Leader badge

What is Divvy?

Divvy integrates its efficient expense management software with business cards, eliminating the need to handle yet another expense report. With Divvy, you can take advantage of quicker expense reporting, enforceable budgets, and a unified platform that offers immediate insights into your spending activities. Are you prepared to enhance your control over spending management? Begin your journey with Divvy today and enable your team, including yourself, to save valuable time. Customers of Divvy benefit from a robust credit line, which significantly reduces the risk of exceeding budgets. Additionally, Divvy simplifies the accounts payable process and helps prevent expensive expense reports, all at no charge. This user-friendly approach not only promotes financial discipline but also contributes to overall business efficiency.

Pricing

Price Starts At:
Free
Price Overview:
Free to use for every company.
Free for every user.
Free Version:
Free Version available.
Free Trial Offered?:
Yes

Integrations

Screenshots and Video

Budgets Dashboard

Budgets Dashboard

Company Facts

Company Name:
Divvy
Date Founded:
2017
Company Location:
United States
Company Website:
getdivvy.com
Edit This Page

Product Details

Deployment
SaaS
Windows
Mac
Linux
iPhone
iPad
Android
Training Options
Documentation Hub
Online Training
Webinars
On-Site Training
Support
Standard Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Divvy Categories and Features

Spend Management Software

Approval Workflow
Budgeting / Forecasting
Expense Tracking
Multi-Currency
Prepaid Cards
Procurement Management
Receipt Management
Spend Analysis
Spend Control
Supplier Management

Financial Reporting Software

"What If" Scenarios
Audit Trail
Balance Sheet
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement

Financial Management Software

Budgeting & Forecasting
Cash Management
Consolidation / Roll-Up
Currency Management
Financial Reporting
Investment Management
Project Management
Revenue Recognition
Risk Management
Tax Management

Expense Report Software

Approval Process Control
Invoice Management
Multi-Currency
Receipt Management
Reimbursement Management
Spend Control
Time Tracking
Workflow Management

Budgeting Software

"What If" Scenarios
Asset Planning
Balance Sheet
Capital Asset Planning
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement
Project Budgeting
Run Rate Tracking
Version Control

Bookkeeping Software

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
Collections
Expense Tracking
Fixed Asset Management
General Ledger
Payroll
Revenue Recognition
Spend Management
Tax Management

Accounts Payable Software

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Accounting Software

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
CPA Firms
Cash Management
Cryptocurrency Support
Expense Tracking
Fixed Asset Management
Fund Accounting
General Ledger
Government
Multi-Currency
Nonprofits
Payroll Management
Project Accounting
Purchase Orders
Tax Management
  • Reviewer Name: Shareen B.
    Position: Principal Interior Designer
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A thorough and solid product

    Date: May 12 2021
    Summary

    It was very fast to get on board and start up. The card took a while to come in but the account set up was very easy. I'd like more use cases for different types of business to see the potential and also an easier way to add multiple bank accounts for us profit-first people. Love it overall and it makes transacting and accounting a bit simpler.

    Positive

    The potential to have additional cards and protect your main accounts is crucial. I'm always tracking spending per project and this level of organization is great considering the low effort that I have to put it. I've been able to set up multiple projects and start spending with employees as well as learn from their weekly webinars.

    Negative

    I feel like more of an overview of the potential is important. It's helpful to know what the product can do so that a designer like myself can place my business and my team on board faster.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: President
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Innovative/Straightforward

    Date: May 11 2021
    Summary

    Overall experience from applying to being approved was very streamlined and I've recommended it to a few others who have expressed the same overall experience.

    Positive

    The platform is easy to use, includes a simplified onboarding process and an innovative/clean dashboard. If that's not enough there are videos/tutorials that get you going.

    Negative

    The only con I can think of is that you can carry a balance over if needed to the following month. Although I do think that's a minor con.

    Read More...
  • Reviewer Name: Venus C.
    Position: Director of Finance
    Has used product for: 1-2 Years
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Direct or Finance

    Date: Sep 03 2021
    Summary

    LOVE it and definitely will recommend it to other organizations.

    Positive

    Simple and user friendly, transparent, easy to set up, GREAT system, great system support from Divvy! Fantastic customer support!

    Negative

    Not able to integrate with Sage Intacct and collaborate.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Owner
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great All In One Solution

    Date: May 11 2021
    Summary

    Overall Divvy is a great expense management tool, while also providing valuable features such as virtual cards, budgets, bookkeeping software integrations all in a very clean user interface.

    Positive

    Easy to get a high spending limit, while also getting decent rewards. The virtual cards are a great feature which lets you assign cards to specific merchants, making it easy to tell where your company's money is going. The QuickBooks integration really makes bookkeeping a breeze!

    Negative

    Only con I can think of which might sway me away in the future are the rewards rates, I am more of a fan of straight cashback and other cards would provide better cashback rates compared to Divvy.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: CEO
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Slick Product, would prefer longer payment time

    Date: Sep 03 2021
    Summary

    Overall a positive experience, slick interface, fast and clear approval process. But as mentioned before they should have longer float like other corporate cards.

    Positive

    Their interface is very slick and easy to use. Freezing and unfreezing cards plus setting default transactions is very helpful for record keeping.

    Negative

    Longer payoff time, other corporate cards don't have the payment in the exact same month as a transaction, but 30 days post month close. There is less of a benefit for managing float with Divvy.

    Read More...
  • Reviewer Name: Leslie J.
    Position: Owner
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Amazing

    Updated: Sep 03 2021
    Summary

    Everyone is very friendly and willing to help. I am amazed at how much I like using this app. I plan on using Divvy for all my vendors and expenses.

    Positive

    I started using Divvy just to build business credit. After I started using Divvy I was amazed how easy it was to use. I use it for merchants and vendors. I can set a certain amount on a virtual or physical card for each vendor and not have to worry about being overcharged on that card. It takes the worrying about the budget out of the picture so I can focus on my business. Thanks Divvy.

    Negative

    What I don't like is that any administrator can have access to any budget or I haven't figured that out yet. Hopefully it will change soon.

    Read More...
  • Reviewer Name: Alex B.
    Position: Founder & Head of Product
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Favorite Expense Management & Virtual Credit Card Solution

    Date: Sep 03 2021
    Summary

    They are definitely leaders in the space, and I've regularly evaluated competitors. Happy customer and recommending Divvy to everyone who wants to streamline their expense tracking + credit card spending control.

    Positive

    Have used Expensify and traditional credit cards in the past, and Divvy has replaced both, while giving me more control over my company expenses with flexible and virtual credit cards. Their team is also great, support is super quick, and their UI/UX is fantastic. They care a lot.

    Negative

    I do wish their credit cards allowed for an annual spend limit versus just monthly and one-time. The other piece is that their cashback redemption feels a bit kludgy, wish it was a bit more sleek/seamless. Though the product is free to use so I can't complain too much. This is the last sticking point for me currently though.

    Read More...
  • Reviewer Name: Steve P.
    Position: Financial Coordinator
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Outstanding tool for our company travel!

    Date: Aug 05 2021
    Summary

    Our team absolutely loves Divvy! I tested Divvy personally for a few months before rolling it out to our team. The first people to use it were impressed with the ease of use and how well thought out the app was.

    Positive

    How easy it works for our team! Simple, quick, and easy to implement. Budgets are a great way to control spending.
    The app reminders for receipts are great.

    Negative

    A little detail on card delivery timing would be good. When you set up to have a physical card sent the card status doesn't change it remains as not activated. Would be nice if it changed to card sent.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Manager
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Divvy is divine

    Date: Aug 05 2021
    Summary

    Best card I have ever had. I wish I had a personal credit card that worked so well. I have already recommended to many of my associates. It's a must have card.

    Positive

    Divvy is fantastic. I have created separate cards for many separate purchases. Giving employees access to
    company credit card is so easy to monitor. Just the other day an online company tried to bill our card for an order that was not authorized. Luckily we had used a divvy temp card and we did not get stuck with a bill.

    Negative

    I would like to be able to do a touch and pay at a store with a virtual card.

    Read More...
  • Reviewer Name: Kate M.
    Position: Finance Manager
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    So easy to see what's happening as it happens

    Date: Aug 05 2021
    Summary

    Implementation was so easy, the sync with Quickbooks is making everything super clean for bookclose.

    Positive

    The platform makes it super easy to see what's going on as an Admin, and my staff can very easily categorize their own expenses on the go. My sales manager just said, "I appreciate it because if this wasn’t so easy, I would be stressed out!"

    Negative

    I wish I could customize some of the requirements for uploading receipts by vendor type. E.g. lodging requires a receipt regardless of price.

    Read More...
  • Reviewer Name: Mike P.
    Position: Editor
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A Life Saver!!!

    Date: Jun 29 2020
    Summary

    As I said in Pros, it is a great simple straightforward and engaging layout that makes life very easy for small startups.

    Positive

    It is a simple, straightforward to manage expenses and has made our management extremely efficient and absolutely a joy to work with.

    Negative

    I have not had anything that I dislike-grateful for this partnership.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Senior Consultant
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best for business Bookkeeping

    Date: Nov 05 2020
    Summary

    Divvy has tons of benefits in my business. My overall experience has been great with this software. I also appreciate how Divvy eliminates data entry.

    Positive

    Divvy helped us to track expenses and eliminating manual data entry. On the positive side, Divvy is an extremely reliable tool for "Bookkeeping" the whole business financial transaction in very less data entry. The platform is intuitive and well crafted for business.

    Negative

    Never ever experienced any problems. No cons to share.

    Read More...
  • Reviewer Name: Amber G.
    Position: Accounting Manager
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Who Knew it Could be so Easy

    Date: Oct 13 2020
    Summary

    Can definitely tell that it is made for accountants by accountants. Divvy hit the nail on the head with their software. Looking forward to implementing this with the rest of our clients.

    Positive

    Super easy to set-up and for end-users to use. Love how the transactions are instantly in the transaction queue for users to code and complete ASAP. No need to wait for transactions to "post". Can have transactions made on the last day of the month included in month-end reports very quickly and easily.

    Negative

    No GPS feature for mileage reimbursements yet - hear it's in the works!

    Read More...
  • Reviewer Name: Beth N.
    Position: Sr Dr of Finance
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Easier and Faster Administration-Controls Shared

    Date: Oct 13 2020
    Summary

    Divvy is great. Would select this product again and would recommend it.
    The implementation was easy.
    Employees have shared positive reviews with being to upload receipts immediately and not have to save up receipts to report later.

    Positive

    Directors are now responsible to review all purchases within their department.
    Receipts uploaded in system for future review...less paper.
    Export to Excel makes importing data into accounting system a SNAP!
    No fee but still receive rewards.

    Negative

    Being based for Mobile, does cause draw back for employees, as we do not provide cell phone stipends, so we can not make employees use the mobile app.
    Web view can require scrolling that could easily be fixed by smaller wording or spacing.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: National Finance Office
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Happy Divvy Admin

    Date: Oct 13 2020
    Summary

    We moved from another software for this purpose, and the experience is light years better. Both for the cardholders and for the Admin.

    Positive

    Easy to use, great response from cardholders. Detail reporting and summaries very useful. The company is responsive to feedback and requests. Support is delightful.

    Negative

    Needed a few improvements to monthly statements and to sync to QB desktop. Minor complaints.

    Read More...
  • Reviewer Name: Heidi J.
    Position: Accountant
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Divvy is so user friendly!

    Date: Oct 13 2020
    Summary

    Overall it is an easy system to use for our employee spending it saves us so much time in having to go thru paper receipts and invoicing.

    Positive

    I just order cards for all our employees and set them up and they record the transaction themselves. I can get alerts to when someone needs money right away and transfer it to them on the spot.

    Negative

    Not much I don't like about it . It is so easy to use and no one has ever had problems.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Operations and Marketing Analyst
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Manage Your Expenses

    Updated: Oct 29 2020
    Summary

    I'm using Divvy to check the report of my personal and business expenses. Its smartphone app is very useful for getting real-time updates on reports.

    Positive

    Divvy provides plenty of features similar to the Expensify application. Using Divvy I'm able to automate the expenses and spend record management.

    Negative

    I would say it's not fully automated, few times it unable to add data.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: IT Manager
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Time-saving expenses manger

    Updated: Oct 22 2020
    Summary

    Divvy provides us a proper expenses management that automates the record and submits expenses. Divvy brings continuity and visibility over every expense. It helped us save time and modernize our expenses management.

    Positive

    We can now real-time check the expenses reports, which eliminates the old method of expenses reporting. It automatically records the spending from receipts. Its VCC generator is handy for online transactions. Divvy's mobile app is also great.

    Negative

    Few times it failed to recognize the duplicate receipts.

    Read More...
  • Reviewer Name: Alex B.
    Position: Founder & CEO
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Switched over all credit card transactions to Divvy

    Date: Jun 17 2020
    Summary

    I can't help but recommend this to everyone I come in contact with. If you're an SMB and you want to better track and manage your budgets + increase security with virtual cards, there's no better software :)

    Positive

    Simple to use, great with virtual cards, reasonable pricing (free w/ minor upgrade costs), awesome support team.

    Negative

    It's missing some functionality like accounting for quarterly/annual budgets instead of just having all budgets be set to monthly.

    Read More...
  • Reviewer Name: Bryce W.
    Position: CEO
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Rent Before Buying

    Date: Oct 25 2020
    Summary

    Divvy is a fantastic way for homeowners to sell their homes in a different way. And for buyers to experience a new type of owning a home.

    Positive

    This platform enables you to rent a home before buying it, which is unheard of in the housing industry.

    Negative

    There's not really any cons, as this company has no competitors.

    Read More...