What is Forwardly?

No longer accept sluggish payment processes; embrace the future of efficient Accounts Receivable and Accounts Payable with Forwardly. This innovative platform allows small businesses across the United States to send and receive payments instantly at any hour of the day, every day of the year, while also enhancing cash flow management and streamlining accounting through automated reconciliation. By eliminating payment lags, you can leave a lasting impression on your clients with remarkably low fees and no monthly subscriptions, all backed by a top-rated cash flow management solution. Take the first step towards transforming your financial operations today by visiting Forwardly.com for a free start. Experience the ease and efficiency that Forwardly brings to your business transactions.

Pricing

Price Starts At:
$0/Month
Price Overview:
Forwardly is free to use for unlimited users and connected businesses. Secure and seamless 4-way sync with leading accounting software and ERP systems.

Delivers a full AP/AR automation suite with no monthly charges.

Unlimited US domestic payments (fees may apply).

Fees can be covered by either you or your customers.

10 free standard ACH transfers per month.
Free Version:
Free Version available.
Free Trial Offered?:
Yes

Screenshots and Video

Company Facts

Company Name:
ForwardAI
Date Founded:
2022
Company Location:
United States
Company Website:
www.forwardly.com
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Product Details

Deployment
SaaS
Training Options
Documentation Hub
Online Training
Webinars
Video Library
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Startup
Supported Languages
English

Forwardly Categories and Features

Forwardly Customer Reviews

Write a Review
  • Reviewer Name: Michael B.
    Position: Owner
    Has used product for: Free Trial
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set 2 out of 5 stars
    Layout 2 out of 5 stars
    Ease Of Use 2 out of 5 stars
    Cost 4 out of 5 stars
    Customer Service 1 out of 5 stars
    Would you Recommend to Others? 1 out of 10

    Use anyone else but them

    1 out of 5 stars Date: Oct 13 2026
    Summary

    I tried to use them but they held up my payments for over a week. Opened 3 tickets hit zip help. Finally got a call setup. The guy said they needed 6 months bank statements showing all my transactions and copies of invoices to customers.

    Positive

    Nothing. I had nothing but issues with them. So I have nothing positive to report here. They have no mobile app so you have to do it on a pc or phone web browser. The support was very bad and troublesome. No phone number to speak to anyone. Goes to recording and you can’t leave msg.

    Negative

    No mobile app.
    Customer support was terrible.
    They advertise instant payout etc. but you have to use them for a long period of time before that’s an option. Standard payouts are 3 days or longer.

    Read More...
    Official Forwardly Response
    Date: Oct 14 2026
    Hi Michael, thank you for taking the time to share your feedback, and we’re sorry your experience didn’t meet expectations. Protecting our customers’ money is our top priority, so when a payment is flagged for additional review, it is placed on hold rather than processed. That means the funds never leave the bank account; they remain fully available to the payer, and a held payment can be cancelled at any time. As part of security reviews, we may request supporting documents such as bank statements or invoices. These requirements help us prevent fraud and keep every business on our network safe. For the same reason, faster payment speeds like instant transfers become available once an account has an established payment history. This helps protect both senders and recipients. To clarify our support options: free accounts are supported through our help center and support tickets, while phone support is only available for paid accounts. We’re sorry the ticket process felt slow in your case; our average support first-response time for a human acknowledgement for any account is about two hours during our business hours (Pacific Time), which is one of the many reasons business owners turn to Forwardly. If a ticket didn’t receive a human acknowledgement, please forward the automated email you received (confirming that a ticket was opened) to help@forwardly.com so that we can look into what happened. If you’d like to revisit anything with your account, please reply to your existing ticket or submit a new one, and our team will be glad to help.
  • Reviewer Name: Rob B.
    Position: Office Admin
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set 5 out of 5 stars
    Layout 4 out of 5 stars
    Ease Of Use 4 out of 5 stars
    Cost 4 out of 5 stars
    Customer Service 5 out of 5 stars
    Would you Recommend to Others? 9 out of 10

    Great company & prompt service

    5 out of 5 stars Date: Jul 02 2025
    Summary

    I highly recommend it to other businesses. If you are looking for a quick and easy way to get your payment, this is the platform.

    Positive

    Easy-to-use platform, onboarding was a breeze. Within a day I was able to request the payments from my clients.

    Negative

    Relatively new platform, but I can't think of any at this point.

    Read More...
    1 user found this review useful.
  • Reviewer Name: A Verified Reviewer
    Position: Owner
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set 5 out of 5 stars
    Layout 5 out of 5 stars
    Ease Of Use 5 out of 5 stars
    Cost 1 out of 5 stars
    Customer Service 1 out of 5 stars
    Would you Recommend to Others? 1 out of 10

    Us based, actual person on the phone? Look elsewhere

    2 out of 5 stars Date: Jun 25 2025
    Summary

    Terrible, we onboarded with them a couple of months before sending any invoices, when it came time to receive payment they were requesting bank statements (which they already have access to through plaid), they also wanted a copy of customer contracts to verify payments. Very phishy business practices, no actual human support.

    Positive

    It seemed simple enough, sign up, link the bank, start sending invoices. They make it sounds very easy…

    Negative

    When it actually came time for customers to pay, they reported website slowness, difficulty linking/verifying their bank info. When it comes to support, it’s non existent. The only option they have is email support, don’t expect a fast response either.

    Read More...
  • Reviewer Name: Jacob K.
    Position: Sr. Accountant
    Has used product for: 1-2 Years
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set 5 out of 5 stars
    Layout 5 out of 5 stars
    Ease Of Use 5 out of 5 stars
    Cost 5 out of 5 stars
    Customer Service 5 out of 5 stars
    Would you Recommend to Others? 10 out of 10

    My favorite vendors bill pay platform

    5 out of 5 stars Date: Nov 03 2025
    Summary

    Overall, Forwardly is my favorite vendors bill pay platform. Overall very good platform for small business owners with businesses registered in the United states and very affordable. I use it regularly and recommend it to all my known MSPs and IT service providers that need an AP solution. I love that it is easy to use, cost efficient, and has a good support team to answer questions.

    Positive

    Forwardly is so good designed. It is easy to use and review payments or vendors and find the information that I need. If I ever have a question or concern, the support team is just a few clicks away.

    Negative

    I still need to use my bank for international payments as I can only send free payments via ACH or card transfers and USA businesses only. No phone support though but I found video calls are more than enough.

    Read More...
    1 user found this review useful.
  • Reviewer Name: Rebecca K.
    Position: Owner
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set 5 out of 5 stars
    Layout 5 out of 5 stars
    Ease Of Use 5 out of 5 stars
    Cost 5 out of 5 stars
    Customer Service 5 out of 5 stars
    Would you Recommend to Others? 10 out of 10

    Easy to receive & send payments

    5 out of 5 stars Date: Jan 27 2025
    Summary

    It is a great platform for a small business and much satisfied with it's performance. Looking forward to what they would add to the features next.

    Positive

    Very user friendly. Account setup was smooth. Payment processing is super easy & quick which improved the cash flow.

    Negative

    First couple of payments for each client took time but got better & faster with time.

    Read More...
    1 user found this review useful.
  • Reviewer Name: Ramesh P.
    Position: Accountant
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set 5 out of 5 stars
    Layout 5 out of 5 stars
    Ease Of Use 5 out of 5 stars
    Cost 5 out of 5 stars
    Customer Service 5 out of 5 stars
    Would you Recommend to Others? 10 out of 10

    Won me due to great service

    5 out of 5 stars Date: Nov 10 2024
    Summary

    Very happy customer since May 2024. It was a pleasant experience dealing with their support team. Sometimes it feels like too much communication happening from their side making me feel bad :)

    Positive

    I was paying all my bills through Chase and I am surprised to see the time automation has saved us. Easy to use with my Quickbooks.

    Negative

    Every payment needs an OTP and it was a challenge during my overseas trip

    Read More...
    1 user found this review useful.
  • Reviewer Name: Elam K.
    Position: Owner
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set 1 out of 5 stars
    Layout 1 out of 5 stars
    Ease Of Use 1 out of 5 stars
    Cost 1 out of 5 stars
    Customer Service 1 out of 5 stars
    Would you Recommend to Others? 1 out of 10

    Really bad

    1 out of 5 stars Date: Oct 16 2024
    Summary

    They have the money and I am without a way of getting my money back.

    Positive

    The product seemed great from their advertisement but...it was awful. They took my money and then closed my account.

    Negative

    This was an awful ride with Forwardly. They gave me a hassle getting on and then even gave the people hassle I was paying. The final straw was they took my money that I had sent to people and then suspended all our accounts.

    Read More...
    Official Forwardly Response
    Date: Oct 18 2024
    Hi Elam, Thank you for reaching out and sharing your feedback about your experience with Forwardly. Unfortunately, certain businesses fall outside of our risk tolerance, which is why we’re unable to support them at this time. As outlined in our policy, when a business is suspended, any pending transactions are canceled and returned. More details about this process can be found in our support portal. If you have any further questions, feel free to submit a ticket, and we’ll be happy to assist you.
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