Joompay vs. Factor4

Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current. With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen. International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before. Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.

Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance Our solution enables businesses to integrate financial services directly into their platforms—a concept known as embedded finance. White-Label allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management It is designed to modernise corporate expense management. Wallester Business provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency. Discover how Wallester can transform your financial operations and drive your business forward. Learn more and follow us on LinkedIn, Instagram (@wallester_com) or Facebook (@Wallester).

Epicor Kinetic boasts a legacy of over five decades in manufacturing, establishing itself as a leader in delivering customized solutions on a global scale. At the heart of the Epicor strategy lies the cultivation of authentic, enduring partnerships, which ensures that its offerings are responsive to ever-evolving business requirements. Kinetic aims not only to meet existing needs but also to guide organizations towards the principles of Industry 4.0 and smarter manufacturing practices. This proactive stance is enhanced by the Epicor dedication to pioneering cloud solutions, characterized by unparalleled security, ease of use, and robust support. With an intuitive interface, Epicor Kinetic -- the global, AI-powered cloud ERP designed specifically for discrete, mixed-mode, and make-to-order manufacturers in the small and mid-market spaces -- empowers everyday users to transform business data into actionable insights and impactful reports that enhance productivity. By incorporating cutting-edge AI, machine learning, and Internet of Things technologies, the user experience provided by Kinetic enables a seamless transition to modern manufacturing methodologies. While primarily focused on cloud-based solutions, Epicor Kinetic also accommodates on-premises and hybrid deployment options, ensuring flexibility for various operational needs. Kinetic not only propels customer ambitions forward by offering tools to enhance productivity, growth, and operational efficiency but also solidifies Epicor's role as an indispensable ally for the most vital enterprises worldwide. Consequently, partnering with Epicor translates into a strategic advantage in navigating the complexities of today's manufacturing landscape.

Wave Browser is an efficient browser that makes everyday online life cleaner, more organized, and more meaningful. Built on the trusted Chromium foundation, it brings essential tools directly into the browser so you can get more done without installing extra extensions or juggling multiple apps. The sidebar keeps your favorite tools and lists within instant reach, while split view lets you work across two pages at once, ideal for research, comparison, studying, or multitasking. Wave keeps your browsing protected with features that put you in control. Ad and tracker blocking give you a more secure, private experience, and incognito mode allows you to browse without storing activity on your device. With AppEsteem Certification, Wave Browser meets strict standards for clean installation, transparent behavior, and responsible software practices that help keep your experience safe. Productivity is built into Wave’s core. Tab grouping, bookmarks, and a reading list help keep your ideas organized, while picture-in-picture, Memory Saver, and Energy Saver modes keep your device running smoothly during heavy tab sessions. The built-in AI Assistant, messaging integrations, and fast-action buttons to your favorite sites turn the browser into a true productivity partner that supports your day. Most importantly, Wave Browser is the only browser with real ocean impact built in. Through a certified partnership with 4ocean, Wave helps fund the removal of 100,000 pounds of trash from our ocean, rivers, and coastlines each year. A live impact tracker shows how much waste the Wave community has helped remove, with verified updates from cleanup crews around the world. With Wave Browser, your everyday browsing supports cleaner waters and the people working to protect them.

Established in New York City in 1992, Runit specializes in cloud-based retail management systems, specifically designed for high-end fashion, footwear, and gift retail chains. Our versatile platform offers comprehensive support around the clock, enabling seamless integration of operations across various locations such as stores, warehouses, and online platforms. Runit RealTime Cloud is designed to cater to any size of retail chain, whether you operate three, fifty, or even more stores, enhancing various aspects of your business including ordering, distribution, customer service, payment processing, and e-commerce functionalities. Compatible with PC, Mac, and iPad, Runit RealTime Cloud allows you to utilize existing hardware, making it a practical solution for retailers. Our extensive experience, combined with a flexible subscription model, ensures affordability for businesses with limited budgets, as we do not impose any lengthy contracts or hefty upfront payments. Don't hesitate to reach out for a customized demo to explore how our solutions can transform your retail operations today!

Highly Profitable Selling gift cards, vouchers, and tickets is among the most lucrative strategies for your business, enabling you to collect full payment upfront for services or products that you deliver roughly 85% of the time. Versatile You have the flexibility to market your offerings as tickets, gift cards, or vouchers, allowing you to set your own terms and prices, and sell whenever and wherever you choose, maximizing your potential profits. Impactful With VoucherCart, you can connect with your customers through channels that surpass those offered by other digital platforms, enhancing your marketing effectiveness. Viral and Engaging Thanks to VoucherCart's unique viral features and loyalty programs, you can not only draw in new customers but also foster their retention in ways that few eCommerce solutions can match, significantly boosting your business growth. This combination of profitability, versatility, impact, and viral engagement positions VoucherCart as a leader in the digital marketplace.

BILL is a leading provider of cloud-based software that simplifies, digitizes, and automates back-office financial processes for small and mid-sized businesses. Our customers come from all industries, ranging from startups to established brands and nonprofits to franchises.

Toast POS is a versatile platform designed specifically for the restaurant and food service sector. With this system, restaurant proprietors can swiftly respond to evolving market trends and customer demands by utilizing features like online ordering, delivery services, takeout options, and mobile app functionality. Being a cloud-based solution, Toast POS grants users the convenience of accessing their restaurant information from virtually anywhere, using any device. The robust reporting and analytics tools within the platform empower restaurant managers to uncover cost-saving opportunities, showcase top-selling dishes, and make informed business decisions. This adaptability makes Toast POS an essential asset for any food service establishment looking to thrive in a competitive landscape.

The Gemini Credit Card® allows you to earn cryptocurrency rewards immediately with each transaction, which are then credited straight to your Gemini account. With attractive reward rates like 4% on gas, 3% on dining, and 2% on groceries, it caters to individuals looking to grow their crypto portfolio through everyday expenses. There are no annual fees or charges for foreign transactions, and users can opt to receive their rewards in a selection of cryptocurrencies. Designed with security in mind, the card features no visible card number, providing reassurance while boasting a sophisticated and stylish appearance. Additionally, this card appeals to those who value both financial benefits and a sleek aesthetic in their payment methods.

Rippling simplifies human resources, payroll, IT, and expense management for companies operating on a global scale. With ease, you can oversee the complete employee lifecycle, encompassing everything from recruitment to benefits management and performance evaluations. It offers automation for HR processes, eases the approval workflow, and guarantees adherence to regulations. You can also control devices, manage software access, and monitor compliance, all from a single dashboard. With timely payroll processing, effective expense tracking, and adaptable financial policies, you can save time, lower expenses, and boost overall efficiency in your organization. Discover the advantages of integrated management solutions with Rippling and transform the way your business operates today.