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What is Column?

Column is a nationally chartered bank specifically tailored for developers and builders aiming to innovate in financial product creation. By establishing its own core banking system, ledger, and data infrastructure, Column eliminates the dependence on conventional middleware, which allows developers to engage directly with the U.S. banking system. This forward-thinking approach facilitates seamless connections with the Federal Reserve, greatly enhancing the efficiency of processes such as money transfers, account setups, and card program management. Key services include ACH origination, wire transfers via FedWire, real-time book transfers, and the ability to open FDIC-insured bank accounts through a user-friendly API. Additionally, Column supports the development of customized card programs by providing unique Bank Identification Numbers (BINs) and maintaining compatibility with major networks and issuer processors. Beyond these primary offerings, Column also presents a variety of lending solutions, encompassing loan origination, debt financing, and loan purchase programs, which further aid companies in broadening their lending operations. With its extensive range of services, Column distinguishes itself as an invaluable ally for those engaged in the financial technology landscape, promoting innovation and efficiency across the sector.

What is Codat?

Codat assists its clients in fostering stronger relationships with their business clientele. Our solutions facilitate seamless access, synchronization, and analysis of data from customers' financial systems tailored for particular applications, including onboarding suppliers for commercial card initiatives and assessing business loan applications. With a profound level of specialization and expertise embedded in our offerings, we empower our clients to enhance their wallet share, minimize customer turnover, and expand their operations efficiently. As a result, businesses can thrive in a competitive landscape by leveraging the insights and efficiencies our products provide.

Media

Media

Integrations Supported

Axis LMS
Basiq
BigCommerce
Clear Books
FreshBooks
FullCircl
MYOB AccountRight
Peaka
Plaid
QuickBooks Online
Recurly
Sage 50
Sage Intacct
Shopify
Singer
StarfishETL
Stripe
TrueLayer
Wave
Wave Accounting

Integrations Supported

Axis LMS
Basiq
BigCommerce
Clear Books
FreshBooks
FullCircl
MYOB AccountRight
Peaka
Plaid
QuickBooks Online
Recurly
Sage 50
Sage Intacct
Shopify
Singer
StarfishETL
Stripe
TrueLayer
Wave
Wave Accounting

API Availability

Has API

API Availability

Has API

Pricing Information

$0.50 per transaction
Free Trial Offered?
Free Version

Pricing Information

Free Trial
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Column

Date Founded

2021

Company Location

United States

Company Website

column.com

Company Facts

Organization Name

Codat

Date Founded

2017

Company Location

United Kindom

Company Website

www.codat.io/

Categories and Features

Loan Origination

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

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