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What is Divvy?

Divvy integrates its efficient expense management software with business cards, eliminating the need to handle yet another expense report. With Divvy, you can take advantage of quicker expense reporting, enforceable budgets, and a unified platform that offers immediate insights into your spending activities. Are you prepared to enhance your control over spending management? Begin your journey with Divvy today and enable your team, including yourself, to save valuable time. Customers of Divvy benefit from a robust credit line, which significantly reduces the risk of exceeding budgets. Additionally, Divvy simplifies the accounts payable process and helps prevent expensive expense reports, all at no charge. This user-friendly approach not only promotes financial discipline but also contributes to overall business efficiency.

Pricing

Price Starts At:
Free
Price Overview:
Free to use for every company.
Free for every user.
Free Version:
Free Version available.
Free Trial Offered?:
Yes

Integrations

Screenshots and Video

Budgets Dashboard

Budgets Dashboard

Company Facts

Company Name:
Divvy
Date Founded:
2017
Company Location:
United States
Company Website:
getdivvy.com
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Product Details

Deployment
SaaS
Windows
Mac
Linux
iPhone
iPad
Android
Training Options
Documentation Hub
Online Training
Webinars
On-Site Training
Support
Standard Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Divvy Categories and Features

Spend Management Software

Approval Workflow
Budgeting / Forecasting
Expense Tracking
Multi-Currency
Prepaid Cards
Procurement Management
Receipt Management
Spend Analysis
Spend Control
Supplier Management

Financial Reporting Software

"What If" Scenarios
Audit Trail
Balance Sheet
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement

Financial Management Software

Budgeting & Forecasting
Cash Management
Consolidation / Roll-Up
Currency Management
Financial Reporting
Investment Management
Project Management
Revenue Recognition
Risk Management
Tax Management

Expense Report Software

Approval Process Control
Invoice Management
Multi-Currency
Receipt Management
Reimbursement Management
Spend Control
Time Tracking
Workflow Management

Budgeting Software

"What If" Scenarios
Asset Planning
Balance Sheet
Capital Asset Planning
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement
Project Budgeting
Run Rate Tracking
Version Control

Bookkeeping Software

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
Collections
Expense Tracking
Fixed Asset Management
General Ledger
Payroll
Revenue Recognition
Spend Management
Tax Management

Accounts Payable Software

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Accounting Software

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
CPA Firms
Cash Management
Cryptocurrency Support
Expense Tracking
Fixed Asset Management
Fund Accounting
General Ledger
Government
Multi-Currency
Nonprofits
Payroll Management
Project Accounting
Purchase Orders
Tax Management
  • Reviewer Name: A Verified Reviewer
    Position: Managing Member
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome!!!!

    Date: May 13 2021
    Summary

    Absolutely wonderful as a whole. They help in ever way possible and they give great limits for businesses. They’re such a great company.

    Positive

    The freedom to use anywhere and also they gave me an opportunity that no one else would. Love these guys. They are truly for the smaller businesses. Thank you DIVVY.

    Negative

    None what so whatsoever. They respond to every issue I have had and they resolved it with great knowledge.

    Read More...
  • Reviewer Name: Kris A.
    Position: CFO
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great tool for Management freedom

    Date: May 11 2021
    Summary

    We are really happy with Divvy and have had positive experiences as a company. With employee cards it has taken a huge burden off of our upper management and we are able to focus on more important work rather than cash accounting for employee gas runs.

    Positive

    We love the ability to delegate spending responsibilities to employees with clear limits. This takes a huge burden off of upper management.

    Negative

    We really would love greater support for QuickBooks desktop integration. And clearer support instructions for budget setup vs virtual cards.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: President
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Divvy card

    Updated: Sep 07 2021
    Summary

    Great card. Perfect for our small business with great ease of use and availability to add new users.

    Positive

    We love this card! We haven't had any issues with my employees needing PO #'s or anything. Perfect for my small business.

    Negative

    Need higher credit limit, and access to change payment method.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Managing Director
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome set up and system!!

    Date: Sep 03 2021
    Summary

    It’s been a great asset to our business and accounting to pass over to our CPA without all the paperwork and receipts.

    Positive

    It allows you to budget and create account for employees and departments to keep a balanced budget.

    Negative

    None that I can think of at the moment. It’s new for us.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Accounting Manager
    Has used product for: 1-2 Years
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great Product for Users and

    Date: May 11 2021
    Summary

    Overall, I would recommend this product. The team at Divvy is working on a solution for integrating with Netsuite, and once that is complete, the only issue I have with the product will be resolved.

    Positive

    I love how user friendly the software is. The end users actively use the product more than they have with other softwares, making both of our lives easier.

    Negative

    They are not yet integrated with our ERP, Netsuite. Once that is implemented, I will have no qualms with the software.

    Read More...
  • Reviewer Name: Sunny Y.
    Position: Senior Manager
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    One of the best Expense Free Platform !

    Date: May 30 2021
    Summary

    Overall for cost cutting, Expense management, Budget formulation and managing control over the expense with ease of spending in controlled manner divvy doing the good.

    Positive

    Simple the best expense management for my staff during travelling and business purchases. They just have divvy card and all the data presets with our company on cloud. Proper expense report will be generated with clear transparency.

    Negative

    Staff initially denied to use as it clear every budget and expense. however later on it is the best possible way to cut the leakage in the budget. Truly cost saving.

    Read More...
  • Reviewer Name: Dave H.
    Position: Executive Pastor
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great System

    Date: Sep 03 2021
    Summary

    This is an extremely helpful tool for me as admin. We stopped having to reimburse staff and wait on receipts.

    Positive

    I love the price…free!
    I pay off every week and get tons of rewards points.
    Super simple tool and easy for all to use.

    Negative

    I can’t see any cons to using the software. I would like to use visa instead of MasterCard for Costco purchases.

    Read More...
  • Reviewer Name: Bonnie P.
    Position: Office Manager -Secretary of business
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Convenience & Reliability

    Date: May 11 2021
    Summary

    The staff is kind, patient and listen well to your needs and do what they can to help! The whole setup was made easy by the staff and the work they put forth to meet our needs was nothing less than stellar!

    Positive

    What's not to like. They simplify our jobs as office manager and accountant and relieve us of worrying about what goes out since they give you control of where the money goes and by whom you choose to be able to use it with in your company.

    Negative

    None....they even give you options on payments that will automatically be applied on YOUR schedule!

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Controller
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Controller

    Date: Sep 03 2021
    Summary

    No need to wait for credit card statement, daily reconciliation with Divvy. Divvy cards are accepted everywhere and easy steps for posting Receipts solved our challenge.

    Positive

    User friendly platform, delivering what is promised and integration with QB and everything it delivers.

    Negative

    Need budget line items. Currently we can list spending by giving limit to each credit card only. I am hoping to set up our budgets' line item/each expense.

    Read More...
  • Reviewer Name: Kevin C.
    Position: Owner
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Divvy Review

    Date: May 11 2021
    Summary

    The signup process was super easy and the online training tutorials made getting the system up and running relatively simple.

    Positive

    Ease of use is the biggest aspect for me and with our employees out in the field daily, the ability for them to upload their receipts so we can better track the actual expenses.

    Negative

    There really are no cons, I would like to be able to customize the cards with Corporate Logo.

    Read More...
  • Reviewer Name: David C.
    Position: Controller
    Has used product for: 1-2 Years
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best Business Card

    Date: Sep 03 2021
    Summary

    Divvy does a great job of keeping us informed and helping us manage our business. Easy and simple to use.

    Positive

    Divvy gives me complete transparency into all my employees credit card transactions. I know how much is spent, when, and where. Receipts visible and attached for review. Our credit card reconciliation went from taking 2-3 days to a matter of minutes. Couple that with it being free and it's a no brainer.

    Negative

    So far so good. The only thing I might add would be to make it so that I can pay other vendors that may not accept credit card.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Finance Director
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    So far, so good!

    Date: Sep 03 2021
    Summary

    I have had a great experience with the software and so far everyone on the team has enjoyed using it.

    Positive

    - User friendly
    - Great internal control
    - Simple interface
    - Easy to set up
    - Great tech support for us

    Negative

    - Doesn't integrate with every accounting software.

    Read More...
  • Reviewer Name: Ryan L.
    Position: Owner
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Divvy IS THE GO TO!

    Date: Aug 05 2021
    Summary

    Divvy has been great to use and helping establish and grow my business. Great overall card to have and would definitely recommend!!!

    Positive

    - very user friendly
    - interfaces well with QuickBooks and mobile apps
    - great for budgeting purposes
    - Can issue virtual cards for subscriptions
    - can issue physical cards to employees

    Negative

    - no live customer service representative
    - Not good for rewards and points
    - Account being setup on autopay

    Read More...
  • Reviewer Name: Ben W.
    Position: CEO
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Perfect for my business - LOVE the support

    Date: Aug 05 2021
    Summary

    Divvy represents a new generation of business credit and expense management. It leverages technology to provide ease, speed, efficiency, accuracy, and features that existing credit card companies just don't offer.

    Positive

    Divvy's application was really simple. After approval, the virtual card feature enabled me to use it immediately and since it is supported by Google Pay, I was able to use the card in Europe without having actually received me physical card.

    I like the options it provides in terms of integrations and the ability to create a budget for each user.

    Most of all, I find the support superlative. The team is very responsive to questions and advice on how to use the product. They are open to input and everyone so far that I've interacted with has been immensely helpful.

    Negative

    The product is still new. It still needs a bit more automation to be built in, and there are a number of features that require interaction with the support team before one can take advantage of them. This can be a little annoying, but the pros far outweigh the cons.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Director
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great for my small business

    Date: May 11 2021
    Summary

    Wonderful for our 8 small businesses!! I can have eyes on our expenses while building capabilities in our team.

    Positive

    This app lets me approve expenses before the funds go out! I can update everything right from my phone

    Negative

    It’s great, I have no cons of this product. Very helpful app.

    Read More...
  • Reviewer Name: Erika H.
    Position: Treasurer/Bookkeeper
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best CC Option for Businesses!

    Date: Sep 03 2021
    Summary

    My experience with Divvy has been incredibly positive. I love the flexibility and security I feel with my Divvy account for our business needs.

    Positive

    I love that Divvy provides multiple cards with customizable budget options to manage spending for different department needs. The ease of being able to turn a card on or off and approve funds is fantastic. And the app is an incredible source of convenience for all of us!

    Negative

    My only complaint right now is not being able to link more than one bank account to my Divvy account...but I hear that may be an added feature in the near future!?!?

    Read More...
  • Reviewer Name: Wendy R.
    Position: Financial Manager
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    We love this program

    Date: Aug 05 2021
    Summary

    Great work Divvy on creating an awesome platform. Easy to setup and easy to use. Love it and cannot say anymore.

    Positive

    Divvy makes tracking expenses and card purchases a breeze. We are loving this program. Easy to setup.

    Negative

    None. This was easy to setup with the videos and tutorials.

    Read More...
  • Reviewer Name: Ruth Ann M.
    Position: Executive Director
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    incredible interface, hoping for more features

    Date: Aug 05 2021
    Summary

    Divvy is incredible at what it does -- our only criticism is that we wish it would do more! Their support is friendly, personal, helpful and we'd love to do all our business finance with them.

    Positive

    We love how slick and easy Divvy is. We came over from Expensify, which was a constant headache. Divvy easily syncs with Quickbooks. It's a breeze for the team to use and myself to administrate.

    Negative

    We hoped Divvy would be a "one stop shop" for our needs. We are still waiting for more robust reimbursement features (namely the ability to do ACH reimbursements) and would love a bill pay option to be integrated, rather than separate on bill.com.

    Read More...
  • Reviewer Name: Terrance S.
    Position: CFO
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Lots of options

    Date: May 12 2021
    Summary

    Customer service has been responsive. I have found that transactions can show as completed even though a receipt has not been attached.

    Positive

    Customization of budgets and category types is good. The ability to add people is easy as is creating budgets.

    Negative

    Payments pend for too long. I don't have a problem with weekly payments but having to wait five business days for a payment to post is too long. This cuts into the actual amount of usable credit.

    Read More...
  • Reviewer Name: Rod B.
    Position: Owner/President
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    CashFlow is King and Divvy is Queen of our Heart

    Date: Sep 03 2021
    Summary

    Efficient, flexible and effective. When paired with Bill.com, the two provide great online tools to manage our business.

    Positive

    The ability to add credit to the business and track individual employees and accounts is very helpful.

    Negative

    Would like to have payment terms greater than 30 days.

    Read More...