing variables, and the reasoning behind individual credit decisions. The integrated business rules engine enables users to create modular decision workflows through a visual drag-and-drop interface without extensive custom development. API-based integrations connect credit models and decision workflows with loan origination systems, customer relationship management platforms, and onboarding applications while supporting real-time evaluations and ongoing performance monitoring.

What is CreditorWatch?

CreditorWatch is a comprehensive online platform aimed at managing commercial credit risks and receivables for businesses. It combines multiple functionalities such as customer onboarding, the credit application process, business credit reporting, risk evaluation, and ongoing monitoring with alert notifications, along with tools for addressing overdue accounts and collections. This platform supports finance, credit, and accounts receivable teams by providing them with the ability to assess both customers and suppliers, automate the decision-making process for applications, keep track of changes in business risk, and optimize receivables management. Users can choose from various subscription plans, each offering distinct modules and integrations tailored to their specific needs. These plans are designed to enhance operational efficiency and cater to a wide array of business requirements, ensuring that organizations can effectively navigate the complexities of credit management. Ultimately, CreditorWatch empowers businesses to make informed decisions and maintain healthy financial practices.

Media

Media

Integrations Supported

Integrations Supported

MYOB
MYOB Acumatica
Microsoft Dynamics 365
Microsoft Dynamics 365 Business Central
NetSuite
QuickBooks Online
Stripe
Worldpay
Xero

API Availability

API Availability

Has API

Pricing Information

Pricing not provided
Free Trial Offered?

Pricing Information

$99/month
Displayed Manage Basic price: $99/month, including 10 monitors and 2 credit reports per month. The public page does not state the currency beyond “$”. Pricing for Onboard and Collect is not shown there and may require a sales inquiry. Online subscriptions can be billed monthly or annually; the help article states annual subscriptions receive a 10% discount and are charged in full. Confirm currency and module-specific pricing before publication.
Free Trial Offered?

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Not specified

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Not specified

Company Facts

Organization Name

FinbotsAI

Date Founded

2017

Company Location

Singapore

Company Website

finbots.ai/

Company Facts

Organization Name

CreditorWatch

Date Founded

2010

Company Location

Australia

Company Website

creditorwatch.com.au

Categories and Features

Categories and Features

Accounts Receivable

Not specified

Credit Management

Not specified

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