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Ratings and Reviews 11 Ratings
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What is Immediate?
Employers have the opportunity to enhance their employees' financial well-being and break the cycle of debt by providing daily access to wages earned. This mechanism, known as earned wage access, plays a pivotal role in helping workers avoid reliance on payday loans and credit card debt. With Instant, hours worked are easily verified, enabling employees to receive their earnings ahead of the usual payday at no extra expense to the employer. After completing their workday and clocking out as per standard procedure, the HR software meticulously records the hours, including the timestamps for clocking in and out. Once the hours are logged, Immediate gets notified and promptly makes the earnings available for transfer. Employees can then have the funds sent directly to their bank accounts, a preferred financial institution, or a loadable debit card. Furthermore, the payroll software efficiently manages the repayment of any accessed earnings, ensuring that deductions are made from the next scheduled payday. By implementing such a system, employers not only improve financial stability for their workforce but also foster higher employee retention and cultivate loyalty among their team. Ultimately, this approach benefits both the workers and the organization as a whole.
What is Clair?
Clair is an innovative banking application designed for the modern workplace, enabling American workers to access a share of their earnings prior to the scheduled payday. This service ensures that individuals can manage their finances more effectively, whether it’s addressing bills, meeting credit card obligations, or making investments, thereby eliminating the need to wait until payday for access to earned wages. Clair On-Demand Pay is a complimentary employee benefit that has garnered appreciation from employees across more than 12,000 organizations.
Users of Clair can take advantage of a variety of financial wellness features aimed at aiding them in achieving their financial aspirations, including:
- Complimentary Earned Wage Advances
- No-fee cash withdrawals available at 40,000 in-network ATMs throughout the United States†
- A high-yield Savings Account offering a 2% interest rate‡
- An FDIC-insured* Spending Account free of hidden charges
By collaborating with prominent payroll and workforce management services like When I Work, Trinet Zenefits, Gusto, Altametrics, and others, Clair simplifies the process for businesses and their employees to reach their financial objectives and foster a secure financial future through the benefits of On-Demand Pay. This approach not only enhances financial literacy but also promotes a culture of financial wellness within the workplace.
Integrations Supported
Apple Pay
ArmorCode
Google Pay
Ozone
Red Hat Quay
Samsung Pay
ZeroNorth
API Availability
API Availability
Pricing Information
Pricing not provided
Pricing Information
$0
We pride ourselves in offering free earned wage advances with NO predatory fees. Opening a Clair Spending Account is free for employees and free to implement for employers.
Free Version
Supported Platforms
SaaS
Supported Platforms
SaaS
Android
iPhone
Customer Service / Support
Web-Based Support
Customer Service / Support
Web-Based Support
Training Options
Documentation Hub
On-Site Training
Training Options
Documentation Hub
On-Site Training
Company Facts
Organization Name
Immediate
Date Founded
2019
Company Location
United States
Company Website
www.joinimmediate.com/solutions
Company Facts
Organization Name
Clair
Date Founded
2019
Company Location
United States
Company Website
getclair.com
Categories and Features
Earned Wage Access
Not specified
Categories and Features
Earned Wage Access
Not specified
Human Resources
Not specified