Top ADP Retirement Services Alternatives

Our central mission is to leverage our expertise and resources for a singular aim: to help people save and invest wisely, allowing them to live the lives they envision for themselves. We facilitate this by making it easier for organizations to provide meaningful benefit programs to their employees. By streamlining administrative processes and reducing fiduciary risks, we foster a greater participation rate among employees in the benefits offered to them. Our dedication is centered on assisting participants in achieving a robust retirement plan. Employing established techniques alongside innovative tools, we encourage early enrollment, higher savings, and effortless investment diversification. Additionally, as individuals approach retirement, we supply them with the necessary resources to effectively manage their retirement income, ensuring they are adequately prepared for their future. In essence, we strive to empower individuals to take charge of their financial destinies while paving the way for a secure and fulfilling retirement. By doing so, we aim to create a positive ripple effect that benefits not only the individuals but also their families and communities.

Paychex Flex serves as a comprehensive HR software platform that can be tailored and expanded as your organization evolves. It allows for the management of payroll, integration of retirement plans, administration of HR tasks, and oversight of insurance matters. Additionally, we provide specialized insights into regulations that could impact your enterprise. The versatility of Paychex Flex means that you can add more HR functionalities to enhance accuracy and efficiency. This versatile tool can assist you in various ways, including: * Identifying and recruiting top talent * Simplifying the onboarding and hiring processes * Delivering essential HR insights through tailored compliance documents, compensation summaries, performance evaluations, and training programs * Overseeing health insurance with dedicated compliance assistance * Administering employee benefits * Monitoring attendance and work hours * Processing payroll and managing tax filings * Facilitating retirement planning with comprehensive reporting, participant enrollment, and management options By embracing the full potential of Paychex Flex, your business can streamline HR operations and foster growth effectively.

A 401(k) is a retirement savings program established by employers or self-employed individuals to help employees and business owners build a nest egg for retirement, all while taking advantage of various tax benefits. This savings vehicle is tailored to accommodate multiple retirement planning preferences, providing participants with the freedom to manage their contributions flexibly. Workers can choose what percentage of their paycheck to funnel into their 401(k) accounts each pay period, and these contributions are made before taxes are deducted, which allows for growth potential without immediate tax consequences. Many employers further enhance this savings strategy by offering to match a portion of the employee contributions, which can notably boost the accumulation of retirement savings. Aside from promoting future financial security, enrolling in a 401(k) provides unique tax advantages for both employees and employers, including tax deductions and tax-deferred growth on investment earnings. For example, when employees contribute to their 401(k), these amounts reduce their gross income before taxes are applied, effectively decreasing their taxable income for that year. This combination of retirement savings and tax optimization makes the 401(k) an attractive choice for countless individuals and businesses. Ultimately, it serves as a crucial tool for fostering long-term financial health and encouraging proactive retirement planning.

Small business owners can easily access a straightforward and budget-friendly 401(k) plan. Our mission is to ensure that every small business has the opportunity to provide a 401(k) that helps employees build a retirement they can look forward to. We seamlessly integrate with leading payroll providers, manage plan administration, and offer affordable mutual fund choices. Unlike other 401(k) plans, we do not impose extra fees on investments. We stand out by handling administration, compliance testing, recordkeeping, and other essential tasks to simplify your responsibilities. Our service is comprehensive, taking care of everything from employee onboarding to compliance testing, government filings, and meticulous recordkeeping. We pride ourselves on predictable pricing, charging a single, all-inclusive fee that starts at $39 per month plus $8 for each participating employee, with no hidden setup or investment costs. Furthermore, our full payroll integration ensures that employee data is automatically synced, enhancing efficiency and accuracy in managing retirement contributions. This way, small businesses can focus on growth while we manage their retirement needs.

Affordable 401k plans guarantee zero fees, effectively protecting employees' retirement investments from any potential erosion due to "low" fees! Small businesses can take advantage of a wide selection of no-load funds and enjoy commission-free trading for stocks and bonds via self-directed brokerage windows. These IRS-sanctioned 401k prototype plans are specifically designed to cater to the distinctive needs of small business owners, including the filing of the annual 5500-SF and other beneficial features! For over 35 years, we have been committed to delivering cost-effective 401k options for small business owners, assuring that no fees are deducted from the assets within the 401k plan. Unlike other providers, Low-Cost and No Fee 401k Easy guarantees that employees' retirement funds remain intact, allowing them to keep 100% of their hard-earned savings. By utilizing the no-fee 401k Easy service, financial advisors and their associates are prohibited from profiting through hidden charges, ensuring that all contributions stay with the employees preparing for their future. This method allows small businesses to focus on enhancing their employees' financial futures without the added stress of excessive expenses, fostering a healthier work environment and a more secure retirement for everyone involved.

A 401(k) plan designed specifically for small businesses includes several crucial elements that support employees in their retirement planning efforts. Shelton 401(k) prioritizes offering retirement account solutions tailored to the needs of small companies, ensuring a seamless experience for business proprietors. At Shelton Capital Retirement Plan Services, we work collaboratively with our clients to provide an affordable, comprehensive solution that streamlines procedures and achieves optimal results for all parties involved. We are dedicated to delivering outstanding, high-touch 401(k) services that not only help your employees accumulate their retirement savings but also bolster your professional reputation. Our team of experienced service professionals takes pride in offering both live and digital personalized resources designed to cater to the requirements of you and your employees. Unlike the larger fund managers or insurance firms, Shelton 401(k) functions as a small, privately owned organization that values human interaction over automated processes. This dedication to personal engagement guarantees that clients receive the attentive support they need in their retirement planning journey, thereby cultivating a bond of trust and dependability. Ultimately, our approach not only benefits employees but also contributes to a more positive workplace culture.

iTrustCapital was founded by key players in the realm of alternative investment IRAs. As the leading platform for trading digital asset IRAs, it allows users to effortlessly buy and exchange cryptocurrencies and physical gold in real-time using their retirement savings. This cutting-edge, IRS-compliant platform resolves the costly inefficiencies and antiquated practices tied to conventional IRA systems, enabling investors to securely and conveniently allocate funds into cryptocurrency and gold markets—often at costs that can be as much as 90% lower than those of other IRA providers. The company is dedicated to empowering 10 million investors to capitalize on the economic prospects presented by a blockchain-driven future. It is intriguing to recognize how many individuals still do not realize the considerable benefits that IRAs can provide. By enhancing awareness, iTrustCapital aspires to assist more people in seizing these valuable investment opportunities as they navigate the financial landscape. They believe that educating potential investors is a crucial step toward a more informed and prosperous community.

Our 401(k) plans are designed to help minimize the costs related to retirement benefits, enabling you to increase your savings effectively. Whether you are a startup launching your first 401(k) or an established organization looking to optimize expenses and improve your offerings, we are committed to supporting your goals. Learn about the benefits such as tax reductions and higher annual contribution limits that come with a 401(k). By choosing from our diverse range of high-quality investment options, you can make your financial commitments more cost-effective. This approach not only presents the chance to lower taxes for both you and your business but also ensures a more secure financial future. We offer customized 401(k) solutions suited for everyone, from self-employed professionals to companies with a workforce of up to 100 employees. As you build your retirement savings, you can also work toward alleviating your tax liabilities. Leverage the knowledge of ShareBuilder Advisors alongside the assistance of our Customer Success Managers for expert guidance. For those new to implementing a 401(k) plan, a quick online search can reveal essential factors to consider when choosing a provider, including the services they offer, associated costs, and investment choices that are vital for your success. Here are some important tips to help you navigate this process effectively. Moreover, investing time to familiarize yourself with the features of our plans will enable you to make well-informed decisions that benefit your financial future. Ultimately, understanding these elements will provide you with the tools needed to secure a prosperous retirement.

The Retirement Analysis Kit (TRAK) represents a state-of-the-art software platform tailored for retirement planning, boasting a proven track record in helping advisors enhance client engagement and preparedness for retirement. It effectively tackles the key issues that clients often face throughout their retirement planning process. By providing customized educational resources, TRAK encourages individuals to take initiative regarding their financial futures. The software enables personalized retirement planning consultations and calculates various pension benefits, including options for survivors and strategies for maximizing pensions. Additionally, it showcases savings techniques for 403(b) and 457 plans, ensuring a comprehensive methodology to retirement preparation. TRAK further computes extensive federal benefits, covering FERS, CSRS, and CSRS offset, while incorporating TSP, FEGLI, and long-term care considerations for federal workers. Through its delivery of clear and insightful evaluations of prevalent retirement strategies, TRAK empowers advisors to prioritize their clients' best interests. Ultimately, TRAK serves as a valuable tool for advisors, fostering inspiration and engagement among clients through streamlined retirement planning solutions that simplify the entire process. This groundbreaking software not only revolutionizes the approach to retirement planning but also enhances the overall experience for both advisors and their clients, making it more accessible and efficient. By bridging the gap between complex retirement concepts and practical application, TRAK paves the way for a brighter financial future for all involved.

Human Interest provides an easy and cost-effective solution for employees looking to save for their retirement. Unlike other 401(k) providers that may exploit clients with hidden fees, we offer transparent low-cost plans and funds. There are absolutely no transaction fees involved. Our user-friendly dashboard gives you a comprehensive view of your company’s plan, featuring in-depth reports on employee participation and contributions. With a streamlined onboarding process and integrated investment guidance, employees can start saving for their future in just a few simple steps. Human Interest eliminates the complexities of managing your company’s retirement plan by integrating seamlessly with your payroll system to handle contributions, as well as managing compliance testing and all necessary IRS paperwork. We provide a variety of options, including traditional and Roth 401(k)s, 403(b)s, Safe Harbor plans, and profit-sharing plans. We are committed to helping you select the best plan for your specific needs. Additionally, employers can personalize vesting and matching options without incurring any extra costs, ensuring a tailored retirement solution for every company. Our mission is to make retirement planning straightforward and beneficial for both employers and employees alike.

The Retirement Analysis Kit (TRAK) is an innovative software solution designed to aid advisors in encouraging individuals to become retirement-ready. It effectively tackles essential questions that clients often have regarding their retirement strategies. By providing personalized educational resources, TRAK motivates users to take proactive steps toward their future. The platform also supports in-depth one-on-one retirement planning sessions, allowing for the calculation of pension benefits, survivor options, and methods for maximizing pensions. Moreover, it presents savings strategies for 403(b) and 457 plans, weaving them into an all-encompassing retirement approach. TRAK emphasizes the importance of clients' best interests by offering clear and straightforward insights into common retirement strategies. Have you ever invested a substantial amount of time and effort in crafting a retirement plan for your clients, only to be met with indifference as they responded, "We’ll think about it"? Such experiences reveal a gap in effective engagement with your clients, a gap that TRAK is determined to fill with its interactive and user-friendly platform, ensuring that individuals not only understand but also feel inspired to act on their retirement plans.

Betterment is one of the most recognized digital wealth management platforms, built to help individuals achieve financial growth with less effort and more confidence. It delivers automated investing through expert-designed, globally diversified portfolios while layering in advanced tax-saving tools like tax-loss harvesting, tax coordination across accounts, and automatic dividend reinvestment. Users also benefit from a high-yield cash account offering competitive APYs, seamless transfers, and FDIC insurance of up to $2 million—eight times more than most banks. Retirement planning is a core strength of Betterment, with options including Traditional IRAs for upfront tax deductions, Roth IRAs for long-term tax-free growth, and SEP IRAs ideal for entrepreneurs and small-business owners. The platform also provides simple, guided rollovers from old 401(k)s and higher-cost IRA accounts into Betterment-managed IRAs, helping investors consolidate assets, reduce unnecessary fees, and unlock more efficient portfolio growth. With its personalized calculators, goal trackers, and smart portfolio recommendations, Betterment adjusts strategies as life circumstances evolve, ensuring users stay on target for retirement milestones. Investors seeking hands-on support can upgrade to Premium, where Certified Financial Planners (CFPs) provide tailored advice on complex financial questions. By blending automation with human expertise, Betterment offers both convenience and personalized care for a broad range of savers. The platform’s easy-to-use interface, transparent pricing, and strong track record make it a trusted partner for over a million customers. Ultimately, Betterment combines technology, guidance, and innovation to create a modern way to invest, save, and prepare for retirement.

A Modern 401(k) Experience Without Middlemen. If your existing service provider is included in our list, we can likely help you reduce your fees by 40% or even more. All you need to do is provide your fee disclosure document, known as a 408b2, from your current provider. If you're having difficulty locating it, feel free to reach out to us, and we'll assist you in finding it. It's crucial to keep in mind that the Department of Labor often requires plan sponsors to evaluate their plans against industry benchmarks, which helps ensure that your fiduciary duties are fulfilled. As you work towards a stable and prosperous retirement, it's worth asking whether your 401(k) truly meets your financial objectives. One of our specialists will provide you with a complimentary "side-by-side" fee comparison analysis, which will help you grasp how high fees can hinder your account's growth over the years. Take charge of your financial future and consider switching to America's Best 401k today. There are no fees associated with the conversion, and our committed team will make the transition effortless for you. The sooner you take action, the sooner your savings will begin to grow. Don’t hesitate; the decisions you make now will significantly impact your financial security in the future. Make a proactive choice for your retirement today by exploring your options with us.

The Milliman Actuarial Retirement Calculator (MARC) acts as a comprehensive tool for managing pension plans, with a focus on delivering accurate and effective administration of defined benefit schemes. Initiated in 1991 by a talented group comprised of Milliman actuaries, retirement consultants, web developers, and IT specialists, MARC establishes a robust foundation for the calculation of pension benefits while ensuring the upkeep of vital administrative information. Its flexible architecture caters to multiple plan varieties and supports customizable options for calculations, reports, forms, data oversight, web interfaces, and workflow processes. By promoting participant engagement, MARC includes a user-friendly website that allows employees to access their personal data, engage in self-service activities such as adding beneficiaries, manage their forms and documents, communicate with plan sponsors, create pension projections, and conduct detailed retirement modeling. Furthermore, the tool not only simplifies the management of pensions but also significantly enriches the retirement planning journey for all involved, making it a valuable asset for both administrators and participants alike.

The management of 401(k) plans has become remarkably easy, thanks to our innovative automated platform. By minimizing time-consuming tasks, reducing errors in data entry, and eliminating excessive paperwork, we are transforming the experience into something streamlined and efficient. This automation not only enhances productivity but also leads to significant cost reductions. Consequently, your 401(k) is set to become an invaluable and highly desirable employee benefit! You will be able to devote less time to administrative tasks while significantly boosting your savings. 401GO has created an intuitive platform that revolutionizes the retirement savings journey. Rather than offering just a standard selection of investment choices, we deliver a customized portfolio crafted to fit each individual's risk profile and financial goals. We have refined the plan design process to prioritize the essential features that companies genuinely need, allowing you to initiate your plan within minutes instead of prolonging the process for weeks. Additionally, we perform ongoing automated compliance checks and testing, eliminating the need to wait until year-end for necessary filings. We handle all required paperwork, ensuring your plan meets all regulatory standards. It is vital to confirm that the investments chosen are suitable for a 401(k) plan, aligning with compliance requirements and addressing participants' needs for a secure retirement. With these significant advancements, the journey toward preparing for retirement has never been more effortless or efficient, paving the way for a brighter financial future.

Congruent's CORE suite presents a cloud-based, self-service platform aimed at aiding retirement plan providers and third-party administrators in the effective management, oversight, and sustainability of their plans. Our advanced technology and features empower plan providers to stay competitive in a rapidly changing market landscape. For further details about our cutting-edge products, we invite you to get in touch with us. Assessing participant eligibility for enrollment in your plan can be complex, requiring an in-depth analysis of various data types, categories, and sources. This is where our CORE Eligibility & Enrollment Solution becomes crucial. With over a decade of experience in the U.S. retirement planning industry, Congruent Solutions is well-equipped to deliver outstanding and customized solutions that yield tangible results. Our platform facilitates the examination of multiple data types submitted and stored in different formats and locations, all through a unified system. By integrating these capabilities, we streamline the process, enabling providers to manage their plans with greater efficiency and ease. This comprehensive approach not only enhances operational effectiveness but also ensures a smoother experience for both providers and participants alike.

Implementing a Slavic-401(k) plan can significantly enhance your ability to recruit and retain exceptional employees, while also fostering a more satisfied and stable workforce. A content workforce tends to remain loyal to your company, which in turn can facilitate business growth. You have the opportunity to choose between a standalone 401(k) plan or joining a Multiple Employee Plan (MEP). Opting for an MEP can lead to substantial savings of $6,000 to $10,000 each year in audit costs, a necessity for businesses with over 100 employees. Furthermore, MEPs relieve individual businesses from the requirement of conducting their own audits. Additionally, by outsourcing the administration and fiduciary duties to MEP sponsors, you can free up valuable time and resources. Employers often encounter significant challenges regarding 401(k) compliance and testing, which can result in costly penalties and fines for improper plan administration. Such issues can pose severe risks, particularly for small businesses, making it crucial to choose the right plan to avoid these pitfalls. Investing in the right retirement plan not only ensures compliance but also demonstrates a commitment to your employees' financial futures.

The Ocho Solo 401k provides exceptional tax advantages for entrepreneurs, standing out from all other retirement plans. Participants can contribute up to $61,000, benefiting from tax-free growth across a variety of asset classes. With a focus on user experience, Ocho makes it easy to manage your solo 401k, enabling you to set up your account, contribute funds, and invest directly via a simple, intuitive dashboard. Creating a solo 401k with Ocho is remarkably straightforward and can be accomplished in less than ten minutes, as they take care of all required paperwork and administration for you, which removes the inconvenience of managing separate banking and brokerage accounts. Investors have the flexibility to allocate their funds into traditional assets like stocks, mutual funds, and ETFs, or they can take advantage of checkbook control to directly invest in alternative assets such as real estate, cryptocurrency, and private equity, offering a wide array of options to enhance their financial growth. With Ocho, the journey to establishing a robust retirement plan becomes not only attainable but also adaptable, addressing the specific needs of every entrepreneur. Ultimately, Ocho empowers business owners to take charge of their financial futures with confidence and ease.

Eliminate the guesswork in your retirement planning with WealthTrace, which offers accurate financial projections and the capability to manage your investment assets, including their performance, transactions, and fees. Instead of leaving your retirement to chance, WealthTrace empowers you to take control of your financial future, allowing you to evaluate whether you have enough resources for a secure retirement and discover methods to enhance your financial position. By connecting your various investment accounts, you can effortlessly track your balances and holdings from a single dashboard. Your accounts will automatically update each day, providing you with real-time insights into performance, transactions, fees, and total investments. You can be confident that your data is protected through state-of-the-art security measures. As you modify your assumptions, you will witness financial projections adjust accordingly, giving you immediate feedback on how changes in savings rates, retirement timelines, spending levels, withdrawal strategies, and other elements affect your plans. Moreover, you can easily calculate the optimal withdrawal rate and determine the total savings required for retirement, ensuring your future peace of mind. This all-encompassing approach not only fosters a more informed retirement strategy but also encourages proactive adjustments as your financial goals evolve. With WealthTrace, you are equipped to navigate your retirement journey with confidence and clarity.

At LearnLux, we aim to establish a reality where financial planning is accessible to everyone. We realize this vision by providing employees with expert financial advice for both everyday financial decisions and significant life events. Our digital platform, along with our team of Certified Financial Planner™ professionals, delivers comprehensive, fiduciary financial advice to individuals at every stage of their lives, emphasizing inclusivity for all ages, locations, economic statuses, and genders. Additionally, we expand our mission by collaborating with leading companies worldwide to provide meaningful benefits that empower employees to perform at their best, knowing their finances are in good hands. Ultimately, our goal is to foster a community where financial security is a shared priority.

Established in 1981, ASC has been at the forefront of providing innovative and cost-effective retirement plan systems aimed at enhancing your edge in a competitive market. Our offerings are designed with input from experienced professionals in the retirement industry, ensuring they meet your specific needs. By incorporating automated data integration, our solutions not only enhance operational efficiency but also improve profitability. We offer in-house installation services as well as Cloud Platforms to accommodate a variety of client requirements. Utilizing the latest technology, our systems simplify the processes of document creation and management, enabling you to focus on reaching your goals, serving your clientele, and advancing your business. Additionally, ASC provides tailored software, documentation, training, and support aimed at third-party administrators and retirement plan professionals. Our ability to handle unlimited plan sizes makes us an ideal choice for both large enterprises and smaller companies. Impressively, approximately half of all 401(k) participant accounts are managed through ASC systems, highlighting our significant role in the industry. Furthermore, our dedication to continual innovation and exceptional service solidifies our position as a leading provider of retirement plan solutions. We remain committed to adapting our offerings to meet the evolving needs of our clients.

Consolidate various accounts into a unified strategy with Pontera, which empowers advisors to manage and supervise 401(k), 403(b), and additional held-away accounts, ensuring they meet their clients' needs effectively. By fine-tuning tax strategies, advisors can significantly bolster their clients' wealth over time. The Pontera platform facilitates quick and effective investment allocation between taxable and tax-deferred accounts, allowing advisors to provide superior service. Moreover, Pontera improves transparency by equipping advisors with the tools to present a more detailed view of portfolio activities to their clients. When integrated with existing technologies, Pontera enhances portfolio visibility, enabling advisors to deliver a more integrated service experience. By routinely rebalancing and monitoring retirement accounts in a manner similar to custodial accounts, advisors can offer stability and peace of mind, especially during turbulent market conditions. This proactive strategy not only elevates client satisfaction but also fosters better long-term financial health. Ultimately, Pontera empowers advisors to maintain a sense of control and assurance for their clients amid the uncertainties of the investment landscape, thereby reinforcing trust in the advisory relationship. By enabling such comprehensive oversight, Pontera also lays the foundation for stronger client-advisor partnerships.

Savvly introduces a revolutionary method for retirement planning that focuses on providing lasting financial security with simplicity and serenity. Its unique dual-account framework ensures a reliable income stream up to age 80, while also offering continued protection beyond that, making it particularly appealing for those worried about depleting their funds. With an accessible starting cost of under $150, Savvly aims to be inclusive, serving a wide range of individuals from those climbing the career ladder to those beginning their financial paths. Unlike traditional retirement plans that may fall short of contemporary needs, Savvly is specifically designed to tackle the challenges associated with longer lifespans, presenting a convenient "retirement in a box" option. This cutting-edge solution allows users to safeguard their financial future with minimal effort and expense, fostering a straightforward, efficient, and effective strategy for retirement preparation. Whether you are just starting your savings or looking for a comprehensive retirement strategy, Savvly offers a reliable and hassle-free route to achieving long-term financial freedom, enabling users to face their futures with assurance and tranquility. Additionally, by removing barriers associated with complex financial products, Savvly enhances the overall experience of retirement planning.

Oversee participant data, connect with payroll and HRIS systems, evaluate benefits, create worksheets and retirement information packets, and provide a self-service portal for employees to review their pension information and model retirement benefits. Furthermore, it offers administrative HR capabilities to payroll vendors to improve their payroll operations. This platform incorporates real-time two-way data synchronization through a RESTful API with the payroll database, enabling seamless interactions. Additionally, it monitors employee vaccination and testing records while securely managing documentation for verification of vaccines and tests. Users can access detailed reporting across the entire participant base, complemented by automated notifications and a self-service interface. Clients enjoy the advantages of the latest version of our primary application, which empowers our implementation teams to craft solid solutions that function effectively in both public and private sectors, promoting client satisfaction and operational efficiency. Our steadfast commitment to ongoing enhancement and user assistance underscores our focus on delivering outstanding service and support. In this way, we ensure that our clients are not only equipped with the tools they need but also receive the highest standards of quality in their operations.

Keystone by Smart offers a flexible platform designed for various organizations such as national and regional governments, financial institutions, pension providers, asset managers, trade associations, and affinity groups. These enterprise solutions are tailored to align with the unique requirements of each organization and their respective markets. As the first global, cloud-native retirement savings platform, Keystone by Smart operates across four continents, helping over a million individuals manage their retirement savings in partnership with some of the world's leading financial organizations. This innovative technology solution allows financial services and governments to effectively address the needs of their customers and citizens while being responsive to future legislative changes. The platform encompasses a wide array of features, including user-friendly applications and web tools for employers and employees, alongside comprehensive data migration services that ensure a smooth transfer and consolidation of numerous accounts. By utilizing Keystone by Smart, organizations can enhance their efficiency and significantly improve the retirement planning experience for their users. Furthermore, this adaptability fosters a more proactive approach to retirement planning, enabling organizations to stay ahead in a rapidly changing financial landscape.

Our cutting-edge technology, combined with our vast experience in managing ERISA plans, results in a 401(k) solution that significantly reduces both your workload and associated liabilities. This offers a substantial benefit to your organization. We simplify numerous manual tasks, including contribution management, the administration of 401(k) loans, eligibility tracking, hardship assessments, and notification dispatching, which allows your team to dedicate more time to essential business operations. Addressing payroll challenges can often be daunting. To alleviate this burden, we conduct a thorough examination of payroll data for every employee, utilizing 44 unique diagnostic checks to uncover and resolve potential issues before they become problematic. You will have the ability to oversee the overall health of your plan, including its audit readiness, via a comprehensive dashboard that features all critical plan documents. To keep you shielded from compliance risks, we provide extensive administrative and investment fiduciary protections, known as 3(16) and 3(38) fiduciary services. Our committed plan administrator takes charge of reviewing, signing, and submitting your Form 5500, ensuring accuracy and compliance. Furthermore, we uphold a robust $5 million professional liability insurance policy, which protects our ERISA fiduciary services and offers you additional reassurance. With our all-encompassing support, you can focus on expanding your business while we expertly manage the intricacies of your retirement plan, allowing you to enjoy peace of mind in your financial future.

Know exactly how much money will be credited to your bank account each month, free from any tricks or gimmicks. This method offers a clear-cut solution for retirement designed for the modern individual. Founded in 2015, Due began as an online invoicing platform with the goal of aiding freelancers and small business owners. Since its inception, Due has empowered numerous companies and freelancers to receive payments more quickly and enhance their cash flow, all while offering a sleek, branded presentation for payment requests. Within just a year of its launch, Due broadened its offerings to include various payment solutions for its customers. Furthermore, Due features a wide range of payment options, including eCash, eChecks, ACH, and both domestic and international credit card processing, as well as a digital wallet for securely managing payment information and funds. The easy-to-understand retirement metrics feature shows how much you will save each month, and you can withdraw your entire balance whenever you choose. Signing up for our annuity takes only five minutes, making it simple for you to start your financial journey. With our intuitive platform, planning for a stable financial future has never been easier, allowing you to focus on achieving your life goals without the stress of financial uncertainty.

Questis is a versatile platform designed for delivering financial wellness, enabling retirement advisors to provide tailored wellness programs to both plan sponsors and participants effortlessly. Established by experts in finance, Questis merges sophisticated software capabilities with the adaptability needed to foster behavioral transformations among users. With its user-friendly interface, the Questis Platform enhances financial wellness while ensuring profitability through smooth integrations, scalable technology, and comprehensive industry insights. This innovative platform not only creates new opportunities for financial service providers but also significantly enhances the financial well-being of both plan sponsors and their participants. Moreover, it allows any organization to incorporate financial wellness as an optional service, making it both straightforward and customizable to align with their unique branding and specific needs. This adaptability ensures that a wide range of clients can benefit from improved financial health initiatives.

Planswell provides a free online financial planning tool that quickly creates personalized strategies for retirement, managing debts, investing, and insurance in about three minutes. By inputting their current savings, contribution amounts, desired retirement age, and risk tolerance, users can see projections for their nest egg's growth, receive a customized lifelong withdrawal plan, and be guided on how to distribute funds across various accounts to minimize taxes and maximize savings. The platform also integrates existing debts and recommends consolidation options with the lowest interest rates to enhance cash flow, while evaluating insurance needs to protect income in the event of death or severe illness. Moreover, it boasts user-friendly dashboards, scenario-based calculators for budgeting, affordability for children, and investment needs, along with detailed, exportable reports accessible through a secure online portal. Users are also given the chance to schedule a free consultation with a local financial advisor, ensuring the confidentiality of their personal information. This comprehensive approach not only equips users with valuable financial knowledge but also encourages them to make better-informed decisions about their financial future, ultimately leading to greater peace of mind.

A Self-Directed IRA, often referred to as an “Alternative IRA,” “Self-Managed IRA,” or simply “SDIRA,” serves as a retirement investment option that enables individuals to broaden their investment possibilities beyond conventional Wall Street channels, making it feasible to invest in physical assets like real estate and private placements. With the added benefit of checkbook control, these investors can manage their funds independently, facilitating immediate investment actions without the hassle of excessive paperwork or high transaction costs. If you aim to shield your retirement funds from the volatility of Wall Street stocks, bonds, and mutual funds, this account could be a perfect fit for your needs. The opportunity to delve into a diverse range of investments that go beyond the stock market, including real estate and various private offerings, is a significant advantage. By effectively diversifying your portfolio, you can lessen the risks tied to stock market declines and enhance the security of your financial future. Furthermore, this level of control empowers you to take an active role in your retirement strategy, which may lead to more tailored and informed investment decisions that align with your unique goals. Ultimately, a Self-Directed IRA can serve as a powerful tool for individuals seeking greater financial independence and flexibility in their retirement planning.