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What is Fiskil?

The Fiskil Banking API provides a user-friendly interface for companies to effortlessly incorporate consent-driven bank account connectivity into their applications and services. It enables the linking of various accounts while offering comprehensive access to vital information related to both customer and business accounts, such as current balances, outstanding liabilities, upcoming payments, payees, and organized transaction details. This API caters specifically to fintech firms, lenders, banks, brokers, and other organizations that are creating financial solutions, including account aggregation, verification of identity and income, assessments of affordability, workflows for lending, and tools for managing personal finances. Fiskil establishes connections with financial institutions across Australia and New Zealand and takes care of the essential bank integrations and consent management. This allows product teams to work with a cohesive interface without the burden of forming separate connections with each financial institution. By streamlining these procedures, Fiskil empowers businesses to concentrate more on innovation and enhancing customer service instead of dealing with the intricate aspects of banking integration, ultimately fostering a more efficient development environment.

What is DirectID ?

By utilizing Open Finance along with bank statement information, DirectID enhances lenders' understanding of their clients throughout the entire credit risk process, from initial onboarding to collections and recoveries. DirectID offers several innovative solutions, including: AFFORDABILITY With automated categorization of transactions, immediate insights, and income verification for anyone with a bank account, lenders can conduct more precise affordability assessments. IDENTITY By executing bank account validation checks, DirectID confirms customer identities and provides detailed financial insights that go beyond conventional checks. ONBOARDING Simplify the onboarding experience by eliminating the hassle of paper documentation; verify income claims and analyze bank transactions almost instantly. COLLECTIONS Leverage direct data insights to design more effective collections strategies and enhance customer interactions. CREDIT RISK Move beyond outdated credit data and self-reported income; our real-time insights complement traditional credit bureau reports, enabling more knowledgeable credit risk evaluations. OPERATIONAL EFFICIENCY Minimize the time spent on calls and document reviews by connecting directly to customer bank data, allowing for rapid categorization of transactions while simultaneously helping to prevent fraud. With these tools, DirectID empowers lenders to make smarter, more informed decisions at every stage of the customer relationship.

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Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Version

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Fiskil

Date Founded

2021

Company Location

Australia

Company Website

www.fiskil.com

Company Facts

Organization Name

DirectID

Date Founded

2011

Company Location

United Kingdom

Company Website

directid.theidco.com

Categories and Features

Financial Data APIs

Not specified

Open Banking

Not specified

Categories and Features

Financial Data APIs

Not specified

Financial Risk Management

Compliance Management
Credit Risk Management
For Hedge Funds

Fraud Detection

Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Insurance Industry

Identity Management

Compliance Management

Income Verification

Not specified

Open Finance

Not specified

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