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What is Fuego?

Fuego by Fourth is a groundbreaking application that allows employees to access a portion of their earned wages and tips ahead of their scheduled payday. Workers can withdraw up to 50% of their earned income within hours of completing their shifts, with deductions taken from their net pay similar to standard post-tax calculations, and this service comes at no cost to the employer. The app integrates effortlessly with HotSchedules, enabling employees to view their weekly schedules alongside the wages available for immediate access. To assist unbanked and underbanked individuals, Fuego offers the Fuego Visa® Card*, which provides users with a dependable and convenient way to make debit transactions. By utilizing this innovative service, Fuego not only supports workers in reaching their financial goals but also helps employers foster a more optimistic, engaged, and productive workforce. Consequently, the financial flexibility and workplace satisfaction can improve for both employees and employers, creating a more harmonious work environment. This dual benefit paves the way for stronger relationships between companies and their staff.

What is Clair?

Clair is an innovative banking application designed for the modern workplace, enabling American workers to access a share of their earnings prior to the scheduled payday. This service ensures that individuals can manage their finances more effectively, whether it’s addressing bills, meeting credit card obligations, or making investments, thereby eliminating the need to wait until payday for access to earned wages. Clair On-Demand Pay is a complimentary employee benefit that has garnered appreciation from employees across more than 12,000 organizations. Users of Clair can take advantage of a variety of financial wellness features aimed at aiding them in achieving their financial aspirations, including: - Complimentary Earned Wage Advances - No-fee cash withdrawals available at 40,000 in-network ATMs throughout the United States† - A high-yield Savings Account offering a 2% interest rate‡ - An FDIC-insured* Spending Account free of hidden charges By collaborating with prominent payroll and workforce management services like When I Work, Trinet Zenefits, Gusto, Altametrics, and others, Clair simplifies the process for businesses and their employees to reach their financial objectives and foster a secure financial future through the benefits of On-Demand Pay. This approach not only enhances financial literacy but also promotes a culture of financial wellness within the workplace.

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Integrations Supported

Bubblehouse
Zuplo

Integrations Supported

Apple Pay
ArmorCode
Google Pay
Ozone
Red Hat Quay
Samsung Pay
ZeroNorth

API Availability

API Availability

Pricing Information

$0
Free Version

Pricing Information

$0
We pride ourselves in offering free earned wage advances with NO predatory fees. Opening a Clair Spending Account is free for employees and free to implement for employers.
Free Version

Supported Platforms

Android
iPhone
iPad

Supported Platforms

SaaS
Android
iPhone

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Not specified

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

Fourth

Date Founded

1999

Company Location

United States

Company Website

getfuego.com

Company Facts

Organization Name

Clair

Date Founded

2019

Company Location

United States

Company Website

getclair.com

Categories and Features

Earned Wage Access

Not specified

Categories and Features

Earned Wage Access

Not specified

Human Resources

Not specified

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