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What is FinbotsAI?

FinbotsAI is an artificial intelligence credit scoring and risk decisioning platform that helps financial institutions improve the development, deployment, and management of lending models. Its flagship creditX platform provides a unified environment for creating application, behavioral, and collection scorecards across consumer and commercial lending portfolios. The software supports multiple data sources, including internal customer records, external financial information, and alternative datasets used to evaluate creditworthiness. Automated data preparation capabilities handle missing values, data transformation, standardization, and bias reduction before information enters the modeling process. Its feature engineering tools generate derived variables, identify nonlinear relationships, and select predictive attributes using statistical and machine learning techniques. CreditX supports traditional logistic regression, rules-based scoring, and advanced ensemble machine learning models, allowing institutions to select approaches based on their risk management requirements. A configurable parameter control panel allows credit risk teams to adjust modeling assumptions, compare outcomes, and evaluate the effects of changing probability-of-default thresholds. Model validation and explainability features provide information about predictive performance, contributing variables, and the reasoning behind individual credit decisions. The integrated business rules engine enables users to create modular decision workflows through a visual drag-and-drop interface without extensive custom development. API-based integrations connect credit models and decision workflows with loan origination systems, customer relationship management platforms, and onboarding applications while supporting real-time evaluations and ongoing performance monitoring.

What is Rubix?

Rubix empowers you to assess the risks tied to your business partners throughout all your interactions. By leveraging Rubix, you can make well-informed credit choices, enhance your supply chain, and maintain compliance with your business partners both domestically and internationally. Conducting a comprehensive risk assessment of an organization is critical before forming new partnerships with distributors, dealers, customers, franchisees, suppliers, vendors, or service providers. For financial institutions such as banks, fintech firms, or non-banking financial companies (NBFCs), it is crucial to undertake identity verification (including KYC, AML, and compliance checks) right at the loan initiation phase, followed by an independent credit risk assessment during the loan decision process. In today's fast-paced and interconnected business environment, the ability to adapt to the evolving risk profile of a firm is essential, making it necessary to stay vigilant and informed. When you become a user of Rubix, you will have the tools to continuously track changes in a company's risk profile and any major events impacting it through its automated risk management capabilities, which allows you to remain ahead in your risk evaluation activities. This continuous oversight ultimately plays a vital role in protecting your business interests and fostering long-term success. Additionally, integrating Rubix into your operations can significantly enhance your overall risk management strategy, ensuring that you are always prepared for any potential challenges that may arise.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Pricing Information

Pricing not provided
Free Trial Offered?

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
On-Site Training

Company Facts

Organization Name

FinbotsAI

Date Founded

2017

Company Location

Singapore

Company Website

finbots.ai/

Company Facts

Organization Name

Rubix

Company Location

India

Company Website

rubixds.com

Categories and Features

Categories and Features

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